Manappuram Finance Ltd NCD 2019 at 10.15%

NCD details and Interest Rates Manappuram Finance Ltd NCD 2019

NCD/Series Details

Issuer	Manappuram Finance Ltd NCD 2019 Public Issue of Secured Redeemable Non-Convertible Debentures
Issue	Base Issue size of Rs. 150 crores with an option to retain oversubscription up to Rs. 587 crores, aggregating up to Rs. 737 Crores (“Tranche II Issue” / “Tranche II Issue Size”) which is within the Shelf Limit of Rs. 1,000 crores
Rating	“BWR AA+’/Stable” by Brickwork and “CARE AA’/ Stable” by CARE Ratings
Issue opens	28 January 2019
Issue closes	27 February 2019
Issue Price	Rs. 1,000 per NCD
Minimum Application	Rs 10,000/- (10 NCDs) across all Series and in multiples of 1 (one) NCD of Rs 1,000/- each thereafter
Coupon Type	Fixed Coupon Rates
Listing	The NCDs are proposed to be listed on BSE with in 6 Working Days from the closing Date.
Application Mode	Compulsorily ASBA
Insurance & Trading	In dematerialised form only
Security and Asset Cover	The principal amount of the NCDs to be issued in terms of the Shelf Prospectus together with all interest due on the NCDs, subject to any obligations under applicable statutory and/or regulatory requirements shall be secured by a first ranking pari passu charge by way of a mortgage over the Company’s specific immovable property and a first ranking pari passu charge on all current assets, book debts, receivables (both present and future) of the Company, created in favour of the Debenture Trustee, as specifically set out in and fully described in the Debenture Trust Deed, except those receivables specifically and exclusively charged in favour of certain existing charge holders, such that a security cover of 100% of the outstanding principal amounts of the NCDs and interest thereon is maintained at all time until the Maturity Date.

SPECIFIC TERMS FOR EACH SERIES OF NCDs

NCDs Options	I	II	III	IV	V	VI	VII
Frequency of Interest Payment	Monthly	Monthly	Annual	Annual	Cumulative	Cumulative	Cumulative
Minimum Application	Rs. 10,000/- (10 NCDs) across all Series
Issue Price (Rs/ NCD)	Rs 1,000
Face Value / Issue Price (Rs / NCD)	Rs 1,000
Tenor from Deemed Date of Allotment	36 months	60 Months	36 months	60 Months	36 months	60 Months	2,617 Days
Nature of Indebtedness	Secured	Secured	Secured	Secured	Secured	Secured	Secured
Coupon (%) for all NCD Categories.*	9.35%	9.75%	9.75%	10.15%	NA	NA	NA
Effective Yield (per annum) (Approx.) for all Investor categories *	9.75%	10.19%	9.74%	10.14%	9.75%	10.15%	10.15%
Redemption amount (Rs. per NCD)	1,000.00	1,000.00	1,000.00	1,000.00	1,322.30	1,622.38	2,000.00
Redemption Date (Years from the Deemed Date of Allotment)	36 months	60 months	36 months	60 months	36 months	60 months	2,617 days
Put & Call Option	NA	NA	NA	NA	NA	NA	NA
Interest on Application	NA.
Interest type	Fixed

Application Process & Collection /Submission Centre

Please take print of the Application Form A4 paper size. Click here to download Application form of Manappuram Finance Ltd NCD 2019
Attach following document along with the application form : –
1] PAN Card and Demat Proof Photo Copy attested by applicant.
2] One Cancelled Cheque copy.
3] Bidding is mandatory.
4] Cheque / DD not require as it is ASBA application
5] On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.
6] Keep photocopy of application form for your record.
7] Submit / deposit your NCD application form in Listed/ Design Bank Branches. (search below for your city)
8] To record and track the status/allotment of your application form, send us the soft copy Application Form/ Acknowledgement Slip.
9] The actual bond will reflect in your demat account within 2 weeks time form date of allotment.
10] Free Home Service available *

