PNB Housing Finance Ltd.

PNB Housing Finance Ltd. Fixed Deposit interest rate up to 9.73% p.a.

pnb hf PNB Housing Finance Ltd.

Company Profile

PNB Housing Finance Limited (PNBHFL) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNBHFL is a subsidiary of Punjab National Bank (PNB), which holds 51% of share capital in the Company.

In December, 2009, it entered into a strategic financial partnership with Destimoney Enterprises Private Limited (DEPL). In February 2015, DEPL’s majority shareholder Destimoney Enterprises Limited has sold its entire shareholding to Quality Investments Holdings, which is owned by Carlyle Group, a global investment firm.

With over two decades of specialised experience in housing finance, PNBHFL has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly.

Credit Rating

FAAA rating by CRISIL, which means high safety regarding timely payment of interest and principal.

Who can apply / invest ?

Public / Private Companies / Resident / HUFs / Non-Resident Indians / Co-operative Societies / Co-operative Banks / Association of Person / Trusts, etc.

General Terms & Conditions

1] Fixed Deposit – Interest shall be payable
    Monthly (Last day of each month)
    Quarterly (June 30th, September 30th, December 31st and March 31st)
    Half Yearly (September 30th and March 31st)
    Yearly(March 31st).

2] Cumulative Deposit – Interest will be compounded yearly on March 31st and payable on maturity.

3] Minimum amount of deposits for Monthly interest payment scheme is Rs. 100,000/- and for Quarterly interest payment scheme is Rs. 50,000/- and for rest options Rs. 20,000/-

4] Additional interest rate 0.25% p.a. for Sr. Citizens for deposits upto Rs. 1 Crore only.

5] Interest payment will take place through ECS / Post Dated Cheques.

6] Nomination facility available.

7] Fixed Deposit Receipt(FDR) will be dispatched directly to the depositor by registered post /courier service at the address provided in the application form within 08(eight) weeks or such extended period as may be decided by Company, from the date of DD/cheque realisation.

Important Information (Instructions)

Attach Following Document Along With The Application Form:-

1] Self attested copy of PAN Card and address proof (all the applicants in case of joint application).

2] Stick Passport size photograph of sole applicant on application form.

3] Signature of all applicants on the application form.

4] At par A/c Payee Cheque / DD (payable at Pune) should be drawn in favour of “PNB Housing Finance Ltd.”

5] One cancelled cheque (for ECS)..

6] Send your application form on our address.

7] The Acknowledgement copy will be sent by Email / Post.

8] Keep photocopy of application form for your record.

9] Free Home Service is available.*         

For Renewal of Deposit

Send us below mentioned documents along with the Original FDR

1] Stick Rs.1 Revenue stamp on the back side of fixed deposit receipt and across Signed by all depositors.

2] Signature of all applicants on the application form.

3] Self attested copy of PAN Card and address proof (all the applicants in case of joint application)

4] One cancelled cheque (for ECS).

5] Stick Passport size photograph of sole applicant on application form.

Interest Rates (%)

PNB Housing Finance Fixed deposit Scheme

Period Months
Monthly
Quarterly
Half Yearly
Annual / Cumulative
Tentative Yield
Minimum Amount100,000/-50,000/-20,00020,00020,000
127.707.757.858.008.00
157.757.807.858.058.18
227.757.807.858.058.34
247.707.757.858.008.32
308.058.108.158.358.92
367.958.008.058.258.95
448.108.208.258.459.45
487.958.008.058.259.33
607.958.008.058.259.73
727.958.008.058.2510.15
847.958.008.058.2510.60
1207.807.857.958.1011.79

Profits & Dividend

PNB Housing Finance Profits & Dividend

Years
Profit Before Tax
Profit After Tax
Dividend %
201529577.4919610.9730%
201417574.2412744.2530%
201312604.489151.1425%
201210258.497520.2422%
20119747.396937.3022%

Please Take Print of The Application Form on A4 Paper Size.

PNB Housing Finance Fixed Deposit Application Form

PNB Housing Finance Ltd Fixed Deposit intermediary (IFA) pune, PNB Housing Finance Ltd Fixed Deposit Advisors pune, PNB Housing Finance Ltd Fixed Deposit Distributors pune, PNB Housing Finance Ltd Fixed Deposit Brokers pune, PNB Housing Finance Ltd Fixed Deposit Consultants pune, PNB Housing Finance Ltd Fixed Deposit Agents punePNB Housing Finance Ltd fd intermediary (IFA) , PNB Housing Finance Ltd fd Advisors , PNB Housing Finance Ltd fd Distributors , PNB Housing Finance Ltd fd Brokers , PNB Housing Finance Ltd fd Consultants , PNB Housing Finance Ltd fd Agents 

3 comments

  1. NITIN KUMAR AGGARWAL

    HELO SIR
    PNB HOUSING FINANCE LIMITED ID PURELY GOVERMANT OR SEMI PRIVATE OR PRIVATE COMPANY
    REGARDS
    NITIN KUMAR AGGARWAL

Leave a Reply

Your email address will not be published. Required fields are marked *


*