Indiabulls Consumer Finance Ltd NCD 2022 9.54%

NCD details and Interest Rates Indiabulls Consumer Finance Ltd NCD 2022

NCD/Series Details

Issuer Indiabulls Consumer Finance Ltd NCD 2022
Secured Redeemable Non-Convertible Debentures
Issue Public issue by Indiabulls Consumer Finance Limited, (“Company” Or “Issuer”) of Secured Redeemable Non-Convertible Debentures of Face Value of Rs 1,000 Each, (“NCDs”) for an amount of Rs. 250 crore (“Base Issue”) with an option to retain oversubscription up to Rs. 2750 crore aggregating up to Rs 3,000 Crore (“Shelf Limit”) (“Issue”).
Rating Credit Rating of “CARE AA; Outlook: Stable” for an amount of Rs. 3,000 crore, by CARE Ratings Limited and “BWR AA+; Outlook: Stable” for an amount of Rs. 3,000 crore, by Brickwork Ratings India Private Limited.
Issue opens October 7, 2022
Issue closes October 28, 2022
Issue Price Rs. 1,000 per NCD
Minimum Application Rs 10,000/- (10 NCDs) across all Series and in multiples of 1 (one) NCD of Rs 1,000/- each thereafter
Coupon Type Fixed Coupon Rates
Listing The NCDs are proposed to be listed on BSE and NSE wit in 6 Working Days from the closing Date.
Application Mode Compulsorily ASBA
Insurance & Trading In dematerialised form only
Security and Asset Cover The NCDs proposed to be issued will be secured by a first ranking pari passu charge on present and future receivables and current assets of the Issuer for the principal amount and accrued interest thereon. The NCDs will have an asset cover of one time on the principal amount and interest thereon. The Issuer reserves the right to sell or otherwise deal with the receivables, both present and future, including without limitation to create a charge on pari passu or exclusive basis thereon for its present and future financial requirements, without requiring the consent of, or intimation to, the NCD holders or the Debenture Trustee in the connection, provided that a minimum security cover of one time on the principal amount and accrued interest thereon, is maintained.
SPECIFIC TERMS FOR EACH SERIES OF NCDs
NCDs Options I* II III IV V VI VII VIII
Frequency of Interest Payment Annual Cumulative Monthly Annual Cumulative Monthly Annual Cumulative
Minimum Application Rs.10,000 (10 NCDs) across all Series
Issue Price (Rs/ NCD) Rs 1,000
Face Value / Issue Price (Rs / NCD) Rs 1,000
Tenor from Deemed Date of Allotment 26 months 26 months 38 months 38 months 38 months 60 months 60 months 60 months
Coupon (%) for NCD Holders in all Categories
10.75% NA 10.40% 10.90% NA 10.50% 11.00% NA
Effective Yield (per annum) for NCD Holders in Category I, II, III, IV
10.75% 10.75% 10.90% 10.91% 10.90% 11.01% 10.99% 11.00%
Amount (Rs. / NCD) on Maturity for NCD Holders in All Category
Rs.1,000 Rs.1,248.02 Rs.1,000 Rs.1,000 Rs.1,388.30 Rs.1,000 Rs.1,000 Rs.1,686.26
Mode of Interest Payment Through various mode available
Put and Call Option NA
Application Process & Collection /Submission Centre

Please take print of the Application Form A4 paper size. Click here to download Application form of Indiabulls Consumer Finance Ltd NCD 2019
Attach following document along with the application form : –
1] PAN Card and Demat Proof Photo Copy attested by applicant.
2] One Cancelled Cheque copy.
3] Bidding is mandatory.
4] Cheque / DD not require as it is ASBA application
5] On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.
6] Keep photocopy of application form for your record.
7] Submit / deposit your NCD application form in Listed/ Design Bank Branches. (search below for your city)
8] To record and track the status/allotment of your application form, send us the soft copy Application Form/ Acknowledgement Slip.
9] The actual bond will reflect in your demat account within 2 weeks time form date of allotment.
10] Free Home Service available *

