Indiabulls Consumer Finance Ltd NCD 2022 9.54%
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[su_spoiler title=”NCD details and Interest Rates Indiabulls Consumer Finance Ltd NCD 2022 ” style=”fancy” open=”yes” icon=”plus-circle”]
NCD/Series Details
| Issuer | Indiabulls Consumer Finance Ltd NCD 2022 Secured Redeemable Non-Convertible Debentures |
| Issue | Public issue by Indiabulls Consumer Finance Limited, (“Company” Or “Issuer”) of Secured Redeemable Non-Convertible Debentures of Face Value of Rs 1,000 Each, (“NCDs”) for an amount of Rs. 250 crore (“Base Issue”) with an option to retain oversubscription up to Rs. 2750 crore aggregating up to Rs 3,000 Crore (“Shelf Limit”) (“Issue”). |
| Rating | Credit Rating of “CARE AA; Outlook: Stable” for an amount of Rs. 3,000 crore, by CARE Ratings Limited and “BWR AA+; Outlook: Stable” for an amount of Rs. 3,000 crore, by Brickwork Ratings India Private Limited. |
| Issue opens | October 7, 2022 |
| Issue closes | October 28, 2022 |
| Issue Price | Rs. 1,000 per NCD |
| Minimum Application | Rs 10,000/- (10 NCDs) across all Series and in multiples of 1 (one) NCD of Rs 1,000/- each thereafter |
| Coupon Type | Fixed Coupon Rates |
| Listing | The NCDs are proposed to be listed on BSE and NSE wit in 6 Working Days from the closing Date. |
| Application Mode | Compulsorily ASBA |
| Insurance & Trading | In dematerialised form only |
| Security and Asset Cover | The NCDs proposed to be issued will be secured by a first ranking pari passu charge on present and future receivables and current assets of the Issuer for the principal amount and accrued interest thereon. The NCDs will have an asset cover of one time on the principal amount and interest thereon. The Issuer reserves the right to sell or otherwise deal with the receivables, both present and future, including without limitation to create a charge on pari passu or exclusive basis thereon for its present and future financial requirements, without requiring the consent of, or intimation to, the NCD holders or the Debenture Trustee in the connection, provided that a minimum security cover of one time on the principal amount and accrued interest thereon, is maintained. |
| NCDs Options | I* | II | III | IV | V | VI | VII | VIII | |
| Frequency of Interest Payment | Annual | Cumulative | Monthly | Annual | Cumulative | Monthly | Annual | Cumulative | |
| Minimum Application | Rs.10,000 (10 NCDs) across all Series | ||||||||
| Issue Price (Rs/ NCD) | Rs 1,000 | ||||||||
| Face Value / Issue Price (Rs / NCD) | Rs 1,000 | ||||||||
| Tenor from Deemed Date of Allotment | 26 months | 26 months | 38 months | 38 months | 38 months | 60 months | 60 months | 60 months | |
| Coupon (%) for NCD Holders in all Categories |
10.75% | NA | 10.40% | 10.90% | NA | 10.50% | 11.00% | NA | |
| Effective Yield (per annum) for NCD Holders in Category I, II, III, IV |
10.75% | 10.75% | 10.90% | 10.91% | 10.90% | 11.01% | 10.99% | 11.00% | |
| Amount (Rs. / NCD) on Maturity for NCD Holders in All Category |
Rs.1,000 | Rs.1,248.02 | Rs.1,000 | Rs.1,000 | Rs.1,388.30 | Rs.1,000 | Rs.1,000 | Rs.1,686.26 | |
| Mode of Interest Payment | Through various mode available | ||||||||
| Put and Call Option | NA | ||||||||
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[su_spoiler title=”Application Process & Collection /Submission Centre” style=”fancy” open=”no” icon=”plus-circle”]
Please take print of the Application Form A4 paper size. Click here to download Application form of Indiabulls Consumer Finance Ltd NCD 2019
Attach following document along with the application form : –
1] PAN Card and Demat Proof Photo Copy attested by applicant.
2] One Cancelled Cheque copy.
3] Bidding is mandatory.
4] Cheque / DD not require as it is ASBA application
5] On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.
6] Keep photocopy of application form for your record.
7] Submit / deposit your NCD application form in Listed/ Design Bank Branches. (search below for your city)
8] To record and track the status/allotment of your application form, send us the soft copy Application Form/ Acknowledgement Slip.
9] The actual bond will reflect in your demat account within 2 weeks time form date of allotment.
