HDFC GOI RBI Floating Rate Savings Bond has an interest coupon that is reset every six months, specifically on July 1st and January 1st, starting from January 1st, 2021. The coupon rate is linked to the current National Saving Certificate (NSC) rate and also has a spread of (+) 35 basis points over the respective NSC rate. The coupon rate in HDFC GOI RBI Floating Rate Savings Bond for the first coupon period was, from July 1 to December 31, 2020, payable on January 1, 2021, is 8.05 % (7.70% +0.35%).

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