SBICap Securities Ltd Branches for submission of application Form

NAME OF THE BRANCHADDRESS
GANDHINAGAR GUJARAT BRANCHSBICAP SECURITIES LTD.
,B - 310, 3RD FLOOR, SUPER MALL-1, INFOCITY,
GANDHINAGAR - 382009, , INDIA
BAREILLY BRANCHSBICAP SECURITIES LIMITED,
SBICap Securities Ltd, C/o SBI MAIN BRANCH, FIRST FLOOR, NEAR KATCHERY, CIVIL LINES,
BAREILLY - 243001, UTTAR PRADESH , INDIA
AURANGABAD BRANCHSBICAP SECURITIES LTD.
2ND FLOOR, AKSHAY DEEP PLAZA, NEAR CIDCO BUS STATION, CIDCO
MUMBAI - 431001, MAHARASHTRA , INDIA
AGARTALAR M S CHOWMUHANI BRANCH, ROAD NO. 2, RAMNAGAR,
AGARTALA - 799002, TRIPURA , INDIA
MUMBAI THANE BRANCHSBICap Securities Ltd, C/o . SBI, PARSI AGYANI CROSS LANE,
JAMBLI NAKE, THANE (WEST),
MUMBAI - 400601, MAHARASHTRA , INDIA
DHARWARD EHUBSBICAP SECURITIES LTD, STATE BANK OF INDIA,
1ST FLOOR, COLLAGE ROAD,
DHARWAD - 580001, KARNATAKA , INDIA
INDORE EHUBSBICAP SECURITIES LIMITED, REGIONAL OFFICE,
204, OASIS TRADE TOWER, 20/22 , Y.N. ROAD, OPP.RANI SATI GATE,
INDORE - 452003, MADHYA PRADESH , INDIA
DELHI EHUBSBICAP SECURITIES LTD., 1ST & 2ND FLOOR,
57, PANCHKUIAN ROAD, NEAR R. K. ASHRAM MARG, METRO STATION,
NEW DELHI - 110001, DELHI , INDIA
SHILLONG BRANCHSBICAP SECURITIES LTD., STATE BANK OF INDIA, SHILLONG MAIN BRANCH,
1ST FLOOR, M G. ROAD, NEAR G P O,
SHILLONG - 793001, MEGHALAYA , INDIA
VIJAYAWADA E-HUBSBICap Securities Ltd, C/o .SBI ADMINISTRATIVE OFFICE
GROUND FLOOR, PRAKASAM ROAD, SURYARAO PET
VIJAYAWADA - 520002, ANDHRA PRADESH , INDIA
SILIGURI BRANCH1ST FLOOR, HILL CART ROAD,
SILIGURI - 734001, WEST BENGAL , INDIA
CHENNAI EHUB1ST FLOOR, SBI EGMORE BRANCH
NO. 45, PANTHEON ROAD, EGMORE
CHENNAI - 600008, TAMIL NADU , INDIA
HYDERABAD E-HUB6-3-885/7/C/1/T1,3RD FLOOR,AMIT PLAZA, NEAR RAJIV GANDHI CIRCLE,
OPP MINERVA HOTEL. RAJ BHAVAN ROAD,SOMAJIGUDA
HYDERABAD - 500082, TELANGANA , INDIA
HYDERABAD HUB1ST FLOOR, DMC CENTER, ABOVE STATE BANK OF INDIA,
ST. JOHN’S ROAD, EAST MARREDPALLY,
SECUNDERABAD - 500026, TELANGANA , INDIA
KOTI BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH HYDERABAD,
DEMAT SECTION, BANK STREET, KOTI
HYDERABAD - 500095, TELANGANA , INDIA
HYDERABAD BRANCH
SBICap Securities Ltd, C/o . SBH GUNFOUNDARY BRANCH,GROUND FLOOR,HYDERABAD - 500001, TELANGANA , INDIA
KOLKATA E-HUB
SBICap Securities Ltd, C/o , STATE BANK OF INDIA, JEEVANDEEP BLDG. (MAIN ENTRANCE GATE)1, MIDDLETON STREET KOLKATA - 700071, WEST BENGAL , INDIA
KILPAUK BRANCH
SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA
MUMBAI PEDDAR BRANCH
39, KALPATRU, DR. G. DESHMUKH MARG PEDDAR ROAD,MUMBAI - 400026, MAHARASHTRA , INDIA
AHMEDABAD EHUB2ND FLOOR, "NIRMAN", BESIDES JYOTI PLAZA NR. SHYAMAL CROSS ROAD, SATELLITE, AHMEDABAD - 380015, GUJARAT , INDIA
MEHSANA BRANCH
SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.), - 384002, GUJARAT , INDIA
BARODA MAKARPURA BRANCH
SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH VCCI BUILDING, MAKARPURA BARODA - 390010, GUJARAT , INDIA
NOIDA BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, A-2A/2, 1ST FLOOR, SECTOR-52, NOIDA - 201303, UTTAR PRADESH , INDIA
SALT LAKE KOLKATA BRANCH
GROUND FLOOR, BIKASH BHAVAN, SECTOR - 1, SALT LAKE KOLKATA - 700091, WEST BENGAL , INDIA
ASANSOL BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, ASANSOL BRANCH, BIJOYPAL SARANI, ASANSOL - 713304, WEST BENGAL , INDIA
BALLYGUNGE BRANCH
SBICap Securities Ltd, C/o SBI, 50 A, GARIAHAT ROAD, BALLYGUNGE KOLKATA - 700019, WEST BENGAL , INDIA
JEEVANDEEP - KOLKATA BRANCH
STATE BANK OF INDIA, JEEVANDEEP BLDG, GROUND FLOOR, 1, MIDDLETON STREET,KOLKATA - 700071, WEST BENGAL , INDIA
KOLKATA SAMRIDDI BRANCH
SBI MAIN BRANCH, SAMMRIDDI BHAVAN, 3RD FLOOR, 1- STRAND ROAD

