Financial calculators54EC Capital Gains Tax Calculator

54EC Capital Gains Tax Calculator

See the capital gains tax you can save with 54EC bonds after selling property.

Long-term capital gain₹30 lakh

Invested in 54EC bonds: ₹30 lakh
Interest over 5 years: ₹7.88 lakh; Taxable, paid yearly
Tax saved: ₹3.9 lakh

Tax saved₹3.9 lakh 100%
Tax on the restNil 0%

Limit ₹50 lakh a year, within 6 months of sale; 5.25% p.a. for 5 years. Tax shown at 12.5% + 4% cess; confirm your rate with a CA.

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How this calculator works

Enter the long-term capital gain from a property sale. The calculator shows the tax due at the long-term rate, how much of the gain you can place in 54EC bonds (up to ₹50 lakh in a financial year, within six months of the sale) and the tax that saves. The bonds lock in for five years and pay a fixed coupon; confirm your own rate with a CA.