Sanriya blog
Everything we have written since the practice began: how the instruments work, what the forms mean, and the habits that make a plan hold. Newest first.
375 articles · page 9 of 32
Fixed deposits
When it comes to saving and investing money, there are a few options you can choose from: Conservative Hybrid Funds, Bank Fixed Deposits (FDs), and Post Office Monthly Income Schemes (MIS). Let’s…
· 2 min read
Tax & forms
The taxation of Hybrid Funds has changed significantly from April 1, 2023, following the amendments announced in the Budget 2023. Hybrid funds can now be taxed based on how much of the fund is…
· 2 min read
Investing basics
Aggressive Hybrid Funds are a popular choice for investors who want to invest in both stocks (equity) and bonds (debt). These funds mix the potential of higher returns from stocks with the stability…
· 3 min read
Bonds & NCDs
Some mutual funds invest in both stocks and bonds. These are called Hybrid Funds. Hybrid funds mix different investments, such as stocks (equities) and bonds (debt), to balance risk and return. The…
· 2 min read
Investing basics
Conservative hybrid mutual funds are a good option for investors who want a balanced mix of safety and growth. These funds mainly invest in debt securities (around 75-90%), with a small portion…
· 3 min read
Money habits
Regarding managing your money, two standard options are a savings account and a liquid fund. Both are safe places to keep your money, but they work differently. A mutual fund distributor plays a…
· 2 min read
Investing basics
Hybrid funds invest in asset classes like stocks, bonds, gold, or real estate. They focus on three main ideas: asset allocation (distributing money across assets), correlation (how assets move…
· 1 min read
Investing basics
Liquid mutual funds are a type of debt mutual fund designed to invest in short-term financial instruments like treasury bills, certificates of deposit, and commercial papers. These instruments have…
· 2 min read
Investing basics
To understand an Arbitrage Fund, let’s first look at the word “Arbitrage.” Arbitrage is when you buy something at a lower price in one place and sell it at a higher price in another. It’s a way to…
· 3 min read
Money habits
Franklin Templeton India decided to wind up six of its debt mutual funds on April 23, 2020, citing severe liquidity challenges in the bond market due to the COVID-19 pandemic. The affected schemes…
· 3 min read
Money habits
Segregated portfolios, often referred to as side pocketing, are distinct portfolios established within a mutual fund to manage specific debt securities impacted by credit events such as downgrades…
· 2 min read
Mutual funds
Credit ratings in Debt Mutual Funds are crucial for evaluating the risk linked to the bonds and debt instruments held within the fund. These ratings, assigned by agencies such as CRISIL, ICRA, and…
· 1 min read