KOLKATA - 700001, WEST BENGAL , INDIA
DURGAPUR BRANCH
SBICap Securities Ltd, C/o . STATE BANK INDIA, DURGAPUR BRANCH, DSP MAINGATE, PO DURGAPUR-3,BURDWAN - 713203, WEST BENGAL , INDIA
DEHRADUN BRANCH
SBI MAIN BRANCH, 4 CONVENT ROAD DEHRADUN - 248001, UTTARANCHAL , INDIA
VARANASI BRANCH
SBICap Securities Ltd, C/o SBI VARANASI MAIN BRANCH, NEAR DIST. COURT,VARANASI - 221002, UTTAR PRADESH , INDIA
GOMTI NAGAR BRANCH
SBICap Securities Ltd, C/o SBI GOMATI NAGAR BRANCH, 2/38, FIRST FLOOR, VIJAY KHAND, GOMTI NAGAR, LUCKNOW - 226010, UTTAR PRADESH , INDIA
LUCKNOW EHUB
401-C, GOVINDA APARTMENT, 3RD FLOOR, 1-A, SHANAJAF ROAD LUCKNOW - 226001, UTTAR PRADESH , INDIA
KANPUR BRANCH
SBICap Securities Ltd, C/o SBI ADMINISTRATIVE OFFICE, 16/101 MALL ROAD CIVIL LINES KANPUR - 208001, UTTAR PRADESH , INDIA
GHAZIABAD BRANCH
SBICap Securities Ltd, C/o SBI, NAVYUG MARKET,GHAZIABAD - 201001, UTTAR PRADESH , INDIA
AGRA BRANCH
SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHHIPITOLA AGRA - 282001, UTTAR PRADESH , INDIA
TIRUCHIRAPPALLI BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, TIRUCHIRAPPALI MAIN BRANCH, MC DONALDS ROAD, CANTONMENT,TIRUCHIRAPPALI - 620001, TAMIL NADU , INDIA
SALEM BRANCH
SBI HASTHAMPATTI BRANCH, BANK HOUSE,NO. 68 CHERRY ROAD SALEM - 636007, TAMIL NADU , INDIA
NAGERCOIL BRANCH
14B, DISTILLERY ROAD, VADASERY,NAGERCOIL - 629001, TAMIL NADU , INDIA
MADURAI BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, NUMBER - 7A, WEST VELI STREET, OPPOSITE RAILWAY STATION,MADURAI - 625001, TAMIL NADU , INDIA
COIMBATORE - R.S.PURAM BRANCH
SRI SAI TOWERS, 590AB, 4TH FLOOR, D B ROAD, RS PURAM COIMBATORE - 641002, TAMIL NADU , INDIA
COIMBATORE MAIN BRANCH
SBI MAIN BRANCH, STATE BANK ROAD,COIMBATORE - 641018, TAMIL NADU , INDIA
KILPAUK BRANCH
SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA
INDIRANAGAR - CHENNAI BRANCH
SBICap Securities Ltd, C/o .SBI PBB BESANT NAGAR BRANCH, E-159, ANNAI VELANKANI CHURCH ROAD, 7TH AVENUE, BESANT NAGAR CHENNAI - 600090, TAMIL NADU , INDIA
ERODE BRANCH
SBICap Securities Ltd, C/o SBI, D-48, STATE BANK ROAD,ERODE - 638001, TAMIL NADU , INDIA
KOTA BRANCH
SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHAWANI CHAURAHA,KOTA - 324007, RAJASTHAN , INDIA
JAIPUR BRANCH
128, 1ST FLOOR, OPP. G.E. MONEY, GANPATI PLAZA, M.I. ROAD JAIPUR - 302001, RAJASTHAN , INDIA
JAIPUR SANGENERI GATE EHUB
SBICap Securities Ltd, C/o SBI SPECIAL BRANCH, GROUND FLOOR, SANGENERI GATE,JAIPUR - 302003, RAJASTHAN , INDIA
JODHPUR BRANCH
SBICap Securities Ltd, C/o SBI, SPECIAL BRANCH, HIGH COURT CAMPUS, KACHAURI,JODHPUR - 342001, RAJASTHAN , INDIA
UDAIPUR BRANCH
SBICap Securities Ltd, C/o SBI, MAIN BRANCH, 23/C MADHUBAN,UDAIPUR - 313001, RAJASTHAN , INDIA
PATIALA BRANCH
SBICAP SECURITIES LTD., STATE BANK OF PATIALA,(MAIN BRANCH), NEAR MATA KALI MANDIR, THE MALL, MALL ROAD, PATIALA - 147001, PUNJAB , INDIA
LUDHIANA BRANCH