10] Free Home Service available *
SBICap Securities Ltd Branches for submission of application Form
| NAME OF THE BRANCH | ADDRESS |
|---|---|
| GANDHINAGAR GUJARAT BRANCH | SBICAP SECURITIES LTD. ,B - 310, 3RD FLOOR, SUPER MALL-1, INFOCITY, GANDHINAGAR - 382009, , INDIA |
| BAREILLY BRANCH | SBICAP SECURITIES LIMITED, SBICap Securities Ltd, C/o SBI MAIN BRANCH, FIRST FLOOR, NEAR KATCHERY, CIVIL LINES, BAREILLY - 243001, UTTAR PRADESH , INDIA |
| AURANGABAD BRANCH | SBICAP SECURITIES LTD. 2ND FLOOR, AKSHAY DEEP PLAZA, NEAR CIDCO BUS STATION, CIDCO MUMBAI - 431001, MAHARASHTRA , INDIA |
| AGARTALA | R M S CHOWMUHANI BRANCH, ROAD NO. 2, RAMNAGAR, AGARTALA - 799002, TRIPURA , INDIA |
| MUMBAI THANE BRANCH | SBICap Securities Ltd, C/o . SBI, PARSI AGYANI CROSS LANE, JAMBLI NAKE, THANE (WEST), MUMBAI - 400601, MAHARASHTRA , INDIA |
| DHARWARD EHUB | SBICAP SECURITIES LTD, STATE BANK OF INDIA, 1ST FLOOR, COLLAGE ROAD, DHARWAD - 580001, KARNATAKA , INDIA |
| INDORE EHUB | SBICAP SECURITIES LIMITED, REGIONAL OFFICE, 204, OASIS TRADE TOWER, 20/22 , Y.N. ROAD, OPP.RANI SATI GATE, INDORE - 452003, MADHYA PRADESH , INDIA |
| DELHI EHUB | SBICAP SECURITIES LTD., 1ST & 2ND FLOOR, 57, PANCHKUIAN ROAD, NEAR R. K. ASHRAM MARG, METRO STATION, NEW DELHI - 110001, DELHI , INDIA |
| SHILLONG BRANCH | SBICAP SECURITIES LTD., STATE BANK OF INDIA, SHILLONG MAIN BRANCH, 1ST FLOOR, M G. ROAD, NEAR G P O, SHILLONG - 793001, MEGHALAYA , INDIA |
| VIJAYAWADA E-HUB | SBICap Securities Ltd, C/o .SBI ADMINISTRATIVE OFFICE GROUND FLOOR, PRAKASAM ROAD, SURYARAO PET VIJAYAWADA - 520002, ANDHRA PRADESH , INDIA |
| SILIGURI BRANCH | 1ST FLOOR, HILL CART ROAD, SILIGURI - 734001, WEST BENGAL , INDIA |
| CHENNAI EHUB | 1ST FLOOR, SBI EGMORE BRANCH NO. 45, PANTHEON ROAD, EGMORE CHENNAI - 600008, TAMIL NADU , INDIA |
| HYDERABAD E-HUB | 6-3-885/7/C/1/T1,3RD FLOOR,AMIT PLAZA, NEAR RAJIV GANDHI CIRCLE, OPP MINERVA HOTEL. RAJ BHAVAN ROAD,SOMAJIGUDA HYDERABAD - 500082, TELANGANA , INDIA |
| HYDERABAD HUB | 1ST FLOOR, DMC CENTER, ABOVE STATE BANK OF INDIA, ST. JOHN’S ROAD, EAST MARREDPALLY, SECUNDERABAD - 500026, TELANGANA , INDIA |
| KOTI BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH HYDERABAD, DEMAT SECTION, BANK STREET, KOTI HYDERABAD - 500095, TELANGANA , INDIA |
| HYDERABAD BRANCH | SBICap Securities Ltd, C/o . SBH GUNFOUNDARY BRANCH,GROUND FLOOR,HYDERABAD - 500001, TELANGANA , INDIA |
| KOLKATA E-HUB | SBICap Securities Ltd, C/o , STATE BANK OF INDIA, JEEVANDEEP BLDG. (MAIN ENTRANCE GATE)1, MIDDLETON STREET KOLKATA - 700071, WEST BENGAL , INDIA |
| KILPAUK BRANCH | SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA |
| MUMBAI PEDDAR BRANCH | 39, KALPATRU, DR. G. DESHMUKH MARG PEDDAR ROAD,MUMBAI - 400026, MAHARASHTRA , INDIA |
| AHMEDABAD EHUB | 2ND FLOOR, "NIRMAN", BESIDES JYOTI PLAZA NR. SHYAMAL CROSS ROAD, SATELLITE, AHMEDABAD - 380015, GUJARAT , INDIA |
| MEHSANA BRANCH | SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.), - 384002, GUJARAT , INDIA |
| BARODA MAKARPURA BRANCH | SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH VCCI BUILDING, MAKARPURA BARODA - 390010, GUJARAT , INDIA |
| NOIDA BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, A-2A/2, 1ST FLOOR, SECTOR-52, NOIDA - 201303, UTTAR PRADESH , INDIA |
| SALT LAKE KOLKATA BRANCH | GROUND FLOOR, BIKASH BHAVAN, SECTOR - 1, SALT LAKE KOLKATA - 700091, WEST BENGAL , INDIA |
| ASANSOL BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, ASANSOL BRANCH, BIJOYPAL SARANI, ASANSOL - 713304, WEST BENGAL , INDIA |