SBICap Securities Ltd Branches for submission of application Form

NAME OF THE BRANCH	ADDRESS
GANDHINAGAR GUJARAT BRANCH	SBICAP SECURITIES LTD. ,B - 310, 3RD FLOOR, SUPER MALL-1, INFOCITY, GANDHINAGAR - 382009, , INDIA
BAREILLY BRANCH	SBICAP SECURITIES LIMITED, SBICap Securities Ltd, C/o SBI MAIN BRANCH, FIRST FLOOR, NEAR KATCHERY, CIVIL LINES, BAREILLY - 243001, UTTAR PRADESH , INDIA
AURANGABAD BRANCH	SBICAP SECURITIES LTD. 2ND FLOOR, AKSHAY DEEP PLAZA, NEAR CIDCO BUS STATION, CIDCO MUMBAI - 431001, MAHARASHTRA , INDIA
AGARTALA	R M S CHOWMUHANI BRANCH, ROAD NO. 2, RAMNAGAR, AGARTALA - 799002, TRIPURA , INDIA
MUMBAI THANE BRANCH	SBICap Securities Ltd, C/o . SBI, PARSI AGYANI CROSS LANE, JAMBLI NAKE, THANE (WEST), MUMBAI - 400601, MAHARASHTRA , INDIA
DHARWARD EHUB	SBICAP SECURITIES LTD, STATE BANK OF INDIA, 1ST FLOOR, COLLAGE ROAD, DHARWAD - 580001, KARNATAKA , INDIA
INDORE EHUB	SBICAP SECURITIES LIMITED, REGIONAL OFFICE, 204, OASIS TRADE TOWER, 20/22 , Y.N. ROAD, OPP.RANI SATI GATE, INDORE - 452003, MADHYA PRADESH , INDIA
DELHI EHUB	SBICAP SECURITIES LTD., 1ST & 2ND FLOOR, 57, PANCHKUIAN ROAD, NEAR R. K. ASHRAM MARG, METRO STATION, NEW DELHI - 110001, DELHI , INDIA
SHILLONG BRANCH	SBICAP SECURITIES LTD., STATE BANK OF INDIA, SHILLONG MAIN BRANCH, 1ST FLOOR, M G. ROAD, NEAR G P O, SHILLONG - 793001, MEGHALAYA , INDIA
VIJAYAWADA E-HUB	SBICap Securities Ltd, C/o .SBI ADMINISTRATIVE OFFICE GROUND FLOOR, PRAKASAM ROAD, SURYARAO PET VIJAYAWADA - 520002, ANDHRA PRADESH , INDIA
SILIGURI BRANCH	1ST FLOOR, HILL CART ROAD, SILIGURI - 734001, WEST BENGAL , INDIA
CHENNAI EHUB	1ST FLOOR, SBI EGMORE BRANCH NO. 45, PANTHEON ROAD, EGMORE CHENNAI - 600008, TAMIL NADU , INDIA
HYDERABAD E-HUB	6-3-885/7/C/1/T1,3RD FLOOR,AMIT PLAZA, NEAR RAJIV GANDHI CIRCLE, OPP MINERVA HOTEL. RAJ BHAVAN ROAD,SOMAJIGUDA HYDERABAD - 500082, TELANGANA , INDIA
HYDERABAD HUB	1ST FLOOR, DMC CENTER, ABOVE STATE BANK OF INDIA, ST. JOHN’S ROAD, EAST MARREDPALLY, SECUNDERABAD - 500026, TELANGANA , INDIA
KOTI BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH HYDERABAD, DEMAT SECTION, BANK STREET, KOTI HYDERABAD - 500095, TELANGANA , INDIA
HYDERABAD BRANCH	SBICap Securities Ltd, C/o . SBH GUNFOUNDARY BRANCH,GROUND FLOOR,HYDERABAD - 500001, TELANGANA , INDIA
KOLKATA E-HUB	SBICap Securities Ltd, C/o , STATE BANK OF INDIA, JEEVANDEEP BLDG. (MAIN ENTRANCE GATE)1, MIDDLETON STREET KOLKATA - 700071, WEST BENGAL , INDIA
KILPAUK BRANCH	SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA
MUMBAI PEDDAR BRANCH	39, KALPATRU, DR. G. DESHMUKH MARG PEDDAR ROAD,MUMBAI - 400026, MAHARASHTRA , INDIA
AHMEDABAD EHUB	2ND FLOOR, "NIRMAN", BESIDES JYOTI PLAZA NR. SHYAMAL CROSS ROAD, SATELLITE, AHMEDABAD - 380015, GUJARAT , INDIA
MEHSANA BRANCH	SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.), - 384002, GUJARAT , INDIA
BARODA MAKARPURA BRANCH	SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH VCCI BUILDING, MAKARPURA BARODA - 390010, GUJARAT , INDIA
NOIDA BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, A-2A/2, 1ST FLOOR, SECTOR-52, NOIDA - 201303, UTTAR PRADESH , INDIA
SALT LAKE KOLKATA BRANCH	GROUND FLOOR, BIKASH BHAVAN, SECTOR - 1, SALT LAKE KOLKATA - 700091, WEST BENGAL , INDIA
ASANSOL BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, ASANSOL BRANCH, BIJOYPAL SARANI, ASANSOL - 713304, WEST BENGAL , INDIA
BALLYGUNGE BRANCH	SBICap Securities Ltd, C/o SBI, 50 A, GARIAHAT ROAD, BALLYGUNGE KOLKATA - 700019, WEST BENGAL , INDIA
JEEVANDEEP - KOLKATA BRANCH	STATE BANK OF INDIA, JEEVANDEEP BLDG, GROUND FLOOR, 1, MIDDLETON STREET,KOLKATA - 700071, WEST BENGAL , INDIA
KOLKATA SAMRIDDI BRANCH	SBI MAIN BRANCH, SAMMRIDDI BHAVAN, 3RD FLOOR, 1- STRAND ROAD KOLKATA - 700001, WEST BENGAL , INDIA
DURGAPUR BRANCH	SBICap Securities Ltd, C/o . STATE BANK INDIA, DURGAPUR BRANCH, DSP MAINGATE, PO DURGAPUR-3,BURDWAN - 713203, WEST BENGAL , INDIA
DEHRADUN BRANCH	SBI MAIN BRANCH, 4 CONVENT ROAD DEHRADUN - 248001, UTTARANCHAL , INDIA
VARANASI BRANCH	SBICap Securities Ltd, C/o SBI VARANASI MAIN BRANCH, NEAR DIST. COURT,VARANASI - 221002, UTTAR PRADESH , INDIA
GOMTI NAGAR BRANCH	SBICap Securities Ltd, C/o SBI GOMATI NAGAR BRANCH, 2/38, FIRST FLOOR, VIJAY KHAND, GOMTI NAGAR, LUCKNOW - 226010, UTTAR PRADESH , INDIA
LUCKNOW EHUB	401-C, GOVINDA APARTMENT, 3RD FLOOR, 1-A, SHANAJAF ROAD LUCKNOW - 226001, UTTAR PRADESH , INDIA
KANPUR BRANCH	SBICap Securities Ltd, C/o SBI ADMINISTRATIVE OFFICE, 16/101 MALL ROAD CIVIL LINES KANPUR - 208001, UTTAR PRADESH , INDIA
GHAZIABAD BRANCH	SBICap Securities Ltd, C/o SBI, NAVYUG MARKET,GHAZIABAD - 201001, UTTAR PRADESH , INDIA
AGRA BRANCH	SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHHIPITOLA AGRA - 282001, UTTAR PRADESH , INDIA
TIRUCHIRAPPALLI BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, TIRUCHIRAPPALI MAIN BRANCH, MC DONALDS ROAD, CANTONMENT,TIRUCHIRAPPALI - 620001, TAMIL NADU , INDIA
SALEM BRANCH	SBI HASTHAMPATTI BRANCH, BANK HOUSE,NO. 68 CHERRY ROAD SALEM - 636007, TAMIL NADU , INDIA
NAGERCOIL BRANCH	14B, DISTILLERY ROAD, VADASERY,NAGERCOIL - 629001, TAMIL NADU , INDIA
MADURAI BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, NUMBER - 7A, WEST VELI STREET, OPPOSITE RAILWAY STATION,MADURAI - 625001, TAMIL NADU , INDIA
COIMBATORE - R.S.PURAM BRANCH	SRI SAI TOWERS, 590AB, 4TH FLOOR, D B ROAD, RS PURAM COIMBATORE - 641002, TAMIL NADU , INDIA
COIMBATORE MAIN BRANCH	SBI MAIN BRANCH, STATE BANK ROAD,COIMBATORE - 641018, TAMIL NADU , INDIA
KILPAUK BRANCH	SBICap Securities Ltd, C/o SBI, 22,TAYLORS ROAD, KILPAUK CHENNAI - 639001, TAMIL NADU , INDIA
INDIRANAGAR - CHENNAI BRANCH	SBICap Securities Ltd, C/o .SBI PBB BESANT NAGAR BRANCH, E-159, ANNAI VELANKANI CHURCH ROAD, 7TH AVENUE, BESANT NAGAR CHENNAI - 600090, TAMIL NADU , INDIA
ERODE BRANCH	SBICap Securities Ltd, C/o SBI, D-48, STATE BANK ROAD,ERODE - 638001, TAMIL NADU , INDIA
KOTA BRANCH	SBICap Securities Ltd, C/o SBI MAIN BRANCH, CHAWANI CHAURAHA,KOTA - 324007, RAJASTHAN , INDIA
JAIPUR BRANCH	128, 1ST FLOOR, OPP. G.E. MONEY, GANPATI PLAZA, M.I. ROAD JAIPUR - 302001, RAJASTHAN , INDIA
JAIPUR SANGENERI GATE EHUB	SBICap Securities Ltd, C/o SBI SPECIAL BRANCH, GROUND FLOOR, SANGENERI GATE,JAIPUR - 302003, RAJASTHAN , INDIA
JODHPUR BRANCH	SBICap Securities Ltd, C/o SBI, SPECIAL BRANCH, HIGH COURT CAMPUS, KACHAURI,JODHPUR - 342001, RAJASTHAN , INDIA
UDAIPUR BRANCH	SBICap Securities Ltd, C/o SBI, MAIN BRANCH, 23/C MADHUBAN,UDAIPUR - 313001, RAJASTHAN , INDIA
PATIALA BRANCH	SBICAP SECURITIES LTD., STATE BANK OF PATIALA,(MAIN BRANCH), NEAR MATA KALI MANDIR, THE MALL, MALL ROAD, PATIALA - 147001, PUNJAB , INDIA
LUDHIANA BRANCH	SBICap Securities Ltd, C/o SBI, FIRST FLOOR, FOUNTAIN CHOWK, CIVIL LINES,LUDHIANA - 141001, PUNJAB , INDIA
JALANDHAR BRANCH	SBICap Securities Ltd, C/o . STATE BANK OFINDIA, CIVIL LINES,JALANDHAR - 144001, PUNJAB , INDIA
AMRITSAR BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, TOWN HALL,AMRITSAR - 143001, PUNJAB , INDIA
PONDICHERRY BRANCH	STATE BANK OF INDIA, NO. 5, 1ST FLOOR, RUE SUFFREN, PONDICHERRY - 605001, PONDICHERRY , INDIA
BHUBANESWAR	SBICap Securities Ltd, C/o SBI LOCAL HEAD OFFICE – III/1, GROUND FLOOR, PT. JAWAHARLAL NEHRU MARG,BHUBANESWAR - 751001, ORISSA , INDIA
PUNE BUND GARDEN BRANCH	SBICap Securities Ltd, C/o SBI BUND GARDEN BRANCH, GRACE 171/B, 1ST FLOOR, DP ROAD,PUNE - 411001, MAHARASHTRA , INDIA
PUNE BRANCH	SPBB BRANCH, 1277, KUMAR RENAISSANCE, J.M.ROAD, DECCAN GYMKHANA,PUNE - 411004, MAHARASHTRA , INDIA
NASHIK BRANCH	SBICap Securities Ltd, C/o . SBI SPBB, SARASWATI HEIGHTS, PLOT NO.10, SURVEY NO.715/A/2/1/A, THATTE NAGAR, GANGAPUR ROAD,NASHIK - 422005, MAHARASHTRA , INDIA
NAGPUR BRANCH	SBICap Securities Ltd, C/o SBI SEVA SADAN BRANCH, 75 MOTI MOHAN COMPLEX, SEVA SADAN CHOWK, C.A ROAD,NAGPUR - 440018, MAHARASHTRA , INDIA