SBICap Securities Ltd, C/o SBI, FIRST FLOOR, FOUNTAIN CHOWK, CIVIL LINES,LUDHIANA - 141001, PUNJAB , INDIA
JALANDHAR BRANCH
SBICap Securities Ltd, C/o . STATE BANK OFINDIA, CIVIL LINES,JALANDHAR - 144001, PUNJAB , INDIA
AMRITSAR BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, TOWN HALL,AMRITSAR - 143001, PUNJAB , INDIA
PONDICHERRY BRANCH
STATE BANK OF INDIA, NO. 5, 1ST FLOOR, RUE SUFFREN, PONDICHERRY - 605001, PONDICHERRY , INDIA
BHUBANESWAR
SBICap Securities Ltd, C/o SBI LOCAL HEAD OFFICE – III/1, GROUND FLOOR, PT. JAWAHARLAL NEHRU MARG,BHUBANESWAR - 751001, ORISSA , INDIA
PUNE BUND GARDEN BRANCH
SBICap Securities Ltd, C/o SBI BUND GARDEN BRANCH, GRACE 171/B, 1ST FLOOR, DP ROAD,PUNE - 411001, MAHARASHTRA , INDIA
PUNE BRANCH
SPBB BRANCH, 1277, KUMAR RENAISSANCE, J.M.ROAD, DECCAN GYMKHANA,PUNE - 411004, MAHARASHTRA , INDIA
NASHIK BRANCH
SBICap Securities Ltd, C/o . SBI SPBB, SARASWATI HEIGHTS, PLOT NO.10, SURVEY NO.715/A/2/1/A, THATTE NAGAR, GANGAPUR ROAD,NASHIK - 422005, MAHARASHTRA , INDIA
NAGPUR BRANCH
SBICap Securities Ltd, C/o SBI SEVA SADAN BRANCH, 75 MOTI MOHAN COMPLEX, SEVA SADAN CHOWK, C.A ROAD,NAGPUR - 440018, MAHARASHTRA , INDIA
MUMBAI KONKAN BHAVAN BELAPUR BRANCH
SBICap Securities Ltd, C/o . SBI KONKAN BHAVAN BRANCH, CIDCO BLDG. (SOUTH WING), CBD BELAPUR,NAVI MUMBAI - 400614, MAHARASHTRA , INDIA
MUMBAI LOWER PAREL BRANCH
A & B WING, 12TH FLOOR, MARATHON FUTUREX, N.M. JOSHI MARG, LOWER PAREL,MUMBAI - 400013, MAHARASHTRA , INDIA
VERSOVA LINK ROAD (ANDHERI-WEST) BRANCH
SBICap Securities Ltd, C/o SBI JVLR BRANCH, GROUND FLOOR, JUHU VERSOVA LINK ROAD, ANDHERI (W)MUMBAI - 400053, MAHARASHTRA , INDIA
MADAME CAMA RD - MUMBAI BRANCH
SBI MADAME CAMA ROAD BRANCH, SBI ADMIN BUILDING COMPOUND, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA
MUMBAI GOREGAON MULUND LINK ROAD BRANCH
SBICap Securities Ltd, C/o . SBI GOREGAON-MULUND LINK ROAD BRANCH, SHOWROOM NO.11, RUSTOMJEE O-ZONE BLDG., GOREGAON (W) MUMBAI - 400062, MAHARASHTRA , INDIA
MUMBAI SANTACRUZ BRANCH
SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD, P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA
MUMBAI POWAI HIRANANDANI BRANCH
SBICap Securities Ltd, C/o . SBI PBB POWAI HIRANANDANI BRANCH, G-15/16, VENTURA HIRANANDANI BUSINESS PARK, POWAI,MUMBAI - 400076, MAHARASHTRA , INDIA
GHATKOPAR BRANCH
STATE BANK OF INDIA, M.G.ROAD, GHATKOPAR EAST,MUMBAI - 400077, MAHARASHTRA , INDIA
SBI SPBB MUMBAI BRANCH
SBICap Securities Ltd, C/o SBI MUMBAI MAIN SPBB BRANCH, MUMBAI SAMACHAR MARG, GATE NO 1, HORNIMAN CIRCLE, FORT,MUMBAI - 400001, MAHARASHTRA , INDIA
NRI BRANCH
SBI NRI BRANCH, MAKER CHAMBERS -3, GROUND FLOOR, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA
BHOPAL BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, PAANCHANAN BHAVAN, T T NAGAR,BHOPAL - 462003, MADHYA PRADESH , INDIA
GWALIOR BRANCH
SBI MAIN BRANCH, BADA CHOWK GWALIOR - 474001, MADHYA PRADESH , INDIA
INDORE OLD BRANCH
STATE BANK OF INDIA, 5,YASHWANT NIWAS ROAD,NEAR SBI ATM INDORE - 452003, MADHYA PRADESH , INDIA
