GOI 8.05% Floating Rate Savings Bonds 2020 (Taxable) Application Form

Govt of India (GoI) – RBI Floating Rate Savings Bonds are an excellent long-term fixed-income investment. The Government of India has started offering Floating Rate Savings Bonds (Taxable) 2020 to residents of India and HUF to invest in a bond with no money cap as.(The old 7.75 % RBI Savings Bond 2018 was replaced by this RBI Floating Rate Savings Bond 2020.). Even if it is subject to resetting every six months, they are currently yielding a return of around 8.05%. Given the present low interest-rate scenario, it is a good investment. It may also be a good choice for those hoping for a regular income. The coupon on these bonds is paid out every six months. As such, it could be a suitable alternative for a fixed-income investor.

Features & Benefits of Govt of India Floating Rate Savings Bond 2020 (Taxable):-

Type of Bond	8.05% Govt. of India (GOI)-RBI Floating Rate Savings Bonds 2020
Investment Period	7 years from from the date of issue.
Current Coupon (% p.a.)/ Interest Rate i.e Floating Interest Rate.	8.05% p.a., i.e. based on National Savings Certificate (NSC) rate (Base rate) + 35bps (7.70% + 0.35%) for period 1st July – 31st Dec 2023.
Interest payable and reset criteria	Payable on 1st Jan, 2021. The coupon/interest of the bond will be reset half yearly based on NSC rate (Base rate) + 35bps. Half-yearly interest is payable on 1st January / 1st July.
Issue Opens on	01.07.2020
Safety	GoI bonds are issued by RBI. They are sovereign in nature & absolutely safe,100% risk free investment.
Minimum Investment	Rs. 1000/-
Maximum Investment Rs.	No maximum limit on investment.
TDS /Taxation	Interest Taxable, Income Tax Act 1961. The bonds will be exempt from Wealth-Tax under the Wealth-Tax Act, 1957.
Form of the Bonds:	Application to be done in physical mode. Bonds will be issued in Electronic form, held in the Bond Ledger Account (BLA). BLA will be opened by the Receiving Office in the name of investor/s.
Transferability	The Bonds are non-transferable, non-negotiable and cannot be Offered as a security for any loan or advance. Transferability is limited to nominee(s)/legal heir in case of death of holder.
Maturity / Redemption AMT (Rs. Per bond)	Amount will be credited to your Bank A/c directly. No Need to surrender Bond Certificate.
Cheque / Draft to be drawn in the name of	“HDFC Bank RBI Floating Rate Saving Bond 2020”
Interest payment Mode	Interest payment will be made by NEFT / RTGS etc.
Need to open new / separate bank a/c or demat a/c	New or separate bank account is not require for GoI-RBI Floating Rate Savings Bonds 2020, Any Bank cheque can be use for investments. Demat A/c not require for investments.
Premature redemption / withdrawal facility for Senior Citizens:	Yes, allowed subject to penalty charges equivalent to 50% of last coupon/interest payment: for investor in the age bracket of 60 to 70 years after 6 years, for investor in the age group of 70-80 after 5 years and for investor in the age exceeding 80 years would be 4 years from the date of issue.
Application Form Submission Center	Application can be submitted in few appointed banks branches only.(check your location in given list below)

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Take print of the Application Form on A4 paper size. (You need to carry your own printed form, application forms are not available on deposition centers)

Click here to download Government of India (GOI) Floating Rate Savings Bond, 2020 Application Form

RBI Floating Rate Savings Bond Application Form

HUF Declaration for RBI Floating Rate Savings Bond 2020 (Taxable)

Filled Sample Application Form for reference and errors avoidance.

Form 15G Form 15H (for Sr. Citizens)

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How do you apply? Where can the application form be submitted? What is the process to follow?
Attach the following documents to the application form: –
1] Self-attested photocopy of the applicant’s PAN card
2] Self-attested Aadhaar Card and Address Proof Photo Copy
3] If the application is submitted by a Power of Attorney holder, please submit the original POA along with an attested copy for verification.
4] If you are submitting an application on behalf of a minor, please provide an attested copy of the original birth certificate from the school or municipal authorities.
5] One Cancelled Cheque (for ECS/RTGS/NEFT payment of Interest/Maturity Amount.)
6] Cheque or DD (payable in Pune) should be made payable to “HDFC Bank RBI Floating Rate Saving Bond 2020”.
7] Keep a copy of your application form for your records. (282347 – Supriya K) should be entered as the broker code.
8] Please send us an image / soft copy / photocopy of your application on what app (no. 9175193456 / 9175937625) before submitting it to see whether something is wrong or needs to be corrected.
9] Submit/deposit your application form at any of the Listed/Designated Bank branches. (See the attached list below and search for your city.)
10] If your location is not included in the list below, you must send the Application Form along with the above documents to the following address by registered post or courier: :-
Sanriya Investment Services
Kamdhenu, 2nd Floor, Opp. Prakash Bhavan,
Next to Bank of Baroda, Near Chattushringi Temple,
above Tribes India, Senapati Bapat Rd, Shivajinagar,
Pune, Maharashtra 411016, Mobile No: 9175193456 / 9175937625
We will notify you upon receipt of your submission, verify anything and update you accordingly if everything is pending, submit your form, and send you an acknowledgment.
11] You should carry properly filled application forms to the submission centers; submission centers only accept forms and provide acknowledgment.
12] The Acknowledgement copy will suffice as evidence of your investment.
13] Bond Certificate will be issued within 15 days (working) from the date of cheque realization.*
14] To record and track the status/allotment of your application form, send us the image / soft copy / photocopy on Mobile No 9175193456 / 9175937625 (Whats app)
15] Application Number would be entered by bank.
16] Home Service available Pune*.

