Prepaying a home loan gives a certain saving equal to your loan rate; a SIP may earn more but is uncertain. Here is how to compare the two after tax, why cutting tenure saves more than cutting EMI, and when a split makes sense.
A personal or household budget is an itemised list of expected income and expenses that helps you plan how you’ll spend or save your money as well as track your actual spending habits. Tracking your…
Equity savings funds are hybrid mutual funds that invest across three main asset classes: equities (company shares), fixed-income instruments (like bonds), and derivatives (used for risk management…
Regarding managing your money, two standard options are a savings account and a liquid fund. Both are safe places to keep your money, but they work differently. A mutual fund distributor plays a…
Franklin Templeton India decided to wind up six of its debt mutual funds on April 23, 2020, citing severe liquidity challenges in the bond market due to the COVID-19 pandemic. The affected schemes…
Segregated portfolios, often referred to as side pocketing, are distinct portfolios established within a mutual fund to manage specific debt securities impacted by credit events such as downgrades…
Debt funds are generally considered safer than equity mutual funds because they don’t invest in equity. However, they are not completely risk-free. There are certain risks that debt funds face, and…
Debt funds are a type of investment where your money is lent to the government or companies, and in return, you earn interest. These are safer than investing in the stock market because they don’t…
In today’s fast-paced world, financial stress has become an all-too-common part of our lives. The constant worry about bills, expenses, and the future can take a toll on our mental and emotional…
Being proud of your investments is indeed a valuable perspective, as it reflects financial responsibility and strategic planning. Here are a few reasons why being proud of your investments can be…
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