MUMBAI KONKAN BHAVAN BELAPUR BRANCH	SBICap Securities Ltd, C/o . SBI KONKAN BHAVAN BRANCH, CIDCO BLDG. (SOUTH WING), CBD BELAPUR,NAVI MUMBAI - 400614, MAHARASHTRA , INDIA
MUMBAI LOWER PAREL BRANCH	A & B WING, 12TH FLOOR, MARATHON FUTUREX, N.M. JOSHI MARG, LOWER PAREL,MUMBAI - 400013, MAHARASHTRA , INDIA
VERSOVA LINK ROAD (ANDHERI-WEST) BRANCH	SBICap Securities Ltd, C/o SBI JVLR BRANCH, GROUND FLOOR, JUHU VERSOVA LINK ROAD, ANDHERI (W)MUMBAI - 400053, MAHARASHTRA , INDIA
MADAME CAMA RD - MUMBAI BRANCH	SBI MADAME CAMA ROAD BRANCH, SBI ADMIN BUILDING COMPOUND, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA
MUMBAI GOREGAON MULUND LINK ROAD BRANCH	SBICap Securities Ltd, C/o . SBI GOREGAON-MULUND LINK ROAD BRANCH, SHOWROOM NO.11, RUSTOMJEE O-ZONE BLDG., GOREGAON (W) MUMBAI - 400062, MAHARASHTRA , INDIA
MUMBAI SANTACRUZ BRANCH	SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD, P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA
MUMBAI POWAI HIRANANDANI BRANCH	SBICap Securities Ltd, C/o . SBI PBB POWAI HIRANANDANI BRANCH, G-15/16, VENTURA HIRANANDANI BUSINESS PARK, POWAI,MUMBAI - 400076, MAHARASHTRA , INDIA
GHATKOPAR BRANCH	STATE BANK OF INDIA, M.G.ROAD, GHATKOPAR EAST,MUMBAI - 400077, MAHARASHTRA , INDIA
SBI SPBB MUMBAI BRANCH	SBICap Securities Ltd, C/o SBI MUMBAI MAIN SPBB BRANCH, MUMBAI SAMACHAR MARG, GATE NO 1, HORNIMAN CIRCLE, FORT,MUMBAI - 400001, MAHARASHTRA , INDIA
NRI BRANCH	SBI NRI BRANCH, MAKER CHAMBERS -3, GROUND FLOOR, NARIMAN POINT,MUMBAI - 400021, MAHARASHTRA , INDIA
BHOPAL BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, PAANCHANAN BHAVAN, T T NAGAR,BHOPAL - 462003, MADHYA PRADESH , INDIA
GWALIOR BRANCH	SBI MAIN BRANCH, BADA CHOWK GWALIOR - 474001, MADHYA PRADESH , INDIA
INDORE OLD BRANCH	STATE BANK OF INDIA, 5,YASHWANT NIWAS ROAD,NEAR SBI ATM INDORE - 452003, MADHYA PRADESH , INDIA
INDORE MAIN BRANCH	STATE BANK OF INDIA, GPO MAIN BRANCH, INDORE - 452001, MADHYA PRADESH , INDIA
JABALPUR BRANCH	SBICap Securities Ltd, C/o . SBI MAIN BRANCH, CIVIL LINES,JABALPUR - 482001, MADHYA PRADESH , INDIA
THIRUVANANTHAPURAM BRANCH	FIRST FLOOR, STATE BANK OF TRAVANCORE BUILDING, SASTHAMANGALAM,THIRUVANANTHAPURAM - 695010, KERALA , INDIA
ERNAKULAM EHUB	SBI SHANMUGHAM RD. BRANCH, 2ND FLOOR, KTDC BLDG,ERNAKULAM - 682031, KERALA , INDIA
JAMSHEDPUR BRANCH	C/0 SBI, JAMSHEDPUR, BISTUPUR,JAMSHEDPUR - 831001, JHARKHAND , INDIA
JAMMU BRANCH	SBICap Securities Ltd, C/o . SBI ZONAL OFFICE, NEAR SARB, GROUND FLOOR JAMMU - 180012, JAMMU AND KASHMIR , INDIA
SHIMLA BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, NEW BUILDING, 2ND FLOOR, THE MALL,SHIMLA - 171003, HIMACHAL PRADESH , INDIA
PANCHKULA BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, 2ND FLOOR, SCO - 14, SECTOR 10,PANCHKULA - 134109, HARYANA , INDIA
GURGAON BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, RACPC, PLOT NO.3&4, UDYOG VIHAR PHASE IV, NEAR ATLAS CHOWK,GURGAON - 122015, HARYANA , INDIA
SURAT BRANCH	SBICap Securities Ltd, C/o . SBI, GHODDOD ROAD, U25-28, MEGH MAYUR PLAZA, OPP JANI FARSAN BHANDAR, PARLE POINT,SURAT - 395007, GUJARAT , INDIA
RAJKOT BRANCH	SBICap Securities Ltd, C/o . STATE BANK OF INDIA, RAJKOT ZONAL OFFICE, OPPOSITE SARDAR BAUG, CIRCUIT HOUSE, RAJKOT - 360001, GUJARAT , INDIA
BHAVNAGAR BRANCH	SBICap Securities Ltd, C/o . STATE BANK OF INDIA, SBI COLONY, KALANALA, BHAVNAGAR - 364001, GUJARAT , INDIA
BARODA MANDVI BRANCH	SBICap Securities Ltd, C/o . SBI MANDVI MAIN BRANCH, OPP JAMNABHAI HOSPITAL, MANDVI, BARODA - 390001, GUJARAT , INDIA
BARODA MAKARPURA BRANCH	SBICap Securities Ltd, C/o . SBI MAKARPURA I.E. BRANCH, VCCI BUILDING, MAKARPURA, BARODA - 390010, GUJARAT , INDIA
BARODA BRANCH	SBI, ALKAPURI, R.C.DUTT ROAD,BARODA - 390007, GUJARAT , INDIA
MEHSANA BRANCH	SBICap Securities Ltd, C/o . SBI SME HIGHWAY ROAD BRANCH, UNIVERSAL COMPLEX, NEAR ONGC WORK SHOP, HIGHWAY ROAD, MEHSANA (N.G.) - 384002, GUJARAT , INDIA
AHMEDABAD MANINAGAR BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, 1ST FLOOR, MODI ARCADE, NEAR RLY STATION, MANINAGAR (WEST),AHMEDABAD - 380008, GUJARAT , INDIA
AHMEDABAD MOTERA BRANCH	SBICap Securities Ltd, C/o . SBI MOTERA BRANCH, SHOP NO.1 TO 5,GROUNDFLOOR, VITTHAL SQUARE COMPLEX, STADIUM ROAD, MOTERA,AHMEDABAD - 382424, GUJARAT , INDIA
PANJIM BRANCH	BI, PANAJI MAIN BRANCH, DAYANAND BANDODKAR MARG, NEAR HOTEL MANDOVI, PANAJI - 403001, GOA , INDIA
ROHINI SECTOR 7	SBICap Securities Ltd, C/o SBI, E-2/28, SECTOR 7, ROHINI DELHI - 110085, DELHI , INDIA
CHANDANI CHOWK	SBICap Securities Ltd, C/o . SBI (DBD) SME BRANCH, GR FLOOR, CHANDANI CHOWK,DELHI - 110006, DELHI , INDIA
MADHUBAN BRANCH	9, NEW RAJDHANI ENCLAVE, SWASTHYA VIHAR,NR PREET VIHAR METRO STATION ,DELHI - 110092, DELHI , INDIA
HAUZ KHAS BRANCH	SBICap Securities Ltd, C/o STATE BANK OF INDIA, PERSONAL BANKING BRANCH, A-15 HAUZ KHAS, NEW DELHI - 110016, DELHI , INDIA
PARLIAMENT STREET BRANCH	SBICap Securities Ltd, C/o SBI, PERSONAL BANKING BRANCH, GROUND FLOOR, 11, PARLIAMENT STREET,NEW DELHI - 110001, DELHI , INDIA
NEW DELHI RAJA GARDEN BRANCH	SBICap Securities Ltd, C/o . SBI RAJA GARDEN BRANCH, 13 RAJA GARDEN CHOWK,SBICap Securities Ltd, C/o STATE BANK OF INDIA PBB BRANCH,NEW DELHI - 110015, DELHI , INDIA
RAIPUR BRANCH	SBICap Securities Ltd, C/o . SBI KUTCHERY BRANCH, KUTCHERY,RAIPUR - 492001, CHHATTISGARH , INDIA
BHILAI BRANCH	SBI MAIN BRANCH, SECTOR 1,BHILAI - 490001, CHHATTISGARH , INDIA
CHANDIGARH EHUB	SBICap Securities Ltd, C/o STATE BANK OF INDIA, MAIN BRANCH, SCO 43-48,SECTOR 17B,CHANDIGARH - 160017, PUNJAB , INDIA
PATNA BRANCH	SBICap Securities Ltd, C/o SBI SPB BRANCH, WEST GANDHI MAIDAN, PATNA - 800001, BIHAR , INDIA
GUWAHATI BRANCH	SBICap Securities Ltd, C/o . SBI DISPUR BRANCH, 1ST FLOOR, OPP.ASSAM SECT.,DISPUR GUWAHATI - 781006, ASSAM , INDIA
VIJAYWADA BRANCH	SBI, GOVERNORPET BRANCH, ALI BEGH STREET,GOVERNORPET, VIJAYWADA - 520002, ANDHRA PRADESH , INDIA
GUNTUR BRANCH	SHOP NO.13,SECOND FLOOR, RAGHU MANSION, 4/1,BRODIPET,GUNTUR - 522002, ANDHRA PRADESH , INDIA
VISAKHAPATNAM BRANCH	SBICap Securities Ltd, C/o SBI MAIN BRANCH, 1ST FLOOR, OLD JAIL ROAD JUNCTION,NEAR REDHAM GARDENS,VISAKHAPATNAM - 530002, ANDHRA PRADESH , INDIA
HUBLI BRANCH	SBICap Securities Ltd, C/o . STATE BANK OF INDIA, HUBLI MAIN BRANCH,1ST FLOOR, KESHWAPUR,HUBLI - 580023, KARNATAKA , INDIA
BANGALORE BRANCH	NO. 87, ALMAS CENTRE, 6TH FLOOR,M G ROAD,BANGALORE - 560001, KARNATAKA , INDIA
BASAVANGUDI BRANCH	NO -6 2ND FLOOR, SHUBHSHREE CROWN, H. B. SAMAJA ROAD (GANDHI BAZAR),BASAVANGUDI BANGALORE - 560004, KARNATAKA , INDIA
BANGALORE MALLESHWARAM BRANCH	SBICap Securities Ltd, C/o . SBI MALLESHWARAM BRANCH, 2ND FLOOR, NO.143,MARGOSA ROAD, 8TH CROSS, MALLESHWARAM,BANGALORE - 560003, KARNATAKA , INDIA
BANGALORE INDIRA NAGAR BRANCH	3RD FLOOR, SBICap Securities Ltd, C/o SBI, INDIRA NAGAR BRANCH NO. 2987,12TH MAIN ROAD, HAL 2ND STAGE, INDIRANAGAR,BANGALORE - 560008, KARNATAKA , INDIA
BANGALORE EHUB	NO.5, 1ST FLOOR,80 FT MAIN ROAD,1ST BLOCK KORAMANGALA,BANGALORE - 560034, KARNATAKA , INDIA
MANGALORE BRANCH	SBICap Securities Ltd, C/o SBI, MANGALORE MAIN BRANCH, PORT ROAD,P.B. NO. 90,MANGALORE - 575001, KARNATAKA , INDIA
MYSORE BRANCH	SBICAP SECURITES LTD.BASAVA ARCADE NO.2924, 1ST MAIN ROAD, 5TH CROSS, SARASWATIPURAM,MYSORE - 570009, KARNATAKA , INDIA
MUMBAI SANTACRUZ BRANCH	SBICap Securities Ltd, C/o . SBI SANTACRUZ BRANCH, 7 SURYODAYA BLDG., JUHU ROAD,P.O.BOX NO. 6901,MUMBAI - 400054, MAHARASHTRA , INDIA
Pune	Sanriya Investment Advisors Pvt. Ltd., Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan, Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India, Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016 (M): 9175193456 / 9175937626