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[su_spoiler title=”Who are eligible to invest in GOI Floating Rate Bond?” style=”fancy” open=”yes”]

Who are eligible to invest in Govt of India Floating Rate Savings Bond?

- An Individual, (not being a Non Resident Indian)

- - - In his or her individual capacity or
    - In individual capacity on joint basis or
    - In individual capacity on anyone or survivor basis or
    - On behalf of a minor as father/mother/legal guardian
- A Hindu Undivided Family

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Who does NOT eligible to invest in GoI Floating Rate Savings Bond 2020?

Following are not eligible to invest in Bonds :- Non Resident Individual (NRI) / Banks / Sole Proprietorship / Partnership Firms / LLP / Companies including group companies / Family trusts / Charitable and Religious Trusts, / Association of Persons, / Co- operative Societies ,etc.

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[su_spoiler title=”Documentation for investments in GOI Floating Rate Savings Bonds” style=”fancy” open=”no”]

Individuals
1] Duly filled in application form (Complete application forms with all pages in full,duly filled in from the investors)
2] Self attested PAN card copy of the investor
3] Self attested Adhaar Card / Address copy of the investor
4] Cancelled cheque leaf of the bank which was mentioned in application for interest and maturity payments
5] No correction / alteration allowed in the application and the corrections if any to be duly authenticated by the investor

Minors
1] Duly filled in application form (Complete application forms with all pages in full,duly filled in from the Guardian)
2] Self attested PAN card copy of the minor / Guardian
3] Self attested Adhaar Card / Address copy of the minor / Guardian
4] Birth Certificate of the minor attested by the Guardian
5] Cancelled cheque leaf of the bank which was mentioned in application for interest and maturity payments
6] No correction / alteration allowed in the application and the corrections if any to be duly authenticated by the investor.
7] In case of POA, Original POA to be verified by the bank and certified as “Original Seen and Verified”.

HUF
1] Duly filled in application form (Complete application forms with all pages in full,duly filled in by the Karta with stamp and signature)
2] Self attested PAN card copy of the HUF
3] Self attested Address copy of the HUF
4] Self attested Bank Statement of the HUF
5] Cancelled cheque leaf of the bank which was mentioned in application for interest and maturity payments
6] No correction / alteration allowed in the application and the corrections if any to be duly authenticated by the Karta
7] List of coparceners in the Hindu Undivided Family along with their signatures attested by Karta

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[su_spoiler title=”Frequently Asked Questions-Govt of India Floating Rate Savings Bond 2020 ” open=”no” style=”fancy”]

Question 1.Is the Govt of India Floating Rate Savings Bond, 2020 (Taxable) a safe investment? Who is the issuer of the 2020 Floating Rate Savings Bond (Taxable)? Is payment guaranteed at the end of the term? What is Govt of India-GOI Floating Rate Savings Bonds?
Answer : The Government of India has declared that Floating Rate Savings Bonds (Taxable) 2020 will be issued with effect from July 1, 2020, allowing resident citizens and HUFs to invest in a taxable bond without any monetary cap. The Reserve Bank of India (Govt of India-GOI) is a government-owned corporation that issues bonds.…

Question 2. Is it possible to transfer the Govt of India Floating Rate Savings Bond, 2020?
Answer : Bonds issued in the form of a Bond Ledger Account are not transferable except to a nominee(s)/legal heirs in the event of the bondholder’s death.

Question 3. What are the different interest payment choices for Govt of India Floating Rate Bonds?
Answer : Only Non-cumulative option available – The coupon on the notes is paid semi-annually on the first of January and the first of July each year.

Question 4. What is the minimum and maximum amount that can be invested in the Govt of India Floating Rate Savings Bond 2020?
Answer : The Bonds will be sold for a minimum face value of Rs. 1000/- and in multiples of that number. There would be no limit for maximum amount that can be invested in Bonds.

Question 5. The Govt of India Floating Rate Savings Bond, 2020, has a term of how long??
Answer : The bond has a 7-year term from the date it was issued. No interest will accrue after the maturity of the bond.

Question 6.Is there a nomination option in the Govt of India Floating Rate Savings Bond, 2020?
Answer : Yes, there is a nominating system in place.

Question 7. What is the tax rate on the Govt of India Floating Rate Savings Bond, 2020? What exactly are Govt of India-Taxable bonds? Is it true that Govt of India bonds are tax-free?
Answer : The interest earned on the bonds is taxed. According to the current IT rules, TDS is deducted at the time of interest payment.