INDORE MAIN BRANCH
STATE BANK OF INDIA, GPO MAIN BRANCH, INDORE - 452001, MADHYA PRADESH , INDIA
JABALPUR BRANCH
SBICap Securities Ltd, C/o . SBI MAIN BRANCH, CIVIL LINES,JABALPUR - 482001, MADHYA PRADESH , INDIA
THIRUVANANTHAPURAM BRANCH
FIRST FLOOR, STATE BANK OF TRAVANCORE BUILDING, SASTHAMANGALAM,THIRUVANANTHAPURAM - 695010, KERALA , INDIA
ERNAKULAM EHUB
SBI SHANMUGHAM RD. BRANCH, 2ND FLOOR, KTDC BLDG,ERNAKULAM - 682031, KERALA , INDIA
JAMSHEDPUR BRANCH
C/0 SBI, JAMSHEDPUR, BISTUPUR,JAMSHEDPUR - 831001, JHARKHAND , INDIA
JAMMU BRANCH
SBICap Securities Ltd, C/o . SBI ZONAL OFFICE, NEAR SARB, GROUND FLOOR JAMMU - 180012, JAMMU AND KASHMIR , INDIA
SHIMLA BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, NEW BUILDING, 2ND FLOOR, THE MALL,SHIMLA - 171003, HIMACHAL PRADESH , INDIA
PANCHKULA BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, 2ND FLOOR, SCO - 14, SECTOR 10,PANCHKULA - 134109, HARYANA , INDIA
GURGAON BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, RACPC, PLOT NO.3&4, UDYOG VIHAR PHASE IV, NEAR ATLAS CHOWK,GURGAON - 122015, HARYANA , INDIA
SURAT BRANCH
SBICap Securities Ltd, C/o . SBI, GHODDOD ROAD, U25-28, MEGH MAYUR PLAZA, OPP JANI FARSAN BHANDAR, PARLE POINT,SURAT - 395007, GUJARAT , INDIA
RAJKOT BRANCH
SBICap Securities Ltd, C/o . STATE BANK OF INDIA, RAJKOT ZONAL OFFICE, OPPOSITE SARDAR BAUG, CIRCUIT HOUSE, RAJKOT - 360001, GUJARAT , INDIA
BHAVNAGAR BRANCH
SBICap Securities Ltd, C/o . STATE BANK OF INDIA, SBI COLONY, KALANALA, BHAVNAGAR - 364001, GUJARAT , INDIA
BARODA MANDVI BRANCH
SBICap Securities Ltd, C/o . SBI MANDVI MAIN BRANCH, OPP JAMNABHAI HOSPITAL, MANDVI, BARODA - 390001, GUJARAT , INDIA
BARODA MAKARPURA BRANCH
SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH, VCCI BUILDING, MAKARPURA, BARODA - 390010, GUJARAT , INDIA
BARODA BRANCH
SBI, ALKAPURI, R.C.DUTT ROAD,BARODA - 390007, GUJARAT , INDIA
MEHSANA BRANCH
SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH, UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.) - 384002, GUJARAT , INDIA
AHMEDABAD MANINAGAR BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, 1ST FLOOR, MODI ARCADE, NEAR RLY STATION, MANINAGAR (WEST),AHMEDABAD - 380008, GUJARAT , INDIA
AHMEDABAD MOTERA BRANCH
SBICap Securities Ltd, C/o . SBI MOTERA BRANCH, SHOP NO.1 TO 5,GROUNDFLOOR, VITTHAL SQUARE COMPLEX, STADIUM ROAD, MOTERA,AHMEDABAD - 382424, GUJARAT , INDIA
PANJIM BRANCH
BI, PANAJI MAIN BRANCH, DAYANAND BANDODKAR MARG, NEAR HOTEL MANDOVI, PANAJI - 403001, GOA , INDIA
ROHINI SECTOR 7
SBICap Securities Ltd, C/o SBI, E-2/28, SECTOR 7, ROHINI DELHI - 110085, DELHI , INDIA
CHANDANI CHOWK
SBICap Securities Ltd, C/o . SBI (DBD) SME BRANCH, GR FLOOR, CHANDANI CHOWK,DELHI - 110006, DELHI , INDIA
MADHUBAN BRANCH9, NEW RAJDHANI ENCLAVE, SWASTHYA VIHAR,NR PREET VIHAR METRO STATION ,DELHI - 110092, DELHI , INDIA
HAUZ KHAS BRANCH