Download Manappuram Finance Ltd NCD 2019 application Form

Who can invest / Apply?

The following categories of persons are eligible to apply in the Issue:

Category I (Institutional) 10% of the overall issue size

Resident Public Financial Institutions, Statutory Corporations including State Industrial Development Corporations, Commercial Banks, Co-operative Banks and Regional Rural Banks, which are authorized to invest in the NCDs;
Provident Funds and Resident Pension Funds with minimum corpus of Rs. 250 million, Superannuation Funds and Gratuity Fund, which are authorised to invest in the NCDs;
Venture Capital funds and / or Alternative Investment Funds registered with SEBI;
Insurance Companies registered with the IRDA;
National Investment Fund (set up by resolution no. F. No. 2/3/2005-DDII dated November 23, 2005 of the Government of India and published in the Gazette of India);
Insurance funds set up and managed by the Indian army, navy or the air force of the Union of India or by the Department of Posts, India
Mutual Funds, registered with SEBI.

Category II (Non Institutional) 10% of the overall issue size

Companies; bodies corporate and societies registered under the applicable laws in India and authorised to invest in the NCDs;
Educational institutions and associations of persons and/or bodies established pursuant to or registered under any central or state statutory enactment; which are authorized to invest in the NCDs;
Public/private charitable/religious trusts which are authorised to invest in the NCDs;
Scientific and/or industrial research organizations, which are authorised to invest in the NCDs;
Partnership firms in the name of the partners;
Limited liability partnerships formed and registered under the provisions of the Limited Liability Partnership

Category III (HNI) 30% of the overall issue size

Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating to above Rs. 10 Lakh across all series of NCDs in Issue.