Question 8. What is the calculation method for floating interest? What exactly are floating rate bonds, and how do they work? What is the interest rate on the Govt of India Floating Rate Savings Bond (Taxable), 2020?
Answer : The bond’s coupon/interest will be reset every six months, on July 1st and January 1st, beginning on January 1st, 2021. The coupon rate will be linked/pegged to the current National Saving Certificate (NSC) rate with a spread of (+) 35 basis points over the respective NSC rate.There is no option to pay interest on a cumulative basis. As a result, the coupon rate for July 1 to December 31, 2023, payable on January 1, 2024, is 8.05 % (7.70% +0.35%).

Question 9. How will the interest on the Govt of India Floating Rate Savings Bond 2020 (Taxable) be paid to me?
Answer : The interest on your Saving Bonds will be credited to your bank account directly.

Question 10. Will I continue to earn interest if I don’t cash the bonds after they expire?
Answer : Since the invested amount will be automatically transferred to the investor’s bank account on the maturity date, no interest will be paid after maturity.

Question 11. Is it possible to get Advances/Loans/Tradability on these Govt of India Floating Rate Savings Bonds 2020?
Answer : The Bonds will not be tradable in the secondary market and will not be used as collateral for loans from banks, financial institutions, or non-banking financial companies.

Question 12. Is it possible to prematurely withdraw an Govt of India Floating Rate Savings Bond 2020 (Taxable)?
Answer : A] Premature encashment of the Bonds shall be allowed for individual investors 60 years and older, subject to the submission of documents relating to the investor’s date of birth in support of age to the satisfaction of the issuing bank, after the minimum lock in period as shown below::
a. The lock-in period for investors aged 60 to 70 years will be 6 years from the date of issue.
b. The lock-in period for investors aged 70 to 80 years will be 5 years from the date of issue.
c. The lock-in period for investors aged 80 and over is 4 years from the date of issue.
B] In the case of joint holders or more than two holders of the Bond, the above lock in period will apply even though either of the holders meets the above eligibility criteria.
C] After the above minimum lock in period from the date of issue, a qualifying investor may surrender the bonds at any time after the 12th, 10th, and 8th half years corresponding to the respective lock in periods, but redemption payment will be made on the following interest payment due date. Every year, the effective dates of premature encashment for qualifying investors will be July 1st and January 1st.
Penalty charges @ 50% of last coupon / interest payment for Govt of India Floating Rate Savings Bond 2020 (Taxable).

Question 13. Can NRIs buy and invest in the GOI Floating Rate Savings Bond 2020?
Answer : Non-Resident Indians (NRIs) are not permitted to invest in these bonds.

Question 14. Can HUF invest in GOI Floating Rate Savings Bond 2020?
Answer : HUF are eligible to invest in these bonds.

Question 15. Are GOI Floating Rate Savings Bond 2020 a good investment??
Answer : Since they are released by the Govt of India, they are fully risk-free. As a result, is a good choice for investors, and could be suitable when interest rates are low and likely to increase. You still get NSC + 35 bps.

Question 16. Are Govt of India Floating Rate Savings Bond 2020 available now? When should I buy a Floating Rate Fund?
Answer : Yes, Govt of India Floating Rate Savings Bond 2020 available to buy now. You can buy now.

Question 17. Can I buy Govt of India Floating Rate Savings Bond 2020 online? Can Govt of India-GOI bonds be purchased online? How can I buy bonds online in India?
Answer : Forms available online on https://sanriya.in/bonds/, and deposit physical form to any bank branch in India (35 Branches)

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How to buy / invest in GOI Floating Rate Savings Bonds 2020 (Taxable)?
Call us on 9175193456 / 9175937625 or visit www.sanriya.in You can call us for RBI Floating Rate Savings Bond Investment services all India.