SBICap Securities Ltd, C/o STATE BANK OF INDIA, PERSONAL BANKING BRANCH, A-15 HAUZ KHAS, NEW DELHI - 110016, DELHI , INDIA
PARLIAMENT STREET BRANCHSBICap Securities Ltd, C/o SBI, PERSONAL BANKING BRANCH, GROUND FLOOR, 11, PARLIAMENT STREET,NEW DELHI - 110001, DELHI , INDIA
NEW DELHI RAJA GARDEN BRANCH
SBICap Securities Ltd, C/o . SBI RAJA GARDEN BRANCH, 13 RAJA GARDEN CHOWK,SBICap Securities Ltd, C/o STATE BANK OF INDIA PBB BRANCH,NEW DELHI - 110015, DELHI , INDIA
RAIPUR BRANCH
SBICap Securities Ltd, C/o . SBI KUTCHERY BRANCH, KUTCHERY,RAIPUR - 492001, CHHATTISGARH , INDIA
BHILAI BRANCHSBI MAIN BRANCH, SECTOR 1,BHILAI - 490001, CHHATTISGARH , INDIA
CHANDIGARH EHUB
SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, SCO 43-48,SECTOR 17B,CHANDIGARH - 160017, PUNJAB , INDIA
PATNA BRANCH
SBICap Securities Ltd, C/o SBI SPB BRANCH, WEST GANDHI MAIDAN, PATNA - 800001, BIHAR , INDIA
GUWAHATI BRANCH
SBICap Securities Ltd, C/o . SBI DISPUR BRANCH, 1ST FLOOR, OPP.ASSAM SECT.,DISPUR GUWAHATI - 781006, ASSAM , INDIA
VIJAYWADA BRANCH
SBI, GOVERNORPET BRANCH, ALI BEGH STREET,GOVERNORPET, VIJAYWADA - 520002, ANDHRA PRADESH , INDIA
GUNTUR BRANCH
SHOP NO.13,SECOND FLOOR, RAGHU MANSION, 4/1,BRODIPET,GUNTUR - 522002, ANDHRA PRADESH , INDIA
VISAKHAPATNAM BRANCH
SBICap Securities Ltd, C/o SBI MAIN BRANCH, 1ST FLOOR, OLD JAIL ROAD JUNCTION,NEAR REDHAM GARDENS,VISAKHAPATNAM - 530002, ANDHRA PRADESH , INDIA
HUBLI BRANCH
SBICap Securities Ltd, C/o . STATE BANK OF INDIA, HUBLI MAIN BRANCH,1ST FLOOR, KESHWAPUR,HUBLI - 580023, KARNATAKA , INDIA
BANGALORE BRANCH
NO. 87, ALMAS CENTRE, 6TH FLOOR,M G ROAD,BANGALORE - 560001, KARNATAKA , INDIA
BASAVANGUDI BRANCH
NO -6 2ND FLOOR, SHUBHSHREE CROWN, H. B. SAMAJA ROAD (GANDHI BAZAR),BASAVANGUDI BANGALORE - 560004, KARNATAKA , INDIA
BANGALORE MALLESHWARAM BRANCH
SBICap Securities Ltd, C/o . SBI MALLESHWARAM BRANCH, 2ND FLOOR, NO.143,MARGOSA ROAD, 8TH CROSS, MALLESHWARAM,BANGALORE - 560003, KARNATAKA , INDIA
BANGALORE INDIRA NAGAR BRANCH
3RD FLOOR, SBICap Securities Ltd, C/o SBI, INDIRA NAGAR BRANCH NO. 2987,12TH MAIN ROAD, HAL 2ND STAGE, INDIRANAGAR,BANGALORE - 560008, KARNATAKA , INDIA
BANGALORE EHUB
NO.5, 1ST FLOOR,80 FT MAIN ROAD,1ST BLOCK KORAMANGALA,BANGALORE - 560034, KARNATAKA , INDIA
MANGALORE BRANCH
SBICap Securities Ltd, C/o SBI, MANGALORE MAIN BRANCH, PORT ROAD,P.B. NO. 90,MANGALORE - 575001, KARNATAKA , INDIA
MYSORE BRANCH
SBICAP SECURITES LTD.BASAVA ARCADE NO.2924, 1ST MAIN ROAD, 5TH CROSS, SARASWATIPURAM,MYSORE - 570009, KARNATAKA , INDIA
MUMBAI SANTACRUZ BRANCH
SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD,P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA
PuneSanriya Investment Advisors Pvt. Ltd., Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan, Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India,
Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016 (M): 9175193456 / 9175937626
Download Indiabulls Consumer Finance Ltd NCD 2019 application Form