| BALLYGUNGE BRANCH | SBICap Securities Ltd, C/o SBI, 50 A, GARIAHAT ROAD, BALLYGUNGE KOLKATA - 700019, WEST BENGAL , INDIA |
| JEEVANDEEP - KOLKATA BRANCH | STATE BANK OF INDIA, JEEVANDEEP BLDG, GROUND FLOOR, 1, MIDDLETON STREET,KOLKATA - 700071, WEST BENGAL , INDIA |
| KOLKATA SAMRIDDI BRANCH | SBI MAIN BRANCH, SAMMRIDDI BHAVAN, 3RD FLOOR, 1- STRAND ROAD KOLKATA - 700001, WEST BENGAL , INDIA |
| DURGAPUR BRANCH | SBICap Securities Ltd, C/o . STATE BANK INDIA, DURGAPUR BRANCH, DSP MAINGATE, PO DURGAPUR-3,BURDWAN - 713203, WEST BENGAL , INDIA |
| DEHRADUN BRANCH | SBI MAIN BRANCH, 4 CONVENT ROAD DEHRADUN - 248001, UTTARANCHAL , INDIA |
| VARANASI BRANCH | SBICap Securities Ltd, C/o SBI VARANASI MAIN BRANCH, NEAR DIST. COURT,VARANASI - 221002, UTTAR PRADESH , INDIA |
| GOMTI NAGAR BRANCH | SBICap Securities Ltd, C/o SBI GOMATI NAGAR BRANCH, 2/38, FIRST FLOOR, VIJAY KHAND, GOMTI NAGAR, LUCKNOW - 226010, UTTAR PRADESH , INDIA |
| LUCKNOW EHUB | 401-C, GOVINDA APARTMENT, 3RD FLOOR, 1-A, SHANAJAF ROAD LUCKNOW - 226001, UTTAR PRADESH , INDIA |
| KANPUR BRANCH | SBICap Securities Ltd, C/o SBI ADMINISTRATIVE OFFICE, 16/101 MALL ROAD CIVIL LINES KANPUR - 208001, UTTAR PRADESH , INDIA |
| GHAZIABAD BRANCH | SBICap Securities Ltd, C/o SBI, NAVYUG MARKET,GHAZIABAD - 201001, UTTAR PRADESH , INDIA |
| AGRA BRANCH | SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHHIPITOLA AGRA - 282001, UTTAR PRADESH , INDIA |
| TIRUCHIRAPPALLI BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, TIRUCHIRAPPALI MAIN BRANCH, MC DONALDS ROAD, CANTONMENT,TIRUCHIRAPPALI - 620001, TAMIL NADU , INDIA |
| SALEM BRANCH | SBI HASTHAMPATTI BRANCH, BANK HOUSE,NO. 68 CHERRY ROAD SALEM - 636007, TAMIL NADU , INDIA |
| NAGERCOIL BRANCH | 14B, DISTILLERY ROAD, VADASERY,NAGERCOIL - 629001, TAMIL NADU , INDIA |
| MADURAI BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, NUMBER - 7A, WEST VELI STREET, OPPOSITE RAILWAY STATION,MADURAI - 625001, TAMIL NADU , INDIA |
| COIMBATORE - R.S.PURAM BRANCH | SRI SAI TOWERS, 590AB, 4TH FLOOR, D B ROAD, RS PURAM COIMBATORE - 641002, TAMIL NADU , INDIA |
| COIMBATORE MAIN BRANCH | SBI MAIN BRANCH, STATE BANK ROAD,COIMBATORE - 641018, TAMIL NADU , INDIA |
| KILPAUK BRANCH | SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA |
| INDIRANAGAR - CHENNAI BRANCH | SBICap Securities Ltd, C/o .SBI PBB BESANT NAGAR BRANCH, E-159, ANNAI VELANKANI CHURCH ROAD, 7TH AVENUE, BESANT NAGAR CHENNAI - 600090, TAMIL NADU , INDIA |
| ERODE BRANCH | SBICap Securities Ltd, C/o SBI, D-48, STATE BANK ROAD,ERODE - 638001, TAMIL NADU , INDIA |
| KOTA BRANCH | SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHAWANI CHAURAHA,KOTA - 324007, RAJASTHAN , INDIA |
| JAIPUR BRANCH | 128, 1ST FLOOR, OPP. G.E. MONEY, GANPATI PLAZA, M.I. ROAD JAIPUR - 302001, RAJASTHAN , INDIA |
| JAIPUR SANGENERI GATE EHUB | SBICap Securities Ltd, C/o SBI SPECIAL BRANCH, GROUND FLOOR, SANGENERI GATE,JAIPUR - 302003, RAJASTHAN , INDIA |
| JODHPUR BRANCH | SBICap Securities Ltd, C/o SBI, SPECIAL BRANCH, HIGH COURT CAMPUS, KACHAURI,JODHPUR - 342001, RAJASTHAN , INDIA |
| UDAIPUR BRANCH | SBICap Securities Ltd, C/o SBI, MAIN BRANCH, 23/C MADHUBAN,UDAIPUR - 313001, RAJASTHAN , INDIA |
| PATIALA BRANCH | SBICAP SECURITIES LTD., STATE BANK OF PATIALA,(MAIN BRANCH), NEAR MATA KALI MANDIR, THE MALL, MALL ROAD, PATIALA - 147001, PUNJAB , INDIA |