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Floating Rate Saving Bond investment in Daryapur Banosa, GOI Floating Rate Saving Bond investment in Dasuya, GOI Floating Rate Saving Bond investment in Datia, GOI Floating Rate Saving Bond investment in Daund, GOI Floating Rate Saving Bond investment in Dausa, GOI Floating Rate Saving Bond investment in Davangere, GOI Floating Rate Saving Bond investment in Deesa, GOI Floating Rate Saving Bond investment in Dehradun, GOI Floating Rate Saving Bond investment in Dehri-On-Sone, GOI Floating Rate Saving Bond investment in Delhi, GOI Floating Rate Saving Bond investment in Deoband, GOI Floating Rate Saving Bond investment in Deogarh – Jha, GOI Floating Rate Saving Bond investment in Deogarh – Ori, GOI Floating Rate Saving Bond investment in Deoli, GOI Floating Rate Saving Bond investment in Deoria, GOI Floating Rate Saving Bond investment in Devprayag, GOI Floating Rate Saving Bond investment in Dewas, GOI Floating Rate Saving Bond investment in Dhamnod, GOI Floating Rate Saving Bond investment in Dhampur, GOI Floating Rate Saving Bond investment in Dhamtari, GOI Floating Rate Saving Bond investment in Dhanbad, GOI Floating Rate Saving Bond investment in Dhand, GOI Floating Rate Saving Bond investment in Dhanera, GOI Floating Rate Saving Bond investment in Dhar, GOI Floating Rate Saving Bond investment in Dharampur, GOI Floating Rate Saving Bond investment in Dharamshala, GOI Floating Rate Saving Bond investment in Dharapuram, GOI Floating Rate Saving Bond investment in Dhari, GOI Floating Rate Saving Bond investment in Dhariwal, GOI Floating Rate Saving Bond investment in Dharmaj, GOI Floating Rate Saving Bond investment in Dharmanagar, GOI Floating Rate Saving Bond investment in Dharmapuri, GOI Floating Rate Saving Bond investment in Dhemaji, GOI Floating Rate Saving Bond investment in Dhenkanal, GOI Floating Rate Saving Bond investment in Dholpur, GOI Floating Rate Saving Bond investment in Dhoraji, GOI Floating Rate Saving Bond investment in Dhrangadhra, GOI Floating Rate Saving Bond investment in Dhrol, GOI Floating Rate Saving Bond investment in Dhubri, GOI Floating Rate Saving Bond investment in Dhule, GOI Floating Rate Saving Bond investment in Dhupguri, GOI Floating Rate Saving Bond investment in Dhuri, GOI Floating Rate Saving Bond investment in Dibrugarh, GOI Floating Rate Saving Bond investment in Didwana, GOI Floating Rate Saving Bond investment in Digboi, GOI Floating Rate Saving Bond investment in Dimapur, GOI Floating Rate Saving Bond investment in Dinanagar, GOI Floating Rate Saving Bond investment in Dindigul, GOI Floating Rate Saving Bond investment in Dindori – Mah, GOI Floating Rate Saving Bond investment in Dineshpur, GOI Floating Rate Saving Bond investment in Diphu, GOI Floating Rate Saving Bond investment in Diu, GOI Floating Rate Saving Bond investment in Doda, GOI Floating Rate Saving Bond investment in Doom Dooma, GOI Floating Rate Saving Bond investment in Duburi, GOI Floating Rate Saving Bond investment in Dudu, GOI Floating Rate Saving Bond investment in Duliajan, GOI Floating Rate Saving Bond investment in Dumka, GOI Floating Rate Saving Bond investment in Dungarpur, GOI Floating Rate Saving Bond investment in Durg, GOI Floating Rate Saving Bond investment in Durgapur, GOI Floating Rate Saving Bond investment in Dwarka, GOI Floating Rate Saving Bond investment in Edappal, GOI Floating Rate Saving Bond investment in Egra, GOI Floating Rate Saving Bond investment in Ellenabad, GOI Floating Rate Saving Bond investment in Eluru, GOI Floating Rate Saving Bond investment in Erode, GOI Floating Rate Saving Bond investment in Etah, GOI Floating Rate Saving Bond investment in Etawah, GOI Floating Rate Saving Bond investment in Ettumanoor, GOI Floating Rate Saving Bond investment in Faizabad, GOI Floating Rate Saving Bond investment in Falna, GOI Floating Rate Saving Bond investment in Faridkot, GOI Floating Rate Saving Bond investment in Farukhabad (Fatehgarh), GOI Floating Rate Saving Bond investment in Fatehabad, GOI Floating Rate Saving Bond investment in Fatehgarh Churian, GOI Floating Rate Saving Bond investment in Fatehnagar, GOI Floating Rate Saving Bond investment in Fatehpur – Raj, GOI Floating Rate Saving Bond investment in Fatehpur – Up, GOI Floating Rate Saving Bond investment in Fazilka, GOI Floating Rate Saving Bond investment in Ferozepur, GOI Floating Rate Saving Bond investment in Firozabad, GOI Floating Rate Saving Bond investment in Forbesganj, GOI Floating Rate Saving Bond investment in Gadag, GOI Floating Rate Saving Bond investment in Gadarpur, GOI Floating Rate Saving Bond investment in Gadchiroli, GOI Floating Rate Saving Bond investment in Gadhinglaj, GOI Floating Rate Saving Bond investment in Gadwal, GOI Floating Rate Saving Bond investment in