Who can invest / Apply?

The following categories of persons are eligible to apply in the Issue:

Category I (Institutional) 20% of the overall issue size

  • Resident Public Financial Institutions, Statutory Corporations including State Industrial Development Corporations, Commercial Banks, Co-operative Banks and Regional Rural Banks, which are authorized to invest in the NCDs;
  • Provident Funds and Resident Pension Funds with minimum corpus of Rs. 250 million, Superannuation Funds and Gratuity Fund, which are authorised to invest in the NCDs;
  • Venture Capital funds and / or Alternative Investment Funds registered with SEBI;
  • Insurance Companies registered with the IRDA;
  • National Investment Fund (set up by resolution no. F. No. 2/3/2005-DDII dated November 23, 2005 of the Government of India and published in the Gazette of India);
  • Insurance funds set up and managed by the Indian army, navy or the air force of the Union of India or by the Department of Posts, India
  • Mutual Funds, registered with SEBI.

Category II (Non Institutional) 20% of the overall issue size

  • Companies; bodies corporate and societies registered under the applicable laws in India and authorised to invest in the NCDs;
  • Educational institutions and associations of persons and/or bodies established pursuant to or registered under any central or state statutory enactment; which are authorized to invest in the NCDs;
  • Public/private charitable/religious trusts which are authorised to invest in the NCDs;
  • Scientific and/or industrial research organizations, which are authorised to invest in the NCDs;
  • Partnership firms in the name of the partners;
  • Limited liability partnerships formed and registered under the provisions of the Limited Liability Partnership

Category III (HNI) 30% of the overall issue size

  • Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating to above Rs. 10 Lakh across all series of NCDs in Issue.

Category IV (Individuals) *10% of the overall issue size

  • Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating up to and including Rs. 10 Lakh across all series of NCDs in Issue.
Who cannot invest / Apply?

The following categories of persons, and entities, shall not be eligible to participate in the Issue and any Applications from such persons and entities are liable to be rejected:
a) Minors without a guardian name* (A guardian may apply on behalf of a minor. However, Applications by minors must be made through Application Forms that contain the names of both the minor Applicant and the guardian);
b) Foreign nationals, NRI inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
c) Persons resident outside India and other foreign entities;
d) Foreign Institutional Investors;
e) Foreign Portfolio Investors;
f) Qualified Foreign Investors;
g) Overseas Corporate Bodies; and
h) Persons ineligible to contract under applicable statutory/regulatory requirements.

About Indiabulls Consumer Finance Limited 2019

◘ Indiabulls Consumer Finance Limited (ICFL) is a non-deposit taking systemically important NBFC registered with the RBI and a 100% subsidiary of India bulls Ventures Limited, a listed Indian company. The company focuses primarily on providing personal loans, business loans (unsecured SME loans and secured SME loans) and other loans. ICFL’s AUM increased by 4254.60% from Rs. 91.91 crores as at March 31, 2017 to Rs. 4,001.83 crore as at March 31, 2018.
◘ ICFL is part of the Indiabulls Ventures group, which is a prominent financial services company providing brokering, lending and wealth management businesses, amongst other businesses.
◘ ICFL’s promoter Indiabulls Ventures Limited, was incorporated in 1995; The promoter has infused funds periodically in the form of equity in the company. As of December 31, 2018, ICFL had presence in more than 100 cities throughout India through which they market their loan products, enabling them to operate on a pan-India basis.
◘ In Fiscal 2018, ICFL launched their end-to-end personal loan fulfilment mobile based application “Dhani”, an automated mode of lending which will enable loan application, risk analysis, credit approval, underwriting and disbursal processes to be carried out electronically through the application.
◘ ICFL’s innovative marketing of loans both online (through “Dhani”) and offline (through partners network) resulted in an increase in the loans disbursed by us by 1767% from 0.15 lakhs in the third quarter of Fiscal 2018 to 2.90 lakhs in the third quarter of Fiscal 2019. Similarly, the loans disbursed by them increased by 57% from 1.90 lakhs in the second quarter of Fiscal 2019 to 2.90 lakhs in the third quarter of Fiscal 2019.
◘ ICFL’s loan book amounted to Rs. 10,334.38 crores as at December 31, 2018 with a CRAR of 36.67% as at March 31, 2018. The CRAR maintained by them is significantly higher than the minimum capital adequacy requirement of 15.00% as stipulated by the RBI, and the average CRAR of 15.70% as of March 31, 2018 maintained by NBFCs.
◘ As at March 31, 2018, its gross NPAs as a percentage of AUM was 0.05%, and net NPAs as a percentage of AUM was 0.05%. As of September 30, 2018, March 31, 2018, 2017 and 2016, capital to risk (weighted) assets ratio was 39.83%, 36.67%, 90.03% and 108.51% respectively.
◘ ICFL’s revenue from operations increased by 1123% from Rs. 57.24 crores in Fiscal 2017 to Rs. 700.04 crores in the Fiscal 2018. Profit after tax increased by 2761% from Rs. 6.69 crores in Fiscal 2017 to Rs. 191.52 crores in the Fiscal 2018. For the nine month period ending December 31, 2018, revenue from operations was Rs. 1,148.67 crores and its profit after tax was Rs. 319.48 crores. Its revenue from operations and profit after tax grew at a compound annual growth rate (“CAGR”) of 4799.18% and 13808.64%, respectively, from Fiscal 2016 to Fiscal 2018.

