Sanriya blog
7 articles on specialized investment funds, newest first.
7 articles
Specialized Investment Funds
A step-by-step guide to investing in a Specialized Investment Fund: who can invest, the ₹10 lakh PAN-level rule, KYC, SIP, STP and SWP limits, redemption windows, and what to track after allotment.
· 11 min read
Specialized Investment Funds
SEBI's ₹10 lakh SIF minimum is an aggregate across one SIF's strategies at PAN level. Here is how SIPs, switches, redemptions and market falls interact with it, with a worked example.
· 10 min read
Specialized Investment Funds
Every SIF strategy carries a five-level risk band and an ISID that must disclose its derivatives, scenario analysis and redemption terms. Here is how to read them before you invest.
· 11 min read
Specialized Investment Funds
A SIF is taxed like a mutual fund: trades inside the fund are not taxed, and you pay on redemption, switch or IDCW at rates set by whether the strategy is equity-oriented, debt-oriented or in between.
· 11 min read
Specialized Investment Funds
SIF, PMS and AIF compared on minimum ticket, ownership, shorting and leverage, liquidity, FY 2026-27 tax, reporting and costs, and why they are not rungs on a ladder every investor must climb.
· 10 min read
Specialized Investment Funds
A Specialized Investment Fund is SEBI's 2025 pooled product that sits between a mutual fund and a PMS: ₹10 lakh minimum, seven permitted strategies, up to 25% unhedged shorts, and mutual fund taxation.
· 7 min read
Specialized Investment Funds
A plain guide to the seven SIF strategies SEBI permits, with each one's allocation floor, short exposure cap, sector limit, horizon, risk and the mutual fund category it most resembles.
· 7 min read