| LUDHIANA BRANCH | SBICap Securities Ltd, C/o SBI, FIRST FLOOR, FOUNTAIN CHOWK, CIVIL LINES,LUDHIANA - 141001, PUNJAB , INDIA |
| JALANDHAR BRANCH | SBICap Securities Ltd, C/o . STATE BANK OFINDIA, CIVIL LINES,JALANDHAR - 144001, PUNJAB , INDIA |
| AMRITSAR BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, TOWN HALL,AMRITSAR - 143001, PUNJAB , INDIA |
| PONDICHERRY BRANCH | STATE BANK OF INDIA, NO. 5, 1ST FLOOR, RUE SUFFREN, PONDICHERRY - 605001, PONDICHERRY , INDIA |
| BHUBANESWAR | SBICap Securities Ltd, C/o SBI LOCAL HEAD OFFICE – III/1, GROUND FLOOR, PT. JAWAHARLAL NEHRU MARG,BHUBANESWAR - 751001, ORISSA , INDIA |
| PUNE BUND GARDEN BRANCH | SBICap Securities Ltd, C/o SBI BUND GARDEN BRANCH, GRACE 171/B, 1ST FLOOR, DP ROAD,PUNE - 411001, MAHARASHTRA , INDIA |
| PUNE BRANCH | SPBB BRANCH, 1277, KUMAR RENAISSANCE, J.M.ROAD, DECCAN GYMKHANA,PUNE - 411004, MAHARASHTRA , INDIA |
| NASHIK BRANCH | SBICap Securities Ltd, C/o . SBI SPBB, SARASWATI HEIGHTS, PLOT NO.10, SURVEY NO.715/A/2/1/A, THATTE NAGAR, GANGAPUR ROAD,NASHIK - 422005, MAHARASHTRA , INDIA |
| NAGPUR BRANCH | SBICap Securities Ltd, C/o SBI SEVA SADAN BRANCH, 75 MOTI MOHAN COMPLEX, SEVA SADAN CHOWK, C.A ROAD,NAGPUR - 440018, MAHARASHTRA , INDIA |
| MUMBAI KONKAN BHAVAN BELAPUR BRANCH | SBICap Securities Ltd, C/o . SBI KONKAN BHAVAN BRANCH, CIDCO BLDG. (SOUTH WING), CBD BELAPUR,NAVI MUMBAI - 400614, MAHARASHTRA , INDIA |
| MUMBAI LOWER PAREL BRANCH | A & B WING, 12TH FLOOR, MARATHON FUTUREX, N.M. JOSHI MARG, LOWER PAREL,MUMBAI - 400013, MAHARASHTRA , INDIA |
| VERSOVA LINK ROAD (ANDHERI-WEST) BRANCH | SBICap Securities Ltd, C/o SBI JVLR BRANCH, GROUND FLOOR, JUHU VERSOVA LINK ROAD, ANDHERI (W)MUMBAI - 400053, MAHARASHTRA , INDIA |
| MADAME CAMA RD - MUMBAI BRANCH | SBI MADAME CAMA ROAD BRANCH, SBI ADMIN BUILDING COMPOUND, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA |
| MUMBAI GOREGAON MULUND LINK ROAD BRANCH | SBICap Securities Ltd, C/o . SBI GOREGAON-MULUND LINK ROAD BRANCH, SHOWROOM NO.11, RUSTOMJEE O-ZONE BLDG., GOREGAON (W) MUMBAI - 400062, MAHARASHTRA , INDIA |
| MUMBAI SANTACRUZ BRANCH | SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD, P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA |
| MUMBAI POWAI HIRANANDANI BRANCH | SBICap Securities Ltd, C/o . SBI PBB POWAI HIRANANDANI BRANCH, G-15/16, VENTURA HIRANANDANI BUSINESS PARK, POWAI,MUMBAI - 400076, MAHARASHTRA , INDIA |
| GHATKOPAR BRANCH | STATE BANK OF INDIA, M.G.ROAD, GHATKOPAR EAST,MUMBAI - 400077, MAHARASHTRA , INDIA |
| SBI SPBB MUMBAI BRANCH | SBICap Securities Ltd, C/o SBI MUMBAI MAIN SPBB BRANCH, MUMBAI SAMACHAR MARG, GATE NO 1, HORNIMAN CIRCLE, FORT,MUMBAI - 400001, MAHARASHTRA , INDIA |
| NRI BRANCH | SBI NRI BRANCH, MAKER CHAMBERS -3, GROUND FLOOR, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA |
| BHOPAL BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, PAANCHANAN BHAVAN, T T NAGAR,BHOPAL - 462003, MADHYA PRADESH , INDIA |
| GWALIOR BRANCH | SBI MAIN BRANCH, BADA CHOWK GWALIOR - 474001, MADHYA PRADESH , INDIA |
| INDORE OLD BRANCH | STATE BANK OF INDIA, 5,YASHWANT NIWAS ROAD,NEAR SBI ATM INDORE - 452003, MADHYA PRADESH , INDIA |
| INDORE MAIN BRANCH | STATE BANK OF INDIA, GPO MAIN BRANCH, INDORE - 452001, MADHYA PRADESH , INDIA |
| JABALPUR BRANCH | SBICap Securities Ltd, C/o . SBI MAIN BRANCH, CIVIL LINES,JABALPUR - 482001, MADHYA PRADESH , INDIA |
| THIRUVANANTHAPURAM BRANCH | FIRST FLOOR, STATE BANK OF TRAVANCORE BUILDING, SASTHAMANGALAM,THIRUVANANTHAPURAM - 695010, KERALA , INDIA |