Gajraula, GOI Floating Rate Saving Bond investment in Gandhidham, GOI Floating Rate Saving Bond investment in Gangapur City, GOI Floating Rate Saving Bond investment in Gangavathi, GOI Floating Rate Saving 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Floating Rate Saving Bond investment in Gonda, GOI Floating Rate Saving Bond investment in Gondal, GOI Floating Rate Saving Bond investment in Gondia, GOI Floating Rate Saving Bond investment in Goniana, GOI Floating Rate Saving Bond investment in Gopalganj, GOI Floating Rate Saving Bond investment in Gopeshwar, GOI Floating Rate Saving Bond investment in Gopiganj, GOI Floating Rate Saving Bond investment in Gorakhpur, GOI Floating Rate Saving Bond investment in Goraya, GOI Floating Rate Saving Bond investment in Govardhan, GOI Floating Rate Saving Bond investment in Gowribidanur, GOI Floating Rate Saving Bond investment in Gudivada, GOI Floating Rate Saving Bond investment in Gudur, GOI Floating Rate Saving Bond investment in Gulbarga, GOI Floating Rate Saving Bond investment in Gumla, GOI Floating Rate Saving Bond investment in Guna, GOI Floating Rate Saving Bond investment in Gunupur, GOI Floating Rate Saving Bond investment in Gurdaspur, GOI Floating Rate Saving Bond investment in 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Rate Saving Bond investment in Haridwar, GOI Floating Rate Saving Bond investment in Haripad, GOI Floating Rate Saving Bond investment in Hassan, GOI Floating Rate Saving Bond investment in Hathras, GOI Floating Rate Saving Bond investment in Haveri, GOI Floating Rate Saving Bond investment in Hazaribagh, GOI Floating Rate Saving Bond investment in Hilsa, GOI Floating Rate Saving Bond investment in Himatnagar, GOI Floating Rate Saving Bond investment in Hindaun, GOI Floating Rate Saving Bond investment in Hindupur, GOI Floating Rate Saving Bond investment in Hinghanghat, GOI Floating Rate Saving Bond investment in Hingoli, GOI Floating Rate Saving Bond investment in Hiriyur, GOI Floating Rate Saving Bond investment in Hissar, GOI Floating Rate Saving Bond investment in Hodal, GOI Floating Rate Saving Bond investment in Hojai, GOI Floating Rate Saving Bond investment in Hoshangabad, GOI Floating Rate Saving Bond investment in Hoshiarpur, GOI Floating Rate Saving Bond investment in Hospet, GOI Floating Rate Saving Bond investment in Hossur – Tn, GOI Floating Rate Saving Bond investment in Hubli, GOI Floating Rate Saving Bond investment in Hunsur, GOI Floating Rate Saving Bond investment in Huzurabad, GOI Floating Rate Saving Bond investment in Hyderabad, GOI Floating Rate Saving Bond investment in Ichalkaranji, GOI Floating Rate Saving Bond investment in Idar, GOI Floating Rate Saving Bond investment in Imphal, GOI Floating Rate Saving Bond investment in Indapur, GOI Floating Rate Saving Bond investment in Indore, GOI Floating Rate Saving Bond investment in Islampur (Wb) 733 203, GOI Floating Rate Saving Bond investment in Ismailabad, GOI Floating Rate Saving Bond investment in Itanagar, GOI Floating Rate Saving Bond investment in Itarsi, GOI Floating Rate Saving Bond investment in Jabalpur, GOI Floating Rate Saving Bond investment in Jadcharla, GOI Floating Rate Saving Bond investment in Jagadhri, GOI Floating Rate Saving Bond investment in Jagatsinghapur, GOI Floating Rate Saving Bond investment in Jagdalpur, GOI Floating Rate Saving Bond investment in Jagdishpur, GOI Floating Rate Saving Bond investment in Jaggayyapeta, GOI Floating Rate Saving Bond investment in Jagitial, GOI Floating Rate Saving Bond investment in Jagraon, GOI Floating Rate Saving Bond investment in Jahangirabad, GOI Floating Rate Saving Bond investment in Jaigaon, GOI Floating Rate Saving Bond investment in Jaipur, GOI Floating Rate Saving Bond investment in Jaisalmer, GOI Floating Rate Saving Bond investment in Jaitu, GOI Floating Rate Saving Bond investment in Jajpur Road, GOI Floating Rate Saving Bond investment in Jajpur Town, GOI Floating Rate Saving Bond investment in Jalalabad, GOI Floating Rate Saving Bond investment in Jalalpur, GOI Floating Rate Saving Bond investment in Jalandhar, GOI Floating Rate Saving Bond investment in Jalgaon, GOI Floating Rate Saving Bond investment in Jalna, GOI Floating Rate Saving Bond investment in Jalochibaramati, GOI Floating Rate Saving Bond investment in Jalore, GOI Floating Rate Saving Bond investment in Jalpaiguri, GOI Floating Rate Saving Bond investment in Jam Khambhalia, GOI Floating Rate Saving Bond investment in Jambusar, GOI Floating Rate Saving Bond investment in Jamjodhpur, GOI Floating Rate Saving Bond investment in Jamkhandi, GOI Floating Rate Saving Bond investment in Jammu, GOI Floating Rate Saving Bond investment in Jamnagar, GOI Floating Rate Saving Bond investment in Jamshedpur, GOI Floating Rate Saving Bond investment in