Are these calculators free?

Yes. Every calculator here is free, needs no sign-up and stores nothing you type. They are planning tools from Sanriya Finvest, an AMFI-registered mutual fund distributor in Pune.

How should I read the results?

As illustrations. Each calculator applies the rate you type in, evenly, every year; real returns move with the market, so plan on a conservative assumption and check the figures yearly. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

What return should I assume?

One that fits the fund category and the horizon: long-horizon equity is commonly illustrated at 10% to 12% a year, hybrid at 8% to 10%, debt and deposits at 6% to 7.5%. Run the numbers at two rates and plan on the lower one.

Which calculator should I start with?

The inflation calculator, to see what a goal will cost in its year; then the goal planning calculator, to find the SIP that reaches it. For retirement, the retirement calculator sizes the corpus and the SWP calculator tests the income it can pay.

Financial calculators

17 free calculators, each with its formula, a worked example and the questions people ask. Results are illustrations at the rate you set, not forecasts.

Questions people ask

Yes. Every calculator here is free, needs no sign-up and stores nothing you type. They are planning tools from Sanriya Finvest, an AMFI-registered mutual fund distributor in Pune.
As illustrations. Each calculator applies the rate you type in, evenly, every year; real returns move with the market, so plan on a conservative assumption and check the figures yearly. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
One that fits the fund category and the horizon: long-horizon equity is commonly illustrated at 10% to 12% a year, hybrid at 8% to 10%, debt and deposits at 6% to 7.5%. Run the numbers at two rates and plan on the lower one.
The inflation calculator, to see what a goal will cost in its year; then the goal planning calculator, to find the SIP that reaches it. For retirement, the retirement calculator sizes the corpus and the SWP calculator tests the income it can pay.