Category IV (Individuals) 50% of the overall issue size

Resident Indian individuals or Hindu Undivided Families through the Karta applying for an amount aggregating up to and including Rs. 10 Lakh across all series of NCDs in Issue.

Who cannot invest / Apply?

The following categories of persons, and entities, shall not be eligible to participate in the Issue and any Applications from such persons and entities are liable to be rejected:
a) Minors without a guardian name* (A guardian may apply on behalf of a minor. However, Applications by minors must be made through Application Forms that contain the names of both the minor Applicant and the guardian);
b) Foreign nationals, NRI inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
c) Persons resident outside India and other foreign entities;
d) Foreign Institutional Investors;
e) Foreign Portfolio Investors;
f) Qualified Foreign Investors;
g) Overseas Corporate Bodies; and
h) Persons ineligible to contract under applicable statutory/regulatory requirements.

* Applicant shall ensure that guardian is competent to contract under Indian Contract Act, 1872

About Manappuram Finance Ltd NCD 2019

⚫ Manappuram Finance Limited (MFL) is one of the major NBFC players in the gold finance business in India. MFL provides loans against the pledge of household and/or used gold jewellery and provide short-term personal and business gold loans (“Gold Loans”) primarily to retail customers.
⚫ MFL was incorporated as Manappuram General Finance and Leasing Limited on July 15, 1992, Kerala, under the Companies Act, 1956 as a public limited company. The name of the company was changed to Manappuram Finance Limited pursuant to a fresh certificate of incorporation dated June 22, 2011.
⚫ MFL have decades of established history in the money lending business, mainly in small-scale money lending against household and/or used gold jewellery. It has been in the gold loan financing business since 1999. Historically, the company has also provided other related services, including asset finance, money transfer and foreign exchange, sales of gold coins and business and personal lending.
⚫ MFL’s lending functions are supported by an in-house, custom developed information technology platform that allows them to, among other things, record relevant customer details, approve and disburse the loan. The technology platform also handles internal audit, risk monitoring and management of the relevant loan and pledged gold related information.
⚫ MFL’s Gold Loan customers are largely individuals from rural, semi-urban areas and metro cities, including, Mumbai, Delhi, Chennai and Bengaluru, who typically require funds for social obligations, emergencies, agriculture-related activities, small scale business operations or consumption purposes.
⚫ The other business verticals of the company include Vehicle and Equipment Finance Business, Payments business, SME business and fee based services including forex and money transfer. Further, MFL has also expanded into other business verticals such as microfinance business through its Subsidiary AML, housing finance business through its subsidiary MHFL and insurance broking through its Subsidiary MAIBRO.
⚫ In the Fiscal Years 2014, 2015, 2016, 2017 and 2018 and the six month period ended September 30, 2018, the total consolidated revenue was Rs. 2,111.83 crore, Rs.1,993.43 crore, Rs. 2,373.83 crore, Rs. 3,408.92 crore, Rs. 3,476.56 crore and Rs. 1974.70 crore, respectively, and the consolidated profit for the year for same periods was Rs. 225.98 crore, Rs. 271.32 crore, Rs. 353.37 crore, Rs. 755.85 crore, Rs. 670.89 crore and Rs. 423.99 crore, respectively.
⚫ In the Fiscal Years 2014, 2015, 2016, 2017 and 2018 and the six month period ended September 30, 2018, interest income from the Gold Loan business constituted 97.00%, 97.00%, 91.00%, 86.00%, 79.90% and 76.31%, respectively, of the total revenue.
⚫ As of March 31, 2014, 2015, 2016, 2017 and 2018 and the six month period ended September 30, 2018, the portfolio of Gold Loans under management in principal amount was Rs. 8,155.24 crore, Rs. 9,214.58 crore, Rs. 10,080.63 crore, Rs. 11,124.53 crore, Rs. 11,734.98 crore and Rs. 12,592.76 crore, respectively.
⚫ Gross non-performing Gold Loans assets were 1.22%,1.18%, 0.97%, 2.01%, 0.39% and 0.49% of the Gold Loans portfolio as of March 31, 2014, 2015, 2016, 2017 and 2018 and the six months period ended September 30, 2018, respectively. In the Fiscal Years 2014, 2015, 2016, 2017, 2018 and the six month period ended September 30, 2018, interest income from other businesses excluding income from bank and other deposits and Gold Loans constituted 0.01%, 0.57%, 6.27%, 11.59%, 15.87% and 20.77% respectively, of the total revenue on a consolidated basis.

STRENGTHS

⚫ One of the major players in the gold financing business in India with a long operating history : MFL have been engaged in the business of gold loan financing since 1999. It has, over the years, been successful in establishing its brand name, as well as expanding the customer base to different geographical locations across India. Total number of Gold Loan customers grew from 1.51 million as of March 31, 2014 to 2.25 million as of March 31, 2018. MFL attribute the growth, in part, to the market penetration, particularly in areas less served by organized lending institutions and the efficient and streamlined procedural formalities which the customers need to complete in order to complete a loan transaction with the company, which makes MFL a preferred mode of finance for the customers.

⚫ Flexible loan schemes, high quality customer service and short response time :Depending on the needs of each customer, MFL is able to customize loans for customers in terms of the loan amount, advance rate per gram of gold and interest rate. Company also allows customers to prepay their loans availed from them without penalty. Further, company also provides shorter tenure loans with tenure ranging from three months which can be extended up to 12 months at the discretion of the Company, to facilitate lower interest burden on the customers. Furthermore, since loans are all collateralized by gold jewellery, there are minimal documentary and credit assessment requirements, which also shorten turnaround time.

⚫Geographical reach of Manappuram Finance Limited branch network : The company has steadily expanded branch network in the past, total number of branches of MFL grew from 3,293 branches in 27 states and union territories as at March 31, 2014 to 3,330 branches in 28 states and union territories as at September 30, 2018. Although company has historically had most of branches in the southern states of India, it has expanded branch network to the northern states and currently has 439 branches in other parts of India. Customers are typically retail customers, small business persons, vendors, traders, farmers and salaried individuals, who for reasons of convenience, accessibility or necessity, avail credit facilities by pledging their gold rather than taking loans from banks and other financial institutions.

⚫Strong capital raising ability and high credit rating : Company has track record of successfully raising capital from a variety of sources, including through debt and equity financing. As of June 30, 2018, Baring India Private Equity Fund II Limited, Baring India Private Equity Fund III Listed Investments Limited and BRIC II Mauritius Trading have remained invested in the Company. MFL has also raised capital by issuance of non-convertible debentures, issuance of commercial paper and availing term loans and cash credit facilities from banks including working capital term loans.

⚫Robust support system and IT infrastructure, including appraisal, internal audit and inventory control and safety systems : IT infrastructure has been developed in house and linked network of branches across the country with the head office. MFL migrated to a .NET platform in December 2008 and have reaped benefits in the form of minimizing errors, faster transmission of data and risk monitoring. Management has also benefited from availability of real time information. In addition, technology platform has helped develop an effective risk based internal control system and internal audit. MFL also has a disaster recovery system located outside of Kerala which replicates data on a real time basis.

⚫ In-house training capabilities to meet the requirements of its branches: Company focusses on building a strong leadership pipeline that can elevate the company to the next growth trajectory. MFL’s employees, being a mix of youth and experience, are customer-centric, focused and forward looking in their approach. Employees also receive training through various skill advancement programmes and educational programmes including management development programme, executive development programme and company sponsored courses in business administration.

⚫ Experienced Management Team and Skilled Personnel: MFL’s key Managerial Personnel on an average have over 21 years of experience. Directors have extensive experience in the gold loan business and the Company believes that their considerable knowledge of, and experience in, the industry enhances company ability to operate effectively. MFL’s staff, including professionals, covers a variety of disciplines, including gold appraisal, internal audit, technology, accounting, marketing and sales. Some of key management personnel have been employed since the inception. Management has experience in identifying market trends and suitable locations for expanding and setting up branches to suit target customers.