Jamui, GOI Floating Rate Saving Bond investment in Janagoan, GOI Floating Rate Saving Bond investment in Jandiala Guru, GOI Floating Rate Saving Bond investment in Jangareddigudem, GOI Floating Rate Saving Bond investment in Jangipur, GOI Floating Rate Saving Bond investment in Jaora, GOI Floating Rate Saving Bond investment in Jasdan, GOI Floating Rate Saving Bond investment in Jaspur, GOI Floating Rate Saving Bond investment in Jath, GOI Floating Rate Saving Bond investment in Jaunpur, GOI Floating Rate Saving Bond investment in Jehanabad, GOI Floating Rate Saving Bond investment in Jetpur, GOI Floating Rate Saving Bond investment in Jeypore, GOI Floating Rate Saving Bond investment in Jhabua, GOI Floating Rate Saving Bond investment in Jhajjar, GOI Floating Rate Saving Bond investment in Jhalawar, GOI Floating Rate Saving Bond investment in Jhanjharpur, GOI Floating Rate Saving Bond investment in Jhansi, GOI Floating Rate Saving Bond investment in Jhargram, GOI Floating Rate Saving Bond investment in Jharsuguda, GOI Floating Rate Saving Bond investment in Jhumritliya, GOI Floating Rate Saving Bond investment in Jhunjhunu, GOI Floating Rate Saving Bond investment in Jind, GOI Floating Rate Saving Bond investment in Joda, GOI Floating Rate Saving Bond investment in Jodhpur, GOI Floating Rate Saving Bond investment in Joginder Nagar, GOI Floating Rate Saving Bond investment in Jorethang, GOI Floating Rate Saving Bond investment in Jorhat, GOI Floating Rate Saving Bond investment in Joshimath, GOI Floating Rate Saving Bond investment in Jowai, GOI Floating Rate Saving Bond investment in Junagadh, GOI Floating Rate Saving Bond investment in Kadiri, GOI Floating Rate Saving Bond investment in Kahalgaon, GOI Floating Rate Saving Bond investment in Kaimganj, GOI Floating Rate Saving Bond investment in Kaithal, GOI Floating Rate Saving Bond investment in Kakinada, GOI Floating Rate Saving Bond investment in Kalanwali, GOI Floating Rate Saving Bond investment in Kalawad, GOI Floating Rate Saving Bond investment in Kaliaganj, GOI Floating Rate Saving Bond investment in Kalimpong, GOI Floating Rate Saving Bond investment in Kallakurichi, GOI Floating Rate Saving Bond investment in Kalna (Wb), GOI Floating Rate Saving Bond investment in Kalpetta, GOI Floating Rate Saving Bond investment in Kalyandurg, GOI Floating Rate Saving Bond investment in Kamareddy, GOI Floating Rate Saving Bond investment in Kampur – Assam, GOI Floating Rate Saving Bond investment in Kandukur, GOI Floating Rate Saving Bond investment in Kangra, GOI Floating Rate Saving Bond investment in Kanhangad, GOI Floating Rate Saving Bond investment in Kanina, GOI Floating Rate Saving Bond investment in Kanjirappally, GOI Floating Rate Saving Bond investment in Kankavli, GOI Floating Rate Saving Bond investment in Kannauj, GOI Floating Rate Saving Bond investment in Kannur, GOI Floating Rate Saving Bond investment in Kanpur, GOI Floating Rate Saving Bond investment in Kantabanjhi, GOI Floating Rate Saving Bond investment in Kapadwanj, GOI Floating Rate Saving Bond investment in Kapurthala, GOI Floating Rate Saving Bond investment in Karad, GOI Floating Rate Saving Bond investment in Karaikudi, GOI Floating Rate Saving Bond investment in Karanja Lad – Maha, GOI Floating Rate Saving Bond investment in Kargil, GOI Floating Rate Saving Bond investment in Karimanagar, GOI Floating Rate Saving Bond investment in Karimganj, GOI Floating Rate Saving Bond investment in Karnal, GOI Floating Rate Saving Bond investment in Karsog, GOI Floating Rate Saving Bond investment in Kartarpur, GOI Floating Rate Saving Bond investment in Karunagapally, GOI Floating Rate Saving Bond investment in Karur, GOI Floating Rate Saving Bond investment in Karwar, GOI Floating Rate Saving Bond investment in Karwi Mafi, GOI Floating Rate Saving Bond investment in Kasargode, GOI Floating Rate Saving Bond investment in Kasganj, GOI Floating Rate Saving Bond investment in Kashipur, GOI Floating Rate Saving Bond investment in Kasia, GOI Floating Rate Saving Bond investment in Kasibugga, GOI Floating Rate Saving Bond investment in Kathua, GOI Floating Rate Saving Bond investment in Katihar, GOI Floating Rate Saving Bond investment in Katni, GOI Floating Rate Saving Bond investment in Katol (Mah), GOI Floating Rate Saving Bond investment in Katra, GOI Floating Rate Saving Bond investment in Kattapanna, GOI Floating Rate Saving Bond investment in Katwa, GOI Floating Rate Saving Bond investment in Kavali, GOI Floating Rate Saving Bond investment in Kawardha, GOI Floating Rate Saving Bond investment in Kayamkulam, GOI Floating Rate Saving Bond investment in Kekri, GOI Floating Rate Saving Bond investment in Kendrapara, GOI Floating Rate Saving Bond investment in Keonjhar, GOI Floating Rate Saving Bond investment in Keshod, GOI Floating