General Terms & Conditions

1] Cumulative Growth Plan – Interest Compounded Annually on 31st March and payable on maturity.

2] Non-Cumulative Scheme – Interest Payable Monthly / Quarterly / Annually.

a) Monthly Income Plan – Interest will be paid last date of every month.

b) Quarterly Income Plan – Interest will be paid every quarter on 1st July, 1st Oct, 1st Jan & 31st March.

c) Annual Income Plan – Interest will be paid each year on 31st March.

3] Minimum amount of deposit to be accepted is Rs. 20,000/- and in multiples of Rs. 1,000/-.

4] Additional rate of 0.25% p.a. rate for Sr. Citizens / Trust Depositors.

5] Interest payment will take place through ECS / Post Dated Cheques.

6] Nomination facility is available.

7] Fixed Deposit Receipt(FDR) will be dispatched directly to the depositor by registered post /courier service at the address provided in the application form within 08(eight) weeks or such extended period as may be decided by Company, from the date of DD/cheque realisation.

Important Information (Instructions)

Attach following document along with the application form:-

1] Self attested copy of PAN Card and address proof (all the applicants in case of joint applications).

2] Stick Passport size photograph of sole applicant on application form.

3] Signature of all applicants on the application form.

4] At par A/c Payee Cheque / DD (payable at Pune) should be drawn in favour of “GRUH FINANCE LTD”.

5] One cancelled cheque (for ECS).

6] Send your application form on our address.

7] The Acknowledgement copy will be sent by Email / Post.

8] Keep photocopy of application form for your record.

9] Free Home Service is available.*

For Renewal of Deposit

Send us below mentioned documents along with the Original FDR

1] Stick Rs.1 Revenue stamp on the back side of fixed deposit receipt and across Signed by all depositors.

2] Signature of all applicants on the application form.

3] Self attested copy of PAN Card and address proof (all the applicants in case of joint application)

4] One cancelled cheque (for ECS).

5] Stick Passport size photograph of sole applicant on application form.

Interest Rates (%)

Please take print of the Application Form on A4 paper size.

Gruh Finance Ltd Fixed Deposit Application Form