| ERNAKULAM EHUB | SBI SHANMUGHAM RD. BRANCH, 2ND FLOOR, KTDC BLDG,ERNAKULAM - 682031, KERALA , INDIA |
| JAMSHEDPUR BRANCH | C/0 SBI, JAMSHEDPUR, BISTUPUR,JAMSHEDPUR - 831001, JHARKHAND , INDIA |
| JAMMU BRANCH | SBICap Securities Ltd, C/o . SBI ZONAL OFFICE, NEAR SARB, GROUND FLOOR JAMMU - 180012, JAMMU AND KASHMIR , INDIA |
| SHIMLA BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, NEW BUILDING, 2ND FLOOR, THE MALL,SHIMLA - 171003, HIMACHAL PRADESH , INDIA |
| PANCHKULA BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, 2ND FLOOR, SCO - 14, SECTOR 10,PANCHKULA - 134109, HARYANA , INDIA |
| GURGAON BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, RACPC, PLOT NO.3&4, UDYOG VIHAR PHASE IV, NEAR ATLAS CHOWK,GURGAON - 122015, HARYANA , INDIA |
| SURAT BRANCH | SBICap Securities Ltd, C/o . SBI, GHODDOD ROAD, U25-28, MEGH MAYUR PLAZA, OPP JANI FARSAN BHANDAR, PARLE POINT,SURAT - 395007, GUJARAT , INDIA |
| RAJKOT BRANCH | SBICap Securities Ltd, C/o . STATE BANK OF INDIA, RAJKOT ZONAL OFFICE, OPPOSITE SARDAR BAUG, CIRCUIT HOUSE, RAJKOT - 360001, GUJARAT , INDIA |
| BHAVNAGAR BRANCH | SBICap Securities Ltd, C/o . STATE BANK OF INDIA, SBI COLONY, KALANALA, BHAVNAGAR - 364001, GUJARAT , INDIA |
| BARODA MANDVI BRANCH | SBICap Securities Ltd, C/o . SBI MANDVI MAIN BRANCH, OPP JAMNABHAI HOSPITAL, MANDVI, BARODA - 390001, GUJARAT , INDIA |
| BARODA MAKARPURA BRANCH | SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH, VCCI BUILDING, MAKARPURA, BARODA - 390010, GUJARAT , INDIA |
| BARODA BRANCH | SBI, ALKAPURI, R.C.DUTT ROAD,BARODA - 390007, GUJARAT , INDIA |
| MEHSANA BRANCH | SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH, UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.) - 384002, GUJARAT , INDIA |
| AHMEDABAD MANINAGAR BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, 1ST FLOOR, MODI ARCADE, NEAR RLY STATION, MANINAGAR (WEST),AHMEDABAD - 380008, GUJARAT , INDIA |
| AHMEDABAD MOTERA BRANCH | SBICap Securities Ltd, C/o . SBI MOTERA BRANCH, SHOP NO.1 TO 5,GROUNDFLOOR, VITTHAL SQUARE COMPLEX, STADIUM ROAD, MOTERA,AHMEDABAD - 382424, GUJARAT , INDIA |
| PANJIM BRANCH | BI, PANAJI MAIN BRANCH, DAYANAND BANDODKAR MARG, NEAR HOTEL MANDOVI, PANAJI - 403001, GOA , INDIA |
| ROHINI SECTOR 7 | SBICap Securities Ltd, C/o SBI, E-2/28, SECTOR 7, ROHINI DELHI - 110085, DELHI , INDIA |
| CHANDANI CHOWK | SBICap Securities Ltd, C/o . SBI (DBD) SME BRANCH, GR FLOOR, CHANDANI CHOWK,DELHI - 110006, DELHI , INDIA |
| MADHUBAN BRANCH | 9, NEW RAJDHANI ENCLAVE, SWASTHYA VIHAR,NR PREET VIHAR METRO STATION ,DELHI - 110092, DELHI , INDIA |
| HAUZ KHAS BRANCH | SBICap Securities Ltd, C/o STATE BANK OF INDIA, PERSONAL BANKING BRANCH, A-15 HAUZ KHAS, NEW DELHI - 110016, DELHI , INDIA |
| PARLIAMENT STREET BRANCH | SBICap Securities Ltd, C/o SBI, PERSONAL BANKING BRANCH, GROUND FLOOR, 11, PARLIAMENT STREET,NEW DELHI - 110001, DELHI , INDIA |
| NEW DELHI RAJA GARDEN BRANCH | SBICap Securities Ltd, C/o . SBI RAJA GARDEN BRANCH, 13 RAJA GARDEN CHOWK,SBICap Securities Ltd, C/o STATE BANK OF INDIA PBB BRANCH,NEW DELHI - 110015, DELHI , INDIA |
| RAIPUR BRANCH | SBICap Securities Ltd, C/o . SBI KUTCHERY BRANCH, KUTCHERY,RAIPUR - 492001, CHHATTISGARH , INDIA |
| BHILAI BRANCH | SBI MAIN BRANCH, SECTOR 1,BHILAI - 490001, CHHATTISGARH , INDIA |
| CHANDIGARH EHUB | SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, SCO 43-48,SECTOR 17B,CHANDIGARH - 160017, PUNJAB , INDIA |