Rate Saving Bond investment in Keshoraipatan, GOI Floating Rate Saving Bond investment in Kesinga, GOI Floating Rate Saving Bond investment in Kesrisinghpur, GOI Floating Rate Saving Bond investment in Khagaria, GOI Floating Rate Saving Bond investment in Khairthal, GOI Floating Rate Saving Bond investment in Khalilabad, GOI Floating Rate Saving Bond investment in Khambhat (Cambay), GOI Floating Rate Saving Bond investment in Khamgaon, GOI Floating Rate Saving Bond investment in Khammam, GOI Floating Rate Saving Bond investment in Khandwa, GOI Floating Rate Saving Bond investment in Khanna, GOI Floating Rate Saving Bond investment in Khanpur, GOI Floating Rate Saving Bond investment in Kharagpur, GOI Floating Rate Saving Bond investment in Khargone, GOI Floating Rate Saving Bond investment in Khariar Road, GOI Floating Rate Saving Bond investment in Khatauli, GOI Floating Rate Saving Bond investment in Khatima, GOI Floating Rate Saving Bond investment in Kheda, GOI Floating Rate Saving Bond investment in Khedbrahma, GOI Floating Rate Saving Bond investment in Khopoli, GOI Floating Rate Saving Bond investment in Khunti, GOI Floating Rate Saving Bond investment in Khurja, GOI Floating Rate Saving Bond investment in Kichha, GOI Floating Rate Saving Bond investment in Kishanganj (Bih), GOI Floating Rate Saving Bond investment in Kishangarh, GOI Floating Rate Saving Bond investment in Kishtwar, GOI Floating Rate Saving Bond investment in Kodad, GOI Floating Rate Saving Bond investment in Kodinar, GOI Floating Rate Saving Bond investment in Kohima, GOI Floating Rate Saving Bond investment in Kokrajhar, GOI Floating Rate Saving Bond investment in Kolar, GOI Floating Rate Saving Bond investment in Kolencherry, GOI Floating Rate Saving Bond investment in Kolhapur, GOI Floating Rate Saving Bond investment in Kondagaon, GOI Floating Rate Saving Bond investment in Kopergaon, GOI Floating Rate Saving Bond investment in Koppal, GOI Floating Rate Saving Bond investment in Koraput, GOI Floating Rate Saving Bond investment in Korba, GOI Floating Rate Saving Bond investment in Kosamba, GOI Floating Rate Saving Bond investment in Kosikalan, GOI Floating Rate Saving Bond investment in Kota (Talwandi) – Rj, GOI Floating Rate Saving Bond investment in Kotdwar, GOI Floating Rate Saving Bond investment in Kothagudem, GOI Floating Rate Saving Bond investment in Kothamangalam, GOI Floating Rate Saving Bond investment in Kotkapura, GOI Floating Rate Saving Bond investment in Kotputli, GOI Floating Rate Saving Bond investment in Kottakkal, GOI Floating Rate Saving Bond investment in Kottarakkara, GOI Floating Rate Saving Bond investment in Kottayam, GOI Floating Rate Saving Bond investment in Krishnagar, GOI Floating Rate Saving Bond investment in Krishnagiri, GOI Floating Rate Saving Bond investment in Kudal, GOI Floating Rate Saving Bond investment in Kukarwada, GOI Floating Rate Saving Bond investment in Kulerian, GOI Floating Rate Saving Bond investment in Kulgam, GOI Floating Rate Saving Bond investment in Kullu, GOI Floating Rate Saving Bond investment in Kumbakonam, GOI Floating Rate Saving Bond investment in Kumta, GOI Floating Rate Saving Bond investment in Kunchaman City, GOI Floating Rate Saving Bond investment in Kundapur, GOI Floating Rate Saving Bond investment in Kupwara, GOI Floating Rate Saving Bond investment in Kurnool, GOI Floating Rate Saving Bond investment in Kurukshetra, GOI Floating Rate Saving Bond investment in Ladwa, GOI Floating Rate Saving Bond investment in Lakhimpur, GOI Floating Rate Saving Bond investment in Lakhisari, GOI Floating Rate Saving Bond investment in Lalganj, GOI Floating Rate Saving Bond investment in Lalitpur, GOI Floating Rate Saving Bond investment in Lalpur, GOI Floating Rate Saving Bond investment in Lalsot, GOI Floating Rate Saving Bond investment in Lanja, GOI Floating Rate Saving Bond investment in Lasalgaon, GOI Floating Rate Saving Bond investment in Latur, GOI Floating Rate Saving Bond investment in Leh, GOI Floating Rate Saving Bond investment in Limbdi, GOI Floating Rate Saving Bond investment in Lohaghat, GOI Floating Rate Saving Bond investment in Lohardaga, GOI Floating Rate Saving Bond investment in Lonavala, GOI Floating Rate Saving Bond investment in Lucknow, GOI Floating Rate Saving Bond investment in Ludhiana, GOI Floating Rate Saving Bond investment in Lunawada, GOI Floating Rate Saving Bond investment in Lunglei, GOI Floating Rate Saving Bond investment in Macherla, GOI Floating Rate Saving Bond investment in Machhiwara, GOI Floating Rate Saving Bond investment in Machilipatnam, GOI Floating Rate Saving Bond investment in Madanapalle, GOI Floating Rate Saving Bond investment in Madhepura, GOI Floating Rate Saving Bond investment in Madhubani, GOI Floating Rate Saving Bond investment in Madhupur (Jharkhand), GOI Floating Rate Saving Bond investment in Madikeri, GOI Floating Rate Saving Bond investment in Madras, GOI Floating Rate Saving Bond investment in Madurai, GOI Floating Rate Saving Bond investment in Mahabubnagar, GOI Floating Rate Saving Bond investment in Mahad, GOI Floating Rate Saving Bond investment in Maharajganj, GOI Floating Rate Saving Bond investment in Mahasamund, GOI Floating Rate Saving Bond investment in Mahbubabad, GOI Floating Rate Saving Bond investment in Mahender Garh, GOI Floating Rate Saving Bond investment in Mahilpur, GOI Floating Rate Saving Bond investment in Mahoba, GOI Floating Rate Saving Bond investment in Mahuva, GOI Floating Rate Saving Bond investment in Maihar, GOI Floating Rate Saving Bond investment in Mainpuri, GOI Floating Rate Saving Bond investment in Majalgaon, GOI Floating Rate Saving Bond investment in Makrana, GOI Floating Rate Saving Bond investment in Malappuram, GOI Floating Rate Saving Bond investment in Malda, GOI Floating Rate Saving Bond investment in Malegaon, GOI Floating Rate Saving Bond investment in Malerkotla, GOI Floating Rate Saving Bond investment in Malkangiri, GOI Floating Rate Saving Bond investment in Malkapur (Mah), GOI Floating Rate Saving Bond investment in Malout, GOI Floating Rate Saving Bond investment in Malpura, GOI Floating Rate Saving Bond investment in Malur, GOI Floating Rate Saving Bond investment in Manali, GOI Floating Rate Saving Bond investment in Mananthavady, GOI Floating Rate Saving Bond investment in Manavadar, GOI Floating Rate Saving Bond investment in Manawar, GOI Floating Rate Saving Bond investment in Mancherial, GOI Floating Rate Saving Bond investment in Mandapeta, GOI Floating Rate Saving Bond investment in Mandi, GOI Floating Rate Saving Bond investment in Mandi Adampur, GOI Floating Rate Saving Bond investment in Mandi Ahmedgarh, GOI Floating Rate Saving Bond investment in Mandi Dabwali, GOI Floating Rate Saving Bond investment in Mandi Govindgarh, GOI Floating Rate Saving Bond investment in Mandla, GOI Floating Rate Saving Bond investment in Mandsaur, GOI Floating Rate Saving Bond investment in Mandvi, GOI Floating Rate Saving Bond investment in Mandya, GOI Floating Rate Saving Bond investment in Manendragarh, GOI Floating Rate Saving Bond investment in Mangaldai, GOI Floating Rate Saving Bond investment in Mangalore, GOI Floating Rate Saving Bond investment in Mangrol (Guj), GOI Floating Rate Saving Bond investment in Manjeri, GOI Floating Rate Saving Bond investment in Manmad, GOI Floating Rate Saving Bond investment in Mannarkkad, GOI Floating Rate Saving Bond investment in Mansa – Guj, GOI Floating Rate Saving Bond investment in Mansa – Pb, GOI Floating Rate Saving Bond investment in Markapur, GOI Floating Rate Saving Bond investment in Mathura, GOI Floating Rate Saving Bond investment in Mattanur, GOI Floating Rate Saving Bond investment in Mau Nath Bhanjan, GOI Floating Rate Saving Bond investment in Mauranipur, GOI Floating Rate Saving Bond investment in Mavelikkara, GOI Floating Rate Saving Bond investment in Mawana, GOI Floating Rate Saving Bond investment in Mayiladuthurai, GOI Floating Rate Saving Bond investment in Medak, GOI Floating Rate Saving Bond investment in Medinapore, GOI Floating Rate Saving Bond investment in Meerut, GOI Floating Rate Saving Bond investment in Mehatpur – H P, GOI Floating Rate Saving Bond investment in Mehsana, GOI Floating Rate Saving Bond investment in Memari, GOI Floating Rate Saving Bond investment in Mera Mundali, GOI Floating Rate Saving Bond investment in Merta City, GOI Floating Rate Saving Bond investment in Metpally, GOI Floating Rate Saving Bond investment in Mirayalaguda, GOI Floating Rate Saving Bond investment in Mirzapur, GOI Floating Rate Saving Bond investment in Mithapur, GOI Floating Rate Saving Bond investment in Miyagam-Karjan, GOI Floating Rate Saving Bond investment in Modasa, GOI Floating Rate Saving Bond investment in Modi Nagar, GOI Floating Rate Saving Bond investment in Moga, GOI Floating Rate Saving Bond investment in Mohammadabad Gohna, GOI Floating Rate Saving Bond investment in Mohania, GOI Floating Rate Saving Bond investment in Mokokchung, GOI Floating Rate Saving Bond investment in Moradabad, GOI Floating Rate Saving Bond investment in Moran, GOI Floating Rate Saving Bond investment in Morena, GOI Floating Rate Saving Bond investment in Morigaon, GOI Floating Rate Saving Bond investment in Morvi, GOI Floating Rate Saving Bond investment in Motihari, GOI Floating Rate Saving Bond investment in Mubarakpur, GOI Floating Rate Saving Bond investment in Mughalsarai, GOI Floating Rate Saving Bond investment in Mukerian, GOI Floating Rate Saving Bond investment in Muktsar, GOI Floating Rate Saving Bond investment in Mul, 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