Author: Sanriya Finvest

Sanriya Finvest Pvt Ltd is a trusted investment and wealth management firm helping individuals, families, and NRIs grow their money through simple, smart, and goal-based financial planning. We specialise in Mutual Fund Investments, SIPs, PMS, AIFs, & GIFT City opportunities, offering personalised guidance backed by strong research & transparent, incidental advice. Our focus is long-term wealth creation—whether through SIPs, PMS/AIF diversification, global investing via GIFT City, or planning for education, retirement, or short-term goals. With disciplined monitoring, dedicated support, and a client-first approach, we make investing easy, tax-efficient, and aligned with your financial goals. Our team includes highly qualified professionals

Do I need a demat account to invest or can I invest in physical form in 54EC IRFC-REC-PFC Capital Gain Bond?

These 54EC IRFC-REC-PFC Capital Gain Bonds can be purchased in either physical mode or in demat form. A demat account is not mandated; there is no need to open a new one. If you do not have a demat account, you will get a physical IRFC-REC-PFC Capital Gain bond certificate like your Fixed Deposit receipt. […]

How many IRFC-REC-PFC bond certificates will I get if I invest Rs.25,00,000 in IRFC-REC-PFC Capital Gain Bonds?

If you invest Rs. 25,00,000 in IRFC-REC-PFC Capital Gain Bonds, and each bond has a face value of Rs. 10,000, you will receive a total of 250 bonds in a single IRFC-REC-PFC Capital Gain Bond certificate. Click here for more details about IRFC Capital Gain Bonds Click here for more details about REC Capital Gain Bonds […]

Can I invest in 54EC IRFC-REC-PFC Capital Gain Bonds any amount? For example: my gain is Rs. 5,76,760.

Each bond of 54EC IRFC Capital Gain Bonds has a face value of Rs. 10,000/-. If your gain is Rs. 5,76,760, you can purchase either 57 bonds (57 x Rs. 10,000 = Rs. 5,70,000) or 58 bonds (58 x Rs. 10,000 = Rs. 5,80,000) to invest the amount in 54EC IRFC Capital Gain Bonds. Click […]

What is the maximum amount that can be invested in a 54EC IRFC-REC-PFC Capital Gains Bond?

In a financial year, an individual is permitted to invest up to 500 bonds of Rs. 10,000/- each, which amounts to a total investment of Rs. 50,00,000/- (50 lakhs), in 54EC IRFC-REC-PFC Capital Gain Bonds. This limit is subject to the provisions of section 54EC of the Income Tax Act, 1961. Click here for more […]

What is the face value, issue price and minimum investment in 54EC IRFC-REC-PFC Capital Gain Bonds?

The face value of 54EC IRFC-REC-PFC Capital Gain Bonds is Rs.10,000/- per bond. The issue price is also Rs.10,000/- per bond. The minimum investment required in these bonds is Rs.20,000/-. This means that investors need to purchase a minimum of two bonds, each with a face value of Rs.10,000/- to meet the minimum investment requirement. […]

When does interest start accruing for 54EC IRFC-REC-PFC Capital Gain Bonds? Does it start from the date of transfer of funds?

The interest on application amount for 54EC IRFC-REC-PFC Capital Gain Bonds is calculated from the date of realization of the cheque, demand draft, NEFT and also RTGS payment. The interest is accrued at the prevailing coupon rate specified for the bonds during the period. It is between the amount being withdrawn from the investor’s bank […]

What is the deemed date of 54EC IRFC Capital Gain Bond allotment?

The deemed date of allotment for 54EC IRFC-REC-PFC Capital Gain Bonds is the last day of each month, provided that the application money has been cleared and credited in the company’s collection account. This date is considered the effective date of allotment for the bonds. Click here for more details about IRFC Capital Gain Bonds Click […]

What is the subscription mode for in 54EC IRFC-REC-PFC Capital Gain Bonds?

The subscription mode for 54EC IRFC-REC-PFC Capital Gain Bonds is typically 100% allotment basis by applying in physically or in demat mode, subject to the application being in order. This means that if your application is complete, you have a chance to receive the full allotment of bonds. However, actual allotment is subject to availability […]

What is the procedure for applying in IRFC-REC-PFC 54EC Capital Gain Bonds?

To apply for IRFC-REC-PFC 54EC Capital Gain Bonds, it is recommended to follow these general steps: 1. Obtain Application Form: You can obtain the application form for IRFC-REC-PFC 54EC Capital Gain Bonds from www.sanriya.in 2. Fill out the Form: Fill out the application form accurately. Providing the necessary details as requested. Ensure that all the […]

What are the payment methods for investing in IRFC-REC-PFC 54EC Capital Gain Bonds?

The payment methods for investing in 54EC IRFC-REC and PFC Capital Gain Bonds generally include: 1. Cheque: Investors can make payment for the subscription amount through a cheque. Cheque issued in favour of the designated bank account specified for the bond issue. 2. Demand Draft (DD): Alternatively, investors also may choose to make payment through […]