| PATNA BRANCH | SBICap Securities Ltd, C/o SBI SPB BRANCH, WEST GANDHI MAIDAN, PATNA - 800001, BIHAR , INDIA |
| GUWAHATI BRANCH | SBICap Securities Ltd, C/o . SBI DISPUR BRANCH, 1ST FLOOR, OPP.ASSAM SECT.,DISPUR GUWAHATI - 781006, ASSAM , INDIA |
| VIJAYWADA BRANCH | SBI, GOVERNORPET BRANCH, ALI BEGH STREET,GOVERNORPET, VIJAYWADA - 520002, ANDHRA PRADESH , INDIA |
| GUNTUR BRANCH | SHOP NO.13,SECOND FLOOR, RAGHU MANSION, 4/1,BRODIPET,GUNTUR - 522002, ANDHRA PRADESH , INDIA |
| VISAKHAPATNAM BRANCH | SBICap Securities Ltd, C/o SBI MAIN BRANCH, 1ST FLOOR, OLD JAIL ROAD JUNCTION,NEAR REDHAM GARDENS,VISAKHAPATNAM - 530002, ANDHRA PRADESH , INDIA |
| HUBLI BRANCH | SBICap Securities Ltd, C/o . STATE BANK OF INDIA, HUBLI MAIN BRANCH,1ST FLOOR, KESHWAPUR,HUBLI - 580023, KARNATAKA , INDIA |
| BANGALORE BRANCH | NO. 87, ALMAS CENTRE, 6TH FLOOR,M G ROAD,BANGALORE - 560001, KARNATAKA , INDIA |
| BASAVANGUDI BRANCH | NO -6 2ND FLOOR, SHUBHSHREE CROWN, H. B. SAMAJA ROAD (GANDHI BAZAR),BASAVANGUDI BANGALORE - 560004, KARNATAKA , INDIA |
| BANGALORE MALLESHWARAM BRANCH | SBICap Securities Ltd, C/o . SBI MALLESHWARAM BRANCH, 2ND FLOOR, NO.143,MARGOSA ROAD, 8TH CROSS, MALLESHWARAM,BANGALORE - 560003, KARNATAKA , INDIA |
| BANGALORE INDIRA NAGAR BRANCH | 3RD FLOOR, SBICap Securities Ltd, C/o SBI, INDIRA NAGAR BRANCH NO. 2987,12TH MAIN ROAD, HAL 2ND STAGE, INDIRANAGAR,BANGALORE - 560008, KARNATAKA , INDIA |
| BANGALORE EHUB | NO.5, 1ST FLOOR,80 FT MAIN ROAD,1ST BLOCK KORAMANGALA,BANGALORE - 560034, KARNATAKA , INDIA |
| MANGALORE BRANCH | SBICap Securities Ltd, C/o SBI, MANGALORE MAIN BRANCH, PORT ROAD,P.B. NO. 90,MANGALORE - 575001, KARNATAKA , INDIA |
| MYSORE BRANCH | SBICAP SECURITES LTD.BASAVA ARCADE NO.2924, 1ST MAIN ROAD, 5TH CROSS, SARASWATIPURAM,MYSORE - 570009, KARNATAKA , INDIA |
| MUMBAI SANTACRUZ BRANCH | SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD,P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA |
| Pune | Sanriya Investment Advisors Pvt. Ltd., Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan, Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India, Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016 (M): 9175193456 / 9175937626 |
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[su_spoiler title=”Download Indiabulls Consumer Finance Ltd NCD 2019 application Form” style=”fancy” open=”no” icon=”plus-circle”]
[/su_spoiler]
[su_spoiler title=”Who can invest / Apply?” style=”fancy” open=”no” icon=”plus-circle”]
The following categories of persons are eligible to apply in the Issue:
Category I (Institutional) 20% of the overall issue size
- Resident Public Financial Institutions, Statutory Corporations including State Industrial Development Corporations, Commercial Banks, Co-operative Banks and Regional Rural Banks, which are authorized to invest in the NCDs;
- Provident Funds and Resident Pension Funds with minimum corpus of Rs. 250 million, Superannuation Funds and Gratuity Fund, which are authorised to invest in the NCDs;
- Venture Capital funds and / or Alternative Investment Funds registered with SEBI;
- Insurance Companies registered with the IRDA;
- National Investment Fund (set up by resolution no. F. No. 2/3/2005-DDII dated November 23, 2005 of the Government of India and published in the Gazette of India);
- Insurance funds set up and managed by the Indian army, navy or the air force of the Union of India or by the Department of Posts, India
- Mutual Funds, registered with SEBI.