Registrar/allotment Status

Link Intime India Private Limited
C-101, 247 Park, L.B.S. Marg, Vikhroli (West), Mumbai 400 083.
Tel.: + 91 22 4918 6200; Fax: + 91 22 4918 6195
Email: manappuram.ncd2019@linkintime.co.in
Investor Grievance mail: manappuram.ncd2019@linkintime.co.in
Website: www.linkintime.co.in;
Contact Person: Shanti Gopalkrishnan

Click here to check your allotment status

Company Contact Details
MANAPPURAM FINANCE LIMITED
CIN No.: L65910KL1992PLC006623
Registered and Corporate Office: IV/470A (Old) W/638A(New),
“Manappuram House”, Valapad, Thrissur 680 567; Tel: (91 487) 305 0000
Fax: (91 487) 239 9298; Website: www.manappuram.com
Company Secretary and Compliance Officer: Manoj Kumar VR
Tel: (91 487) 305 0408; Fax: (91 487) 239 9298; Email: cs@manappuram.com

Stock Watch / Financial Info

Contact for Investment

Sanriya Investment Advisors Pvt. Ltd.
Kamdhenu, 2nd Floor, Opp. Prakash (MSEB Office) Bhavan,
Next to Bank of Baroda, Near Chattushringi Temple, above Tribes India,
Senapati Bapat Rd, Shivajinagar, Pune, Maharashtra 411016
(M): 9175193456 / 9175937626
(E): santosh@sanriya.in ; info@sanriya.in (w): www.sanriya.in

