Bajaj Finance Ltd.

Bajaj Finance Ltd. Fixed Deposit interest rate up to 8.90% p.a.

 Bajaj Finance Ltd.

Company Profile

Set up in 1987, Bajaj Finance Ltd (Bajaj Finance, formerly Bajaj Auto Finance Ltd) is a subsidiary of Bajaj Finserv Ltd, the financial services arm of the Bajaj group. Registered with Reserve Bank of India (RBI) as a systemically important deposit-taking non-banking finance company, Bajaj Finance initially provided loans for two-and three-wheelers (manufactured by Bajaj Auto Ltd; Bajaj Auto). Since then, Bajaj Finance has entered other lending segments, and become a significant player in the retail asset-financing industry. Bajaj Finance’s diversified product suite now comprises nine business lines – vehicle loans (two-and three-wheelers, manufactured by Bajaj Auto), consumer durable loans, personal loans (cross-sales and for salaried), mortgage loans (home loans and loans against property; LAP), small business loans, construction equipment loans, loans against securities (LAS), infrastructure loans, and loans to Bajaj Auto’s vendors. Bajaj Finance is the largest financier of two-wheelers and consumer durables in India.


Credit Rating

  • FAAA/Stable Rating by CRISIL
  • MAAA (Stable) Rating by ICRA

General Terms & Conditions

1] Cumulative Scheme – Interest Compounded  Yearly Payable on Maturity.
2] Non-Cumulative – Interest Payable Monthly / Quarterly / Half Yearly / Yearly.
3] Additional Interest rate of 0.25% for Senior Citizens, Bajaj Group Employees and Existing Live Customers.
4] Minimum deposit for monthly interest plan is Rs. 1,00,000/- and in multiples of Rs. 1,000/-.
5] Nomination facility available.
6] Repayment will take place through Cheque/ RTGS/ NEFT.
7] Fixed Deposit Receipt(FDR) will be dispatched directly to the depositor by registered post /courier service at the address provided in the application form within 08(eight) weeks or such extended period as may be decided by Company, from the date of DD/cheque realization.

Application Submission Process

Please take print of the Application Form on A4 paper size.

Click here to Download Application Form Bajaj Finance Ltd Fixed Deposit

Attach following document along with the application form:-

1] Self attested copy of PAN Card and address proof (all the applicants in case of joint applications).
2] Stick Passport size photograph of sole applicant on application form.
3] Signature of all applicants on the application form.
4] At par A/c Payee Cheque / DD (payable at Pune) should be drawn in favour of Bajaj Finance Limited- Fixed  Deposit Account Number 00070350006738”.
6] Send your application form on our address.
7] The Acknowledgement copy will be sent by Email / Post.
8] Keep photocopy of application form for your record.
9] Free Home Service is available.*

Interest Rates (%)

Bajaj Finance Limited - Non Cumulative Scheme

Half Yearly
12 Months8.75%8.40%8.45%8.55%8.75%
18 Months8.85%8.50%8.55%8.65%8.85%
24 Months8.90%8.55%8.60%8.70%8.90%
36 Months8.90%8.55%8.60%8.70%8.90%
48 Months8.90%8.55%8.60%8.70%8.90%
60 Months8.90%8.55%8.60%8.70%8.90%
Minimum Deposit75,00075,00075,00075,00075,000
Note: 1] Minimum Investment Rs.75,000 Lac Greater Mumbai ( Including Navi Mumbai, Thane & National Capital Region (NCR)

Who can apply / invest?

Resident Individual / HUF / Private Limited Companies /  Co-op Societies /  Association Persons / Trusts.

For Renewal of Deposit

Send us below mentioned documents along with the Original FDR

1] Stick Rs.1 Revenue stamp on the back side of fixed deposit receipt and across Signed by all depositors.
2] Signature of all applicants on the application form.
3] Self attested copy of PAN Card and address proof (all the applicants in case of joint application)
4] One cancelled cheque (for ECS).
5] Stick Passport size photograph of sole applicant on application form.

Profits & Dividend

Bajaj Finance Ltd. Profits & Dividend (In Crore)

Profit Before Tax
Profit After Tax

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