Category II (Non Institutional) 20% of the overall issue size
- Companies; bodies corporate and societies registered under the applicable laws in India and authorised to invest in the NCDs;
- Educational institutions and associations of persons and/or bodies established pursuant to or registered under any central or state statutory enactment; which are authorized to invest in the NCDs;
- Public/private charitable/religious trusts which are authorised to invest in the NCDs;
- Scientific and/or industrial research organizations, which are authorised to invest in the NCDs;
- Partnership firms in the name of the partners;
- Limited liability partnerships formed and registered under the provisions of the Limited Liability Partnership
Category III (HNI) 30% of the overall issue size
- Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating to above Rs. 10 Lakh across all series of NCDs in Issue.
Category IV (Individuals) *10% of the overall issue size
- Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating up to and including Rs. 10 Lakh across all series of NCDs in Issue.
[/su_spoiler]
[su_spoiler title=”Who cannot invest / Apply?” style=”fancy” open=”no” icon=”plus-circle”]
The following categories of persons, and entities, shall not be eligible to participate in the Issue and any Applications from such persons and entities are liable to be rejected:
a) Minors without a guardian name* (A guardian may apply on behalf of a minor. However, Applications by minors must be made through Application Forms that contain the names of both the minor Applicant and the guardian);
b) Foreign nationals, NRI inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
c) Persons resident outside India and other foreign entities;
d) Foreign Institutional Investors;
e) Foreign Portfolio Investors;
f) Qualified Foreign Investors;
g) Overseas Corporate Bodies; and
h) Persons ineligible to contract under applicable statutory/regulatory requirements.
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[su_spoiler title=”About Indiabulls Consumer Finance Limited 2019″ style=”fancy” open=”no” icon=”plus-circle”]
◘ Indiabulls Consumer Finance Limited (ICFL) is a non-deposit taking systemically important NBFC registered with the RBI and a 100% subsidiary of India bulls Ventures Limited, a listed Indian company. The company focuses primarily on providing personal loans, business loans (unsecured SME loans and secured SME loans) and other loans. ICFL’s AUM increased by 4254.60% from Rs. 91.91 crores as at March 31, 2017 to Rs. 4,001.83 crore as at March 31, 2018.
◘ ICFL is part of the Indiabulls Ventures group, which is a prominent financial services company providing brokering, lending and wealth management businesses, amongst other businesses.
◘ ICFL’s promoter Indiabulls Ventures Limited, was incorporated in 1995; The promoter has infused funds periodically in the form of equity in the company. As of December 31, 2018, ICFL had presence in more than 100 cities throughout India through which they market their loan products, enabling them to operate on a pan-India basis.
◘ In Fiscal 2018, ICFL launched their end-to-end personal loan fulfilment mobile based application “Dhani”, an automated mode of lending which will enable loan application, risk analysis, credit approval, underwriting and disbursal processes to be carried out electronically through the application.
◘ ICFL’s innovative marketing of loans both online (through “Dhani”) and offline (through partners network) resulted in an increase in the loans disbursed by us by 1767% from 0.15 lakhs in the third quarter of Fiscal 2018 to 2.90 lakhs in the third quarter of Fiscal 2019. Similarly, the loans disbursed by them increased by 57% from 1.90 lakhs in the second quarter of Fiscal 2019 to 2.90 lakhs in the third quarter of Fiscal 2019.
◘ ICFL’s loan book amounted to Rs. 10,334.38 crores as at December 31, 2018 with a CRAR of 36.67% as at March 31, 2018. The CRAR maintained by them is significantly higher than the minimum capital adequacy requirement of 15.00% as stipulated by the RBI, and the average CRAR of 15.70% as of March 31, 2018 maintained by NBFCs.