about MANAPPURAM FINANCE ncd, about MANAPPURAM FINANCE ncd, MANAPPURAM FINANCE bond, MANAPPURAM FINANCE bonds, MANAPPURAM FINANCE debenture, MANAPPURAM FINANCE bonds, MANAPPURAM FINANCE credit rating, MANAPPURAM FINANCE limited MANAPPURAM FINANCE , MANAPPURAM FINANCE limited ncd, MANAPPURAM FINANCE ltd, MANAPPURAM FINANCE ltd credit rating, MANAPPURAM FINANCE ltd full form, MANAPPURAM FINANCE ltd ncd, MANAPPURAM FINANCE ncd, MANAPPURAM FINANCE ncd advisor, MANAPPURAM FINANCE ncd advisor pune, MANAPPURAM FINANCE ncd agents, MANAPPURAM FINANCE ncd agents pune, MANAPPURAM FINANCE ncd application form, MANAPPURAM FINANCE ncd ASBA investment, MANAPPURAM FINANCE ncd brokers, MANAPPURAM FINANCE ncd brokers pune, MANAPPURAM FINANCE ncd consultant, MANAPPURAM FINANCE ncd consultant pune, MANAPPURAM FINANCE ncd copuon rate, MANAPPURAM FINANCE ncd distributor, MANAPPURAM FINANCE ncd distributor pune, MANAPPURAM FINANCE ncd home service, MANAPPURAM FINANCE ncd ifa, MANAPPURAM FINANCE ncd ifa pune, MANAPPURAM FINANCE ncd interest rate, MANAPPURAM FINANCE ncd minimum investment, MANAPPURAM FINANCE ncd open close date, MANAPPURAM FINANCE ncd period, MANAPPURAM FINANCE ncd registrar, MANAPPURAM FINANCE ncd review, MANAPPURAM FINANCE ncd share price, MANAPPURAM FINANCE ncd who can invest, MANAPPURAM FINANCE financial ncd, MANAPPURAM FINANCE full form, MANAPPURAM FINANCE ncd, ncd, MANAPPURAM FINANCE bond issue, MANAPPURAM FINANCE bonds, MANAPPURAM FINANCE capital ncd issue, MANAPPURAM FINANCE debentures, MANAPPURAM FINANCE housing finance limited ncd, MANAPPURAM FINANCE housing finance limited ncd issue, MANAPPURAM FINANCE housing finance ncd, MANAPPURAM FINANCE housing finance ncd issue, MANAPPURAM FINANCE ncd, MANAPPURAM FINANCE ncd 2019, MANAPPURAM FINANCE ncd 2019, MANAPPURAM FINANCE ncd advisor, MANAPPURAM FINANCE ncd advisor pune, MANAPPURAM FINANCE ncd agents, MANAPPURAM FINANCE ncd agents pune, MANAPPURAM FINANCE ncd allotment status, MANAPPURAM FINANCE ncd application form, MANAPPURAM FINANCE ncd ASBA investment, MANAPPURAM FINANCE ncd brokers, MANAPPURAM FINANCE ncd brokers pune, MANAPPURAM FINANCE ncd consultant, MANAPPURAM FINANCE ncd consultant pune, MANAPPURAM FINANCE ncd copuon rate, MANAPPURAM FINANCE ncd distributor, MANAPPURAM FINANCE ncd distributor pune, MANAPPURAM FINANCE ncd home service, MANAPPURAM FINANCE ncd ifa, MANAPPURAM FINANCE ncd ifa pune, MANAPPURAM FINANCE ncd interest rate, MANAPPURAM FINANCE ncd issue, MANAPPURAM FINANCE ncd minimum investment, MANAPPURAM FINANCE ncd open close date, MANAPPURAM FINANCE ncd period, MANAPPURAM FINANCE ncd price, MANAPPURAM FINANCE ncd registrar, MANAPPURAM FINANCE ncd review, MANAPPURAM FINANCE ncd share price, MANAPPURAM FINANCE ncd subscription, MANAPPURAM FINANCE non convertible debentures, MANAPPURAM FINANCE tax free bonds, MANAPPURAM FINANCE NCD advisor agent distributor broker Agra, MANAPPURAM FINANCE NCD advisor agent distributor broker AHMEDABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker AHMEDNAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Ajmer, MANAPPURAM FINANCE NCD advisor agent distributor broker Akola, MANAPPURAM FINANCE NCD advisor agent distributor broker Aligarh, MANAPPURAM FINANCE NCD advisor agent distributor broker ALLAHABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Alwar, MANAPPURAM FINANCE NCD advisor agent distributor broker Ambala, MANAPPURAM FINANCE NCD advisor agent distributor broker Amravati, MANAPPURAM FINANCE NCD advisor agent distributor broker Amreli, MANAPPURAM FINANCE NCD advisor agent distributor broker AMRITSAR, MANAPPURAM FINANCE NCD advisor agent distributor broker ANAND, MANAPPURAM FINANCE NCD advisor agent distributor broker ANKLESHWAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Asansol, MANAPPURAM FINANCE NCD advisor agent distributor broker AURANGABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Bagalkot, MANAPPURAM FINANCE NCD advisor agent distributor broker Balasore, MANAPPURAM FINANCE NCD advisor agent distributor broker BANGALORE, MANAPPURAM FINANCE NCD advisor agent distributor broker BARBIL, MANAPPURAM FINANCE NCD advisor agent distributor broker BARDOLI, MANAPPURAM FINANCE NCD advisor agent distributor broker Barielly, MANAPPURAM FINANCE NCD advisor agent distributor broker BARODA, MANAPPURAM FINANCE NCD advisor agent distributor broker Batala, MANAPPURAM FINANCE NCD advisor agent distributor broker Begusarai, MANAPPURAM FINANCE NCD advisor agent distributor broker Belgaum, MANAPPURAM FINANCE NCD advisor agent distributor broker Bellary, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhagalpur, MANAPPURAM FINANCE NCD advisor agent distributor broker BHARUCH, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhatinda, MANAPPURAM FINANCE NCD advisor agent distributor broker BHAVNAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhilai, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhilwara, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhiwadi, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhiwani, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhopal, MANAPPURAM FINANCE NCD advisor agent distributor broker BHUBANESHWAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhuj, MANAPPURAM FINANCE NCD advisor agent distributor broker Bhusaval, MANAPPURAM FINANCE NCD advisor agent distributor broker Bikaner, MANAPPURAM FINANCE NCD advisor agent distributor broker Bilaspur, MANAPPURAM FINANCE NCD advisor agent distributor broker BODELI, MANAPPURAM FINANCE NCD advisor agent distributor broker Bokaro, MANAPPURAM FINANCE NCD advisor agent distributor broker Burdwan, MANAPPURAM FINANCE NCD advisor agent distributor broker Calicut, MANAPPURAM FINANCE NCD advisor agent distributor broker CHANDIGARH, MANAPPURAM FINANCE NCD advisor agent distributor broker Chandigarh, MANAPPURAM FINANCE NCD advisor agent distributor broker Chenganassery, MANAPPURAM FINANCE NCD advisor agent distributor broker Chengannur, MANAPPURAM FINANCE NCD advisor agent distributor broker CHENNAI, MANAPPURAM FINANCE NCD advisor agent distributor broker COCHIN, MANAPPURAM FINANCE NCD advisor agent distributor broker Cochin, MANAPPURAM FINANCE NCD advisor agent distributor broker COIMBATORE, MANAPPURAM FINANCE NCD advisor agent distributor broker Cuddapah, MANAPPURAM FINANCE NCD advisor agent distributor broker Cuttack, MANAPPURAM FINANCE NCD advisor agent distributor broker Dahanu, MANAPPURAM FINANCE NCD advisor agent distributor broker DAHOD, MANAPPURAM FINANCE NCD advisor agent distributor broker Daman, MANAPPURAM FINANCE NCD advisor agent distributor broker Darbhanga, MANAPPURAM FINANCE NCD advisor agent distributor broker Davangere, MANAPPURAM FINANCE NCD advisor agent distributor broker DEESA, MANAPPURAM FINANCE NCD advisor agent distributor broker Dehradun, MANAPPURAM FINANCE NCD advisor agent distributor broker Delhi, MANAPPURAM FINANCE NCD advisor agent distributor broker Deogarh, MANAPPURAM FINANCE NCD advisor agent distributor broker DHANBAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Dharamshala, MANAPPURAM FINANCE NCD advisor agent distributor broker Dhule, MANAPPURAM FINANCE NCD advisor agent distributor broker Durgapur, MANAPPURAM FINANCE NCD advisor agent distributor broker Erode, MANAPPURAM FINANCE NCD advisor agent distributor broker FARIDABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Fazilka, MANAPPURAM FINANCE NCD advisor agent distributor broker Ferozepur, MANAPPURAM FINANCE NCD advisor agent distributor broker GANDHIDHAM, MANAPPURAM FINANCE NCD advisor agent distributor broker GANDHINAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Gaya, MANAPPURAM FINANCE NCD advisor agent distributor broker GHAZIABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Gondal, MANAPPURAM FINANCE NCD advisor agent distributor broker GORAKHPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker GURDASPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker GURGAON, MANAPPURAM FINANCE NCD advisor agent distributor broker GUWAHATI, MANAPPURAM FINANCE NCD advisor agent distributor broker Gwalior, MANAPPURAM FINANCE NCD advisor agent distributor broker Hajipur, MANAPPURAM FINANCE NCD advisor agent distributor broker Haldwani, MANAPPURAM FINANCE NCD advisor agent distributor broker Hamirpur, MANAPPURAM FINANCE NCD advisor agent distributor broker Hazaribagh, MANAPPURAM FINANCE NCD advisor agent distributor broker Himatnagar, MANAPPURAM FINANCE NCD advisor agent distributor broker HIMMATNAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Hisar, MANAPPURAM FINANCE NCD advisor agent distributor broker Hoshiarpur, MANAPPURAM FINANCE NCD advisor agent distributor broker Hosur, MANAPPURAM FINANCE NCD advisor agent distributor broker Hubli, MANAPPURAM FINANCE NCD advisor agent distributor broker HYDERABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker Ichalkaranji, MANAPPURAM FINANCE NCD advisor agent distributor broker INDORE, MANAPPURAM FINANCE NCD advisor agent distributor broker Jabalpur, MANAPPURAM FINANCE NCD advisor agent distributor broker Jagadhri, MANAPPURAM FINANCE NCD advisor agent distributor broker Jagraon, MANAPPURAM FINANCE NCD advisor agent distributor broker JAIPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Jaipur, MANAPPURAM FINANCE NCD advisor agent distributor broker JALANDHAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Jalgaon, MANAPPURAM