Terms & Conditions
Sanriya Finvest Pvt. Ltd.
ARN-193359 | AMFI Registered Mutual Fund & Specialised Investment Fund (SIF) Distributor
1. Introduction
Welcome to the website of Sanriya Finvest Pvt. Ltd. By accessing or using our website www.sanriya.in, you agree to comply with and be bound by these Terms and Conditions
These Terms & Conditions govern your access to and use of our website, its content, tools, features and services. By accessing or using this website, you acknowledge that you have read, understood and agreed to be bound by these Terms & Conditions.
If you do not agree with these Terms & Conditions, please do not use this website.
2. Nature of Services
Sanriya Finvest Pvt. Ltd. is an AMFI-Registered Mutual Fund & Specialised Investment Fund (SIF) Distributor [ARN-193359].
We facilitate the distribution and transaction-related services for mutual fund schemes, SIF and other permitted financial products offered by regulated entities, subject to applicable regulatory requirements.
Our mutual fund distribution activities are carried out in a distribution capacity. Information, guidance or assistance provided in connection with products distributed by us should not be construed as a separate investment advisory, portfolio management or other regulated advisory service unless specifically stated and permitted under applicable regulations.
Where PMS or other permitted products are facilitated through authorised partners, such activities are subject to the applicable regulatory framework and the terms of the respective product and service provider.
3. No Assured or Guaranteed Returns
Sanriya Finvest does not offer or guarantee any assured, indicative or guaranteed returns on investments.
Investments are subject to market risks, and the value of investments may rise or fall depending on market conditions and other factors. Past performance is not indicative of future results. No representation should be interpreted as a promise or assurance of future investment performance.
4. Risk Disclosure
Investments in securities and financial products are subject to market and other applicable risks.
Investors should carefully review all relevant product and scheme-related documents, including applicable risk factors, before making an investment decision.
Different financial products carry different levels and types of risk. Investors should consider their investment objectives, financial circumstances, investment horizon, liquidity requirements and risk tolerance before investing.
All investment decisions are ultimately made at the discretion and responsibility of the investor.
Click here to understand Risk involved in Mutual Fund/ SIF/ PMS/ AIF Investments
5. Website Content & Information
The information provided on this website is intended for general informational and educational purposes.
Sanriya Finvest makes reasonable efforts to ensure that information published on the website is accurate and relevant. However, we do not guarantee that all information will always be complete, current, accurate or free from errors or omissions.
Information such as NAVs, performance figures, market data, scheme information and other financial information may be sourced from AMCs, AMFI, recognised platforms, public sources or other third parties and may be subject to delays, changes or inaccuracies.
Investors should refer to the latest official documents and information issued by the respective product provider before making an investment decision.
Sanriya Finvest reserves the right to modify, update, add or remove website content, features, policies or these Terms & Conditions from time to time.
6. Eligibility
Use of this website and the services provided through it is subject to applicable laws and regulations.
By using this website, you represent that the information provided by you is accurate and that you have the legal capacity to use the website and enter into applicable transactions or arrangements.
Where required, transactions involving minors or persons lacking legal capacity shall be undertaken through the applicable parent, guardian or authorised representative in accordance with applicable laws and procedures.
7. User Responsibilities
By accessing or using this website, you agree to:
- Provide accurate, complete and current information wherever required.
- Keep your personal, contact and other relevant information updated.
- Use the website and its services only for lawful purposes.
- Review applicable scheme and product-related documents before investing.
- Follow applicable terms, procedures and requirements when using transaction platforms or third-party services.
- Not use the website for fraudulent, unlawful, unauthorised or misleading activities.
- Not attempt to interfere with, damage or compromise the security or operation of the website.
- Not reproduce, modify, distribute or commercially exploit website content without appropriate permission.
8. Tools, Calculators and Illustrations
The website and app may contain calculators, financial tools, illustrations, projections or other interactive features.
Such tools are provided for illustrative and educational purposes only.
The results generated by these tools may depend on assumptions, inputs and market conditions and should not be treated as forecasts, guarantees, investment recommendations or assurances of actual returns.
Actual investment outcomes may differ materially from any illustration or calculation shown on the website or on the apps.
9. Third-Party Websites and Platforms
The website may contain links to or integrations with third-party websites, platforms and services, including AMC portals, recognised mutual fund transaction platforms, registrars, financial service providers and other external websites.
These links and integrations are provided for convenience and informational purposes.
Sanriya Finvest does not control and is not responsible for the content, accuracy, availability, security, privacy practices or terms of third-party websites.
Your use of any third-party website, apps or platform is subject to the terms, conditions and privacy policies of that respective third party.
10. Commission & Compensation
As an AMFI-Registered Mutual Fund Distributor, Sanriya Finvest may receive commission or other permissible compensation from Asset Management Companies and/or applicable product providers for distribution services, in accordance with applicable regulatory requirements.
