PPF Calculator

See the tax-free maturity value of a Public Provident Fund account.

Yearly investment₹1,50,000Interest rate (p.a.)7.1%Time period15 yr

Invested amount: ₹22.5 L
Total interest: ₹18.2 L
Maturity value: ₹40.7 L

Invested amount₹22.5 L 55%
Total interest₹18.2 L 45%

PPF rate is set by the government each quarter (7.1% p.a. at present). Maximum ₹1.5 lakh a year; interest and maturity are tax-free. Deposits assumed at the start of each year.

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How this calculator works

Enter the yearly deposit and the number of years, with the current PPF rate filled in. The calculator compounds the balance yearly, the way the scheme does, and shows how much is your deposits and how much is interest. PPF matures at 15 years and can be extended in five-year blocks.