FINANCE NCD advisor agent distributor broker Jammu, MANAPPURAM FINANCE NCD advisor agent distributor broker Jamnagar, MANAPPURAM FINANCE NCD advisor agent distributor broker JAMSHEDPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Jhansi, MANAPPURAM FINANCE NCD advisor agent distributor broker Jind, MANAPPURAM FINANCE NCD advisor agent distributor broker JODHPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker JORHAT, MANAPPURAM FINANCE NCD advisor agent distributor broker Junagadh, MANAPPURAM FINANCE NCD advisor agent distributor broker KADI, MANAPPURAM FINANCE NCD advisor agent distributor broker Kaithal, MANAPPURAM FINANCE NCD advisor agent distributor broker Kakinada, MANAPPURAM FINANCE NCD advisor agent distributor broker Kangra, MANAPPURAM FINANCE NCD advisor agent distributor broker Kannur, MANAPPURAM FINANCE NCD advisor agent distributor broker KANPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker KAPURTHALA, MANAPPURAM FINANCE NCD advisor agent distributor broker Karad, MANAPPURAM FINANCE NCD advisor agent distributor broker Karnal, MANAPPURAM FINANCE NCD advisor agent distributor broker Karur, MANAPPURAM FINANCE NCD advisor agent distributor broker Khanna, MANAPPURAM FINANCE NCD advisor agent distributor broker KOLHAPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Kolkata, MANAPPURAM FINANCE NCD advisor agent distributor broker Kolkata, MANAPPURAM FINANCE NCD advisor agent distributor broker KOLKATTA, MANAPPURAM FINANCE NCD advisor agent distributor broker KOLKATTA – BALLYGUNJ, MANAPPURAM FINANCE NCD advisor agent distributor broker KOLKATTA – SALT LAKE, MANAPPURAM FINANCE NCD advisor agent distributor broker Kollam, MANAPPURAM FINANCE NCD advisor agent distributor broker Kota, MANAPPURAM FINANCE NCD advisor agent distributor broker Kotkapura, MANAPPURAM FINANCE NCD advisor agent distributor broker KOTTAYAM, MANAPPURAM FINANCE NCD advisor agent distributor broker Kurkshetra, MANAPPURAM FINANCE NCD advisor agent distributor broker Latur, MANAPPURAM FINANCE NCD advisor agent distributor broker LUCKNOW, MANAPPURAM FINANCE NCD advisor agent distributor broker LUDHIANA, MANAPPURAM FINANCE NCD advisor agent distributor broker MADURAI, MANAPPURAM FINANCE NCD advisor agent distributor broker Mandigobindgarh, MANAPPURAM FINANCE NCD advisor agent distributor broker Mangalore, MANAPPURAM FINANCE NCD advisor agent distributor broker Manjeri, MANAPPURAM FINANCE NCD advisor agent distributor broker MATHURA, MANAPPURAM FINANCE NCD advisor agent distributor broker MEERUT, MANAPPURAM FINANCE NCD advisor agent distributor broker MEHSANA, MANAPPURAM FINANCE NCD advisor agent distributor broker Moga, MANAPPURAM FINANCE NCD advisor agent distributor broker MORADABAD, MANAPPURAM FINANCE NCD advisor agent distributor broker MORBI, MANAPPURAM FINANCE NCD advisor agent distributor broker Morvi, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI – ANDHERI, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI – CHEMBUR, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI – GHATKOPAR, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI – THANE, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI BANDRA, MANAPPURAM FINANCE NCD advisor agent distributor broker MUMBAI BORIVILI, MANAPPURAM FINANCE NCD advisor agent distributor broker Muzaffarnagar, MANAPPURAM FINANCE NCD advisor agent distributor broker Muzaffarpur, MANAPPURAM FINANCE NCD advisor agent distributor broker MYSORE, MANAPPURAM FINANCE NCD advisor agent distributor broker Nabha, MANAPPURAM FINANCE NCD advisor agent distributor broker Nadiad, MANAPPURAM FINANCE NCD advisor agent distributor broker NAGPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker NAKODAR, MANAPPURAM FINANCE NCD advisor agent distributor broker NAMAKKAL, MANAPPURAM FINANCE NCD advisor agent distributor broker Narnaul, MANAPPURAM FINANCE NCD advisor agent distributor broker NASHIK, MANAPPURAM FINANCE NCD advisor agent distributor broker Nasik, MANAPPURAM FINANCE NCD advisor agent distributor broker NAVSARI, MANAPPURAM FINANCE NCD advisor agent distributor broker Nawanshahar, MANAPPURAM FINANCE NCD advisor agent distributor broker Nellore, MANAPPURAM FINANCE NCD advisor agent distributor broker New DELHI, MANAPPURAM FINANCE NCD advisor agent distributor broker New Delhi, MANAPPURAM FINANCE NCD advisor agent distributor broker NOIDA, MANAPPURAM FINANCE NCD advisor agent distributor broker Palakkad, MANAPPURAM FINANCE NCD advisor agent distributor broker PALANPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Panipat, MANAPPURAM FINANCE NCD advisor agent distributor broker PANJIM, MANAPPURAM FINANCE NCD advisor agent distributor broker PATHANAMTHITTA, MANAPPURAM FINANCE NCD advisor agent distributor broker PATIALA, MANAPPURAM FINANCE NCD advisor agent distributor broker PATNA, MANAPPURAM FINANCE NCD advisor agent distributor broker Perinthalmanna, MANAPPURAM FINANCE NCD advisor agent distributor broker PHAGWARA, MANAPPURAM FINANCE NCD advisor agent distributor broker Pondicherry, MANAPPURAM FINANCE NCD advisor agent distributor broker Porbandar, MANAPPURAM FINANCE NCD advisor agent distributor broker PUNE, MANAPPURAM FINANCE NCD advisor agent distributor broker Pune, MANAPPURAM FINANCE NCD advisor agent distributor broker RAIPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Rajahmundry, MANAPPURAM FINANCE NCD advisor agent distributor broker Rajapalayam, MANAPPURAM FINANCE NCD advisor agent distributor broker RAJKOT, MANAPPURAM FINANCE NCD advisor agent distributor broker RAJPURA, MANAPPURAM FINANCE NCD advisor agent distributor broker RAMGANJMANDI, MANAPPURAM FINANCE NCD advisor agent distributor broker RAMGARH, MANAPPURAM FINANCE NCD advisor agent distributor broker Ranchi, MANAPPURAM FINANCE NCD advisor agent distributor broker Ranigaunge, MANAPPURAM FINANCE NCD advisor agent distributor broker Ratlam, MANAPPURAM FINANCE NCD advisor agent distributor broker Ratnagiri, MANAPPURAM FINANCE NCD advisor agent distributor broker Rewari, MANAPPURAM FINANCE NCD advisor agent distributor broker Rishikesh, MANAPPURAM FINANCE NCD advisor agent distributor broker Rohtak, MANAPPURAM FINANCE NCD advisor agent distributor broker Roorkee, MANAPPURAM FINANCE NCD advisor agent distributor broker Ropar, MANAPPURAM FINANCE NCD advisor agent distributor broker Rourkela, MANAPPURAM FINANCE NCD advisor agent distributor broker RUDRAPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Saharanpur, MANAPPURAM FINANCE NCD advisor agent distributor broker SALEM, MANAPPURAM FINANCE NCD advisor agent distributor broker Sambalpur, MANAPPURAM FINANCE NCD advisor agent distributor broker Sangamner, MANAPPURAM FINANCE NCD advisor agent distributor broker Sangli, MANAPPURAM FINANCE NCD advisor agent distributor broker SANGRUR, MANAPPURAM FINANCE NCD advisor agent distributor broker SANKARI, MANAPPURAM FINANCE NCD advisor agent distributor broker Secunderabad, MANAPPURAM FINANCE NCD advisor agent distributor broker Shilong, MANAPPURAM FINANCE NCD advisor agent distributor broker Shimla, MANAPPURAM FINANCE NCD advisor agent distributor broker Shimoga, MANAPPURAM FINANCE NCD advisor agent distributor broker Siliguri, MANAPPURAM FINANCE NCD advisor agent distributor broker SILVASSA, MANAPPURAM FINANCE NCD advisor agent distributor broker Solan, MANAPPURAM FINANCE NCD advisor agent distributor broker Solapur, MANAPPURAM FINANCE NCD advisor agent distributor broker Sriganganagar, MANAPPURAM FINANCE NCD advisor agent distributor broker Srinagar, MANAPPURAM FINANCE NCD advisor agent distributor broker SURAT, MANAPPURAM FINANCE NCD advisor agent distributor broker SURENDRANAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker TARAPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Theni, MANAPPURAM FINANCE NCD advisor agent distributor broker Thiruvilla, MANAPPURAM FINANCE NCD advisor agent distributor broker Tirunelveli, MANAPPURAM FINANCE NCD advisor agent distributor broker Tirupati, MANAPPURAM FINANCE NCD advisor agent distributor broker TIRUPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Tirur, MANAPPURAM FINANCE NCD advisor agent distributor broker Trichur, MANAPPURAM FINANCE NCD advisor agent distributor broker TRICHY, MANAPPURAM FINANCE NCD advisor agent distributor broker TRIVANDRUM, MANAPPURAM FINANCE NCD advisor agent distributor broker UDAIPUR, MANAPPURAM FINANCE NCD advisor agent distributor broker Udupi, MANAPPURAM FINANCE NCD advisor agent distributor broker Ujjain, MANAPPURAM FINANCE NCD advisor agent distributor broker UNJHA, MANAPPURAM FINANCE NCD advisor agent distributor broker VALSAD, MANAPPURAM FINANCE NCD advisor agent distributor broker VAPI, MANAPPURAM FINANCE NCD advisor agent distributor broker VARANASI, MANAPPURAM FINANCE NCD advisor agent distributor broker Vellore, MANAPPURAM FINANCE NCD advisor agent distributor broker Veraval, MANAPPURAM FINANCE NCD advisor agent distributor broker VIJAYAWADA, MANAPPURAM FINANCE NCD advisor agent distributor broker Vijaywada, MANAPPURAM FINANCE NCD advisor agent distributor broker VIRAMGAM, MANAPPURAM FINANCE NCD advisor agent distributor broker VISHAKAPATNAM, MANAPPURAM FINANCE NCD advisor agent distributor broker VISNAGAR, MANAPPURAM FINANCE NCD advisor agent distributor broker Vyara, MANAPPURAM FINANCE NCD advisor agent distributor broker Warangal