Details of applicable commission arrangements are disclosed through the Commission Disclosure section of our website. Click here for details
Sanriya Finvest does not charge a separate fee to investors for mutual fund distribution services, except where such charges are specifically permitted under applicable regulations and appropriately disclosed.
The receipt of commission does not constitute a guarantee of investment performance.
11. Intellectual Property
Unless otherwise stated, the content and materials available on this website, including text, graphics, logos, designs, images, videos, documents, layouts and other materials, are owned by or licensed to Sanriya Finvest Pvt. Ltd.
Unauthorised copying, reproduction, modification, distribution, publication, transmission or commercial use of website and app content is prohibited without prior written permission.
Users may access or print website materials for personal, non-commercial reference, provided that such materials are not modified, misrepresented or used in a manner that infringes applicable rights.
12. Privacy and Data Protection
Sanriya Finvest respects the privacy of users and handles personal information in accordance with applicable laws and our Privacy Policy
Personal information collected through the website or in connection with our services may be processed for legitimate business, transaction, regulatory, compliance, communication and service-related purposes, subject to applicable law.
Please refer to our Privacy Policy for information regarding the collection, use, storage, protection and sharing of personal data.
13. Limitation of Liability
Sanriya Finvest makes reasonable efforts to maintain the availability and accuracy of its website and app but does not warrant that the website and app will always be uninterrupted, error-free, secure or free from technical issues.
To the extent permitted by applicable law, Sanriya Finvest shall not be responsible for losses or damages arising from:
- Reliance solely on information published on the website.
- Errors, omissions or delays in third-party information.
- Market movements or investment performance.
- Interruptions, technical failures or temporary unavailability of the website.
- The use of third-party websites or platforms.
- Unauthorised access or events beyond our reasonable control.
Nothing in these Terms & Conditions shall exclude or limit any liability that cannot legally be excluded or limited under applicable law.
14. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Sanriya Finvest Pvt. Ltd., its directors, officers, employees and authorised representatives from claims, losses, liabilities, damages, costs or expenses arising from:
- Your violation of these Terms & Conditions.
- Your misuse of the website or its services.
- Your violation of applicable laws or third-party rights.
Information or material submitted by you that is false, misleading or unauthorised.
15. Suspension or Termination of Access
Sanriya Finvest reserves the right to restrict, suspend or terminate access to the website or any website feature where reasonably necessary, including in cases of:
- Violation of these Terms & Conditions.
- Unlawful or fraudulent activity.
- Misuse of the website.
- Security concerns.
- Technical or operational requirements.
- Compliance with applicable laws or regulatory requirements.
Such action may be taken without prior notice where circumstances reasonably require immediate action.
16. Grievance Redressal
Sanriya Finvest is committed to addressing investor complaints and grievances in accordance with applicable regulatory requirements.
For complaints or grievances relating to our services, investors may refer to the Grievance Redressal section of our website or contact us through the details provided on our website.
Where applicable, investors may also use the relevant regulatory grievance-redressal and online dispute-resolution mechanisms, including SEBI SCORES and SMART ODR, in accordance with the procedures
applicable from time to time.
17. Governing Law & Jurisdiction
These Terms & Conditions shall be governed by and construed in accordance with the laws of India.
Subject to applicable laws and regulatory mechanisms, disputes arising in connection with the use of this website or these Terms & Conditions shall be subject to the jurisdiction of the competent courts having jurisdiction over Sanriya Finvest’s registered office.
18. Amendments to These Terms
Sanriya Finvest may modify or update these Terms & Conditions from time to time to reflect changes in:
- Applicable laws and regulations.
- Regulatory requirements.
- Website and app functionality.
- Services offered.
- Business practices or internal policies.
The updated version will be published on this page with the applicable revision date, where appropriate.
Your continued use of the website after the updated Terms & Conditions are published constitutes your acknowledgement of the revised terms.
19. Important Information
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Investments are not equivalent to bank deposits and are not obligations of, or guaranteed or insured by, any government or insurance company unless specifically stated otherwise.
The value of investments may rise or fall depending on market conditions and other factors.
Past performance is not indicative of future results. No indicative, assured or guaranteed returns are offered by Sanriya Finvest Pvt. Ltd. Investors should make investment decisions after considering their own financial circumstances, investment objectives, risk tolerance, liquidity requirements and investment horizon. Click here for detailed disclaimer
20. Acceptance
By accessing or using this website, you acknowledge that you have read, understood and agreed to these Terms & Conditions, together with the applicable Privacy Policy, Disclaimer, Fund Selection & Suitability Policy, Commission Disclosure and other policies published on this website. If you do not agree with these Terms & Conditions, please discontinue use of the website.