STRENGTHS
◘ Strong brand recognition and operational and business linkages:
ICFL is a part of the Indiabulls Ventures group and ICFL believe that their relationship with the India bulls Ventures group provides brand recall and ICFL will continue to derive significant marketing and operational benefits. ICFL believe that the brand value and scale of the business operations of the Indiabulls Ventures group provides them with an advantage in an increasingly competitive market.

◘ Country wide reach allows them to market their products across India :- ICFL lending business is sourced digitally as well as through partners, direct selling agents and sales team. Company has also entered into arrangements with certain verification agencies supervised by their internal management to conduct site visits to verify identity and other information of applicants in certain cases. Due to their presence across India along with their on-site credit verification process, they have established a diverse customer base, situated across India.

◘ Marketing of loan products through on-line platforms enables them to extend the market reach of their loan products :- ICFL have developed a mobile application for their personal loans called “Dhani”, which is aimed at providing an integrated and automated loan processing platform for their customers. Company expect to develop their presence as a technology-enabled financing company by adopting advanced analytics to simplify and revolutionize credit assessments and financing decisions, and enable a short turnaround time credit decisions and automated loan sanction processes across India.

◘ Customer sourcing and marketing models have resulted in scalable growth:- Customer sourcing includes sourcing of customers by their partners and sourcing of customer through “Dhani” mobile application. The network of their partners, who source the customers for personal, business and other loans provided by the Company, increased by about seven times from 109,253 partners as at September 30, 2018 to over 7,00,000 partners as at December 31, 2018.

◘ Strong in-house loan monitoring and collections teams keeping NPAs in check :- The Company monitors compliance with terms and conditions of the relevant credit facilities. Its collection personnel are trained to assist customers in understanding applicable repayment options and payment modes and ensure appropriate arrangements are made for the repayment of the loan. It uses various collection strategies for delinquent loans, including settlements and restructured payment plans.

◘ Strong in-house customer services team to provide quality customer service :- The Company believes that call centres and an emphasis on superior customer service will be significant drivers as it continues to grow its lending business and introduces its mobile application based loan processing platform, “Dhani”. It primarily targets personal loans and loans for businesses, and has implemented various customer oriented practices. 

◘ Liquid balance sheet with strong capital adequacy:- As at September 30, 2018 and March 31, 2018, the Company’s CAR was 39.83% and 36.67% respectively as compared to the average CAR of 15.70% as of March 31, 2018 maintained by the NBFCs as compared to the minimum capital adequacy requirement of 15.00% as stipulated by the RBI. (Source: ICRA Report 2018). The Company also believes that it benefits from a liquid balance sheet with a high net worth and a comfortable capital to risk weighted assets ratio. As at December 31, 2018, the Company had cash and cash equivalent of Rs. 755.64 crore.

Registrar/allotment Status

KARVY FINTECH PRIVATE LIMITED (FORMERLY KNOWN AS KCPL ADVISORY SERVICES PRIVATE LIMITED)***
Karvy Selenium Tower B, Plot No – 31 & 32, Financial District, Nanakramguda,
Serilingampally, Hyderabad Rangareddy, Telangana– 500 032;
Telephone No.: +91 40 6716 2222; Facsimile No.: +91 40 2343 1551;
Email: icfl.ncd1@karvy.com;
Investor Grievance Email:einward.ris@karvy.com;
Website: www.karvyfintech.com;
Contact Person: Mr. M Murali Krishna
SEBI Registration. No.: INR000000221; CIN: U67200TG2017PTC117649

Click here to check your allotment status

Contact for Investment

Sanriya Investment Advisors Pvt. Ltd.
Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan,
Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India,
Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016
(M): 9175193456 / 9175937626
(E): santosh@sanriya.in ; info@sanriya.in (w): www.sanriya.in

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