◘ As at March 31, 2018, its gross NPAs as a percentage of AUM was 0.05%, and net NPAs as a percentage of AUM was 0.05%. As of September 30, 2018, March 31, 2018, 2017 and 2016, capital to risk (weighted) assets ratio was 39.83%, 36.67%, 90.03% and 108.51% respectively.
◘ ICFL’s revenue from operations increased by 1123% from Rs. 57.24 crores in Fiscal 2017 to Rs. 700.04 crores in the Fiscal 2018. Profit after tax increased by 2761% from Rs. 6.69 crores in Fiscal 2017 to Rs. 191.52 crores in the Fiscal 2018. For the nine month period ending December 31, 2018, revenue from operations was Rs. 1,148.67 crores and its profit after tax was Rs. 319.48 crores. Its revenue from operations and profit after tax grew at a compound annual growth rate (“CAGR”) of 4799.18% and 13808.64%, respectively, from Fiscal 2016 to Fiscal 2018.
STRENGTHS
◘ Strong brand recognition and operational and business linkages:
ICFL is a part of the Indiabulls Ventures group and ICFL believe that their relationship with the India bulls Ventures group provides brand recall and ICFL will continue to derive significant marketing and operational benefits. ICFL believe that the brand value and scale of the business operations of the Indiabulls Ventures group provides them with an advantage in an increasingly competitive market.
◘ Country wide reach allows them to market their products across India :- ICFL lending business is sourced digitally as well as through partners, direct selling agents and sales team. Company has also entered into arrangements with certain verification agencies supervised by their internal management to conduct site visits to verify identity and other information of applicants in certain cases. Due to their presence across India along with their on-site credit verification process, they have established a diverse customer base, situated across India.
◘ Marketing of loan products through on-line platforms enables them to extend the market reach of their loan products :- ICFL have developed a mobile application for their personal loans called “Dhani”, which is aimed at providing an integrated and automated loan processing platform for their customers. Company expect to develop their presence as a technology-enabled financing company by adopting advanced analytics to simplify and revolutionize credit assessments and financing decisions, and enable a short turnaround time credit decisions and automated loan sanction processes across India.
◘ Customer sourcing and marketing models have resulted in scalable growth:- Customer sourcing includes sourcing of customers by their partners and sourcing of customer through “Dhani” mobile application. The network of their partners, who source the customers for personal, business and other loans provided by the Company, increased by about seven times from 109,253 partners as at September 30, 2018 to over 7,00,000 partners as at December 31, 2018.
◘ Strong in-house loan monitoring and collections teams keeping NPAs in check :- The Company monitors compliance with terms and conditions of the relevant credit facilities. Its collection personnel are trained to assist customers in understanding applicable repayment options and payment modes and ensure appropriate arrangements are made for the repayment of the loan. It uses various collection strategies for delinquent loans, including settlements and restructured payment plans.
◘ Strong in-house customer services team to provide quality customer service :- The Company believes that call centres and an emphasis on superior customer service will be significant drivers as it continues to grow its lending business and introduces its mobile application based loan processing platform, “Dhani”. It primarily targets personal loans and loans for businesses, and has implemented various customer oriented practices.
◘ Liquid balance sheet with strong capital adequacy:- As at September 30, 2018 and March 31, 2018, the Company’s CAR was 39.83% and 36.67% respectively as compared to the average CAR of 15.70% as of March 31, 2018 maintained by the NBFCs as compared to the minimum capital adequacy requirement of 15.00% as stipulated by the RBI. (Source: ICRA Report 2018). The Company also believes that it benefits from a liquid balance sheet with a high net worth and a comfortable capital to risk weighted assets ratio. As at December 31, 2018, the Company had cash and cash equivalent of Rs. 755.64 crore.
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[su_spoiler title=”Registrar/allotment Status” style=”fancy” open=”no” icon=”plus-circle”]
KARVY FINTECH PRIVATE LIMITED (FORMERLY KNOWN AS KCPL ADVISORY SERVICES PRIVATE LIMITED)***
Karvy Selenium Tower B, Plot No – 31 & 32, Financial District, Nanakramguda,
Serilingampally, Hyderabad Rangareddy, Telangana– 500 032;
Telephone No.: +91 40 6716 2222; Facsimile No.: +91 40 2343 1551;
Email: icfl.ncd1@karvy.com;
Investor Grievance Email:einward.ris@karvy.com;
Website: www.karvyfintech.com;
Contact Person: Mr. M Murali Krishna
SEBI Registration. No.: INR000000221; CIN: U67200TG2017PTC117649
Click here to check your allotment status
[/su_spoiler]
[su_spoiler title=”Contact for Investment” style=”fancy” open=”no” icon=”plus-circle”]
Sanriya Investment Advisors Pvt. Ltd.
Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan,
Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India,
Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016
(M): 9175193456 / 9175937626
(E): santosh@sanriya.in ; info@sanriya.in (w